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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think stepparents should not be financially responsible for other people's children?

608 replies

Mrsnothingthanks · 01/12/2025 22:00

That's just it really. I'm married. My husband is only financially responsible for our daughter, not my other children. Why should he be? Not his kids!
Surprises me on MN that others think stepparents should assume financial responsibility for kids that aren't theirs!

OP posts:
Blablibladirladada · 03/12/2025 18:28

springtome · 03/12/2025 18:26

It depends. There was that story recently where the mum was a SAHM, presumably with her husband’s consent. Except he wouldn’t pay for her child to gonom holiday with them and their joint child so she was going to leave that child with family. This I think is really wrong.

She decided to leave her other child???

oh my. Trauma here we go!

MrsBennetsPoorNervesAreBack · 03/12/2025 18:30

Mrsnothingthanks · 03/12/2025 18:26

@NameChangexox Yes but he still lives there, no?

You seem to have a lot of strong opinions about how other people choose to organise their own finances, OP.

Maybe just accept that people might choose to do things differently?

Mrsnothingthanks · 03/12/2025 18:30

@springtome I agree and disagree. If we take the three kids on holiday all together (as naturally we have done), I would pay the lion's share. I work in order to facilitate that. If I was a SAHM I wouldn't be earning so couldn't do that.
But if all three kids wanted to go, I would never take one and not the other/s.

OP posts:
Tiswa · 03/12/2025 18:34

NameChangexox · 03/12/2025 18:16

What is a fair split then? I have 2 kids, their dad has chosen to have nothing to do with them not seen them in years also doesn’t contribute financially again hasn’t in years (CMS cannot get him to pay he is self employed and absolutely playing the system). I have a new partner now been together a few years, he has no children but he lives in my house. I am higher earner, I pay mortgage and all but 1 household bill which he pays, he also pays for food shopping. I tend to do the top up shops. If he didn’t contribute because he isn’t the father of my kids I’d think he was a total cock lodger.. I mean sometimes I think he should contribute more!

Edited

I mean I can see the mortgage because it is your house but 1 bill and the occasional food shop is cocklodger territory

Tiswa · 03/12/2025 18:35

Mrsnothingthanks · 03/12/2025 18:30

@springtome I agree and disagree. If we take the three kids on holiday all together (as naturally we have done), I would pay the lion's share. I work in order to facilitate that. If I was a SAHM I wouldn't be earning so couldn't do that.
But if all three kids wanted to go, I would never take one and not the other/s.

Edited

What do you call lions share?

because fairly give everyone say 20% (unless free child place) your boys are 40% so the remaining 60% gets split so it is a 70/30 split

that isn’t the lions share IMO

badgerbee · 03/12/2025 18:36

I think it depends on the person, my husband wouldn’t dream of thinking like that but some would. You get to choose who you want as your spouse.

Cariad10 · 03/12/2025 18:37

THisbackwithavengeance · 03/12/2025 16:50

You’re married, you’re a family. You work together including financially. I HATE the attitude on MN that stepkids are just some despised random DCs who don’t merit any care or consideration.

If you don’t want to part of a family which includes DCs that aren’t biological yours then don’t! But then don’t get married and fuck up the lives of some poor DCs that didn’t ask you to be there in the first place.

I totally agree with you , if you don't qt to take responsibility for the whole family don't marry someone with kids, wether emotionally or financially they all deserve to be treated equally
When my husband and I married I and 4 children we the had 2 of our own. He took full responsibility for all of them jointly with me. If he hadn't been prepared to treat them fully as his own I wouldn't have stayed with him.

NameChangexox · 03/12/2025 18:38

Tiswa · 03/12/2025 18:34

I mean I can see the mortgage because it is your house but 1 bill and the occasional food shop is cocklodger territory

All big food shops, given the high price of food he actually spends about the same as I pay for the mortgage each month. I only buy top up shop if needed.

CandidRaven · 03/12/2025 18:38

My husband treated my daughter as his own since she was 3, she is now 16,she calls him dad and he has always treated her the same as his biological children, including providing for her financially, as far as he's concerned she IS his child.

IDidntSayThatSorry · 03/12/2025 18:39

Mrsnothingthanks · 03/12/2025 16:35

@Tiswa It is always important to have plan financially for if a relationship dissolves. That's about being a realist.

To be fair, after reading some of your latest posts, I agree with you about being a realist. People who get married should consider the practical financial side of things before taking that step.

The problem is that many get swept up in the emotional side of being in love and getting married - they get carried away and never prepare for the practicalities.

What I see with you is almost the opposite. You’ve dotted all your i’s and crossed all your t’s, but you come across as quite inflexible, which makes it seem as though you’re missing the emotional touch.

The answer, of course, is balance.

Thankgoditsbedtyme · 03/12/2025 18:42

Mrsnothingthanks · 01/12/2025 22:13

@Strictlycomeparent My sons have two competent parents who have always worked their entire lives. I would never expect someone else to take financial responsibility for the children I chose to have.

Your children are very lucky then. There’s lots of children out there that don’t have this. Everybody’s situation is different. I’m really not sure what the point of your post is. Ideally everyone should take on the responsibility of their child, sadly the realty is many don’t. And there is no accountability in the UK for parents who chose not to provide either financially or emotionally for their children. The system is not fit for purpose. There are also children who have had parents pass away, who this situation simply is not possible. Again I’m not sure the purpose of your post, whether it’s to make you feel better about something or simply to gloat!!

BillieWiper · 03/12/2025 18:49

I would want my partner to love his step kids as much as his bio ones, and treat them equally.

