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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think stepparents should not be financially responsible for other people's children?

608 replies

Mrsnothingthanks · 01/12/2025 22:00

That's just it really. I'm married. My husband is only financially responsible for our daughter, not my other children. Why should he be? Not his kids!
Surprises me on MN that others think stepparents should assume financial responsibility for kids that aren't theirs!

OP posts:
Damsonjam1 · 04/12/2025 05:34

This very much depends on the relative circumstances. Children living in the same household should as far as practical, on a day to day basis, be given the same opportunities (out of school activities, family holidays, clothes, meals out etc). If your husband had children from a previous relationship, wouldn't you want this for them?

fedupposter · 04/12/2025 06:23

BossaNovaOnAllNight · 03/12/2025 20:34

Then why date someone with kids if theyre not willing to pay for the kids? That isn't being a step 'parent' its being dad's girlfriend who hasn't fully transitioned into taking on the family and keeps herself separate from them.

Interesting that you think that a member of the household who doesn’t financially contribute isn’t considered a ‘proper’ part of the family. Do you think the same of stay at home mothers?

Stressystressylemonzesty · 04/12/2025 06:36

TheEveningSun · 03/12/2025 20:22

Ok but if the situations were reversed - your dh was a higher earner and lets say you what to go for holidays so he pays for himself and half for shared child and you pay for your two sons and yourself? What if you can’t afford to pay for that? He’d need to sponsor everyone otherwise there’s no holidays. The same with the house, ok you and your sons take up more space and you pay more because you make more but what if he made more money? Would he pay more even though he has only one child? I think it’s very clear and easy for you because you came with the baggage and you’re earning more so “oh I’m responsible for my kids”. My friend is dating a childless guy (she had two kids) he told her: I’m happy to pay for you to go on holidays with me but I’m not paying for your children. Is that fair? She absolutely can’t afford a holiday. According to you that’s ok but in this case they never go on holiday because she can’t afford to. Or they only holiday without her children

That’s exactly the position I’m in no holidays since 2017 for us (my DCs go with their Dad) my DC with my partner doesn’t get holidays but she lives with 2 parents who love one another and I think that’s more important.

inappropriateraspberry · 04/12/2025 07:20

You become responsible for each others children when you become one family, that includes finances! What a mean way to look at things.

DigitalSam · 04/12/2025 07:30

If you are married (in the UK) there is no such thing as separation of finances, "I pay for my kids, you pay for yours" etc. Legally you are considered one financial unit when it comes to income and assets. So it doesn't matter which account you pay from for your 'own' children, it's still joint money - your money is his money and vice versa. E.g. if you divorced tomorrow, your husband would be entitled to half of that common pot of money and assets, or possibly more than half in some cases if he is a much lower earner. (In other countries there is the possibility of getting married in separation of assets so the rules are different)

So basically, if you are married in the UK, step parents do 'pay' for children who are not theirs, even if indirectly. They don't have an option to opt out, because all finances are joint. In fact, they legally should have a say on how you spend this money even on children who are not theirs, and restricting access to your money, which is also his money, can be considered financial abuse in certain cases.

MumAgainAt41 · 04/12/2025 07:31

Each to their own. I have 2 sons from a previous relationship and have 2 children with my husband.

in the earlier stages of our relationship i said that i was responsible for my 2 but he wouldn’t have it, he’s always supported us all as a family financially.

Leopardsandcheetahsarefast · 04/12/2025 07:33

TFImBackIn · 01/12/2025 22:06

I know a lot of A level students found this out the hard way when their step parent's income was taken into account with student finance, even though the couple kept separate accounts.

This. My ex does not has never paid a penny in CSA money for children. But my husband had to declare his income for university.

yet he would pay no maintenance for them if we divorced - crazy system.

Fortunately he sees mine as his and likewise. My insurance is split between all the children in my will and same for him.

Tiswa · 04/12/2025 07:50

Mrsnothingthanks · 03/12/2025 21:18

@Calliopespa I am, I admit. Staunch feminist (in the true equality camp - not the "feminism when it suits me" brigade).

Who got married

Cheersminesalargeone · 04/12/2025 08:52

TFImBackIn · 01/12/2025 22:06

I know a lot of A level students found this out the hard way when their step parent's income was taken into account with student finance, even though the couple kept separate accounts.

Not only step parents same goes for partners if you’re living togetherSad

BossaNovaOnAllNight · 04/12/2025 11:34

fedupposter · 04/12/2025 06:23

Interesting that you think that a member of the household who doesn’t financially contribute isn’t considered a ‘proper’ part of the family. Do you think the same of stay at home mothers?

Sahm's usually aren't dodging their responsibilities as a parent by not earning a financial income- they're doing it whilst the kids are in nursery because it's more cost effective etc. This is different as step parents are usually doing it as a choice, opting out of this bit of family life.

gamerchick · 04/12/2025 11:56

Mrsnothingthanks · 03/12/2025 21:41

@gamerchick Perhaps ex's wife could contribute if he couldn't? Would that be reasonable?

You tell me?

you think your kids stepmother should pay for your kids outside of the home?

Mrsnothingthanks · 04/12/2025 12:12

@Tiswa Do you genuinely believe feminists can't get married?!! 😆 😂 You are pulling my chain on this one!

OP posts:
Tiswa · 04/12/2025 12:34

Mrsnothingthanks · 04/12/2025 12:12

@Tiswa Do you genuinely believe feminists can't get married?!! 😆 😂 You are pulling my chain on this one!

No it doesn’t fit with you and your beliefs - and yes the constitution of marriage has in the past heavily favoured the man I am surprised that given your views you got married even with all the legal documentation. The historical background of marriage isn’t feminist.

there are civil partnerships which fits much better without all the baggage a marriage brings

so yes it does surprise me with all your independent views you tied yourself legally to someone else

Mrsnothingthanks · 04/12/2025 12:44

@Tiswa Absolutely ridiculous that you think there is no such thing as a married feminist! Isn't Michelle Obama married (to name just one you may know?)
For example, I would still want my husband and my family to be financially protected upon my passing - and possibly even more important as the higher earner.
However, we did tailor our ceremony to remove all of the patriarchal traditions (giving away by father, bouquet throwing, man-only speeches, name changing etc) and I am not a Mrs.

OP posts:
Mrsnothingthanks · 04/12/2025 12:56

Furthermore, there are number of countries that don't recognise civil partnerships so we considered this in terms of should we wish to emigrate in the future. Dotting the i's and crossing the t's again 😀

OP posts:
badgerbee · 04/12/2025 13:12

Mrsnothingthanks · 04/12/2025 12:56

Furthermore, there are number of countries that don't recognise civil partnerships so we considered this in terms of should we wish to emigrate in the future. Dotting the i's and crossing the t's again 😀

Edited

Dotting the i’s and crossing the t’s again?
You sound stiflingly strait laced and stuffy.
Do you ever just relax and take life easy? You sound like my worst nightmare, be a bit more laid back for your kids sake.

Pikles · 04/12/2025 13:21

TheEveningSun · 03/12/2025 21:32

She doesn’t. Does her business PT. It’s a long story but I don’t know what to tell her. I kind of see the guy’s point but then if they start living together then I don’t know, it’s too complicated. It feels that he either takes her and the kids (kids are well supported by the fathers with 50/50 split) or not get involved with her

In the nicest possible way, your friend sounds a bit of a mess? She’s considering child 3 with dad 3, despite choosing not to give her existing two the lifestyle she wants?

She doesn’t want a partner, she wants a sponsor.

BumbleGee · 04/12/2025 13:52

My mother remarried when I was 9. She then went on to have three kids with my step father. My real father never wanted anything to do with me and certainly not financially. My mother had no money as she was a stay at home mother so my stepfather was financially responsible for me.im grateful he was - yes it probably should have been my deadbeat Dad but he didn't even let my mum put his name on my birth certificate.

IDidntSayThatSorry · 04/12/2025 14:03

My mother had no money as she was a stay at home mother so my stepfather was financially responsible for me.im grateful he was - yes it probably should have been my deadbeat Dad

Actually to be fair, it should have been both parents - so your mum didn't quite step up there either except that she managed to find someone else who was willing to do so.

myglowupera · 04/12/2025 14:06

Stressystressylemonzesty · 03/12/2025 14:32

Would you see it the same if the child lived with you?

If I was a stepparent and the child lived with me, then even more so I wouldn’t want to pay towards maintenance. So I guess my answer to your question is yes I would see it the same, even more so.

I used to be a stepparent and have been a single mum for 6 years now. As a stepmum and as a mum, I still hold the same opinion that the stepmum shouldn’t have to be involved with maintenance.

Calliopespa · 04/12/2025 14:12

badgerbee · 04/12/2025 13:12

Dotting the i’s and crossing the t’s again?
You sound stiflingly strait laced and stuffy.
Do you ever just relax and take life easy? You sound like my worst nightmare, be a bit more laid back for your kids sake.

You sound stiflingly strait laced and stuffy.

I just thought smug when I read that.

I'm not even sure why, if she thinks she has everything sussed out to a "t", she is even here provoking discussion of what the ins and outs should be. Most people do it to explore the issue. I keep sniffing a "reverse" aspect in it all...

Tiswa · 04/12/2025 14:39

Mrsnothingthanks · 04/12/2025 12:44

@Tiswa Absolutely ridiculous that you think there is no such thing as a married feminist! Isn't Michelle Obama married (to name just one you may know?)
For example, I would still want my husband and my family to be financially protected upon my passing - and possibly even more important as the higher earner.
However, we did tailor our ceremony to remove all of the patriarchal traditions (giving away by father, bouquet throwing, man-only speeches, name changing etc) and I am not a Mrs.

Edited

Yes because civil partnership does not exist in the US I am surprised given what you changed you didn’t go for one rather than a marriage and doing all the adaptions of it

Plus I never said that there was no such thing as a married feminist 2 - this isn’t a general thing I am just surprised given all your other individual beliefs why you chose marriage over a civil partnership

so don’t put words in my mouth!

Tiswa · 04/12/2025 14:39

Mrsnothingthanks · 04/12/2025 12:56

Furthermore, there are number of countries that don't recognise civil partnerships so we considered this in terms of should we wish to emigrate in the future. Dotting the i's and crossing the t's again 😀

Edited

I see that does make sense I didn’t read this.

LoyalMember · 04/12/2025 14:45

The OP's trying far, far too hard. It's as if she's trying to convince herself.

GovernmentFundedSteak · 04/12/2025 14:56

myglowupera · 04/12/2025 14:06

If I was a stepparent and the child lived with me, then even more so I wouldn’t want to pay towards maintenance. So I guess my answer to your question is yes I would see it the same, even more so.

I used to be a stepparent and have been a single mum for 6 years now. As a stepmum and as a mum, I still hold the same opinion that the stepmum shouldn’t have to be involved with maintenance.

If they lived with you there wouldn't be maintenance to pay. It would just be the usual day to day costs of having a child.

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