But then I wouldn't probably marry someone if I had kids already.

Timeforabitofpeace · 03/12/2025 18:50

The system isn’t fit for purpose, I agree. Men who choose not to pay seem to get away with it. It can’t be so difficult to sort this out, with a will, and would save the public purse a great deal. It seems irrational to criticise people on benefits, when some are on benefits because their ex partners are wriggling out of paying for their own children, one way or another.

SatsumaDog · 03/12/2025 18:51

Personally, I think if you enter into a relationshp with someone who has children then they are part of the deal. Financially, it depends on the ages of the children. If they are young and you are potentially going to have more together, then they all should be treated the same imo. If the kids are older or left home, that’s a bit different. My father remarried when I was at university. I wouldn’t have expected anything from his wife or him either as it turns out. I always supported myself.

GovernmentFundedSteak · 03/12/2025 19:01

I don't think this is a one size fits all situation.

I've been a single parent since my DC were small (now upping adults)
When their father moved in with his now wife, he reduced his CMS payments as she had children. They then had another child and he quit work as she apparently couldn't cope with 3 on her own. They then chose to have 2 more which is unfathomable, but there we are. They were delighted that he could reduced, and then stop, his payments BTW. They phoned me up and laughed about it down the phone.

I met someone else, and eventually we discussed him moving in. At this point I was working full time but also getting tax credits as a top up. When we looked at the figures we realised that if he moved in my benefits would stop, or near enough anyway. (I think we could have claimed about £30 UC PCM, but we didn't bother). I could not have afforded to pay 75% of the household costs on my wage, working more hours would have either cost more in childcare, or needed him to provide the care.
He was shocked that I'd ever considered that he would pay less than 50% of all costs, including those related to my children. If they needed shoes and I had no money until payday/ was working and couldn't get to the shop, he bought them. He never expected me to pay him back.
I never expected him to ne financially responsible for them, but realistically we couldn't live together if he wasn't.

Calliopespa · 03/12/2025 19:04

Mangelwurzelfortea · 03/12/2025 13:46

My bio dad had to pay a load of money (unpaid child support) to my mum and stepdad. They spent it on a holiday to Australia (didn't take me, obvs).

My dad had argued that he didn't have to pay child support as I was legally adopted by my stepdad and took his name (we all had to pretend he was my bio dad, even though I'm blonde like my real dad's side of the family and he is dark and swarthy) but he still didn't want to pay for me. It was a stupid, messy situation where none of the adults behaved with any kind of maturity or consideration for anyone other than themselves.

I'm so sorry @Mangelwurzelfortea .

I do think these situations will be viewed by history in the same kind of way we now view Victorian workhouse children. It "wasn't uncommon" at the time so children were expected to get on with it.

It wasn't right you were caught in the middle like that. Every child deserves to feel they absolutely belong in their home.

Mrsnothingthanks · 03/12/2025 19:05

@IDidntSayThatSorry I do agree. After being very badly burned and almost completely destroyed the first time around (and I have to accept responsibility for not seeing the red flags but I suppose I was young and naive), I have absolutely made sure I do account for every eventuality. I certainly recognise the importance of maintaining financial independence as you never know when you may need to rely upon it. My advice is never entirely trust anyone except yourself!

OP posts:
HardyCrow · 03/12/2025 19:07

Strictlycomeparent · 01/12/2025 22:11

I think it depends. If they have two competent parents then yes. But personally I wouldn’t ever see my DSC miss out because they have one useless parent. I would and have prioritised them being treated fairly compared with their siblings. Feeling like the Cinderella child does such lasting damage, not just to that child but also to the other children seeing essentially a form of long form cruelty to their sibling. I couldn’t be that person.

This.

7563l · 03/12/2025 19:08

This reply has been withdrawn

This has been withdrawn by MNHQ at the user's request.

Mrsnothingthanks · 03/12/2025 19:12

@7563l Absolutely it is right for a stepparent to have a say and for that to be considered, but ultimately all decisions about bio children are down to the bio parent/s - I agree.

OP posts:
GreenGodiva · 03/12/2025 19:12

When you choose to create a family unit, you think that the non biological parent shouldn’t be responsible? That’s odd to say the least. Men tend to earn much more than women . Women are overwhelmingly left with the children while male parents often skip out lightly. If you are a family unit, you are a FAMILY and the nrp should still contribute according to their own family situation and earnings?

although I do think the American approach is the best. Nrps should absolutely pay according to whom they parent first. There is very little deterrent in this country to stop men just indiscriminately mixing in women and creating babies they can’t afford to pay for. The burden needs to be on BOTH parents and whoever you choose to form a family unit with.

Calliopespa · 03/12/2025 19:13

Mrsnothingthanks · 01/12/2025 22:09

@Slothey My husband didn't have any children when we met but I had two. I absolutely did not want him to take on financial responsibility for my sons - that's not his duty. I made this clear from the start and he very much respected that stance.

I bet he did.

Mrsnothingthanks · 03/12/2025 19:17

@Calliopespa He did - he knew I wasn't simply looking for someone to pay for my own kids as I think many stepparents find themselves unwittingly being expected to do.

OP posts:
Calliopespa · 03/12/2025 19:19

Mrsnothingthanks · 03/12/2025 19:17

@Calliopespa He did - he knew I wasn't simply looking for someone to pay for my own kids as I think many stepparents find themselves unwittingly being expected to do.

If you are all sorted then, why are you on the rampage about families that don't operate like you do?

Mrsnothingthanks · 03/12/2025 19:19

@GreenGodiva Yes the responsibility needs to be with mothers and fathers equally.

OP posts: