Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this is a fair change to the Motability scheme...

446 replies

BusyBumbling · 25/11/2025 16:44

BBC News - 'Premium' cars like BMW and Mercedes cut from Motability scheme
https://www.bbc.com/news/articles/cd9znkxq47xo

It's still supporting disabled people with the cost of owning a car whilst also supporting the British car industry. I think public opinion has been listened to on both sides and this seems very sensible.
It may also reduce some of the costs of the grants paid from the scheme which were helping fund the upfront cost for premium cars for poorer claimants.

A close-up shot shows three BMW cars parked in a diagonal row on a paved surface. The front car is white with a prominent grille and headlights, while a red BMW sits behind it, followed by another white BMW.

'Premium' cars like BMW and Mercedes cut from Motability scheme

Motability says it will provide vehicles that meet disabled peoples' needs and are safe and affordable.

https://www.bbc.com/news/articles/cd9znkxq47xo

OP posts:
Thread gallery
15
LoisGriffinskitchen · 25/11/2025 16:50

YABU it won’t save a penny, the disabled person will still get their payment.

Some choose these vehicles because adaptions are easier with them. The person pays the cost of the adaption, not the taxpayer.

BusyBumbling · 25/11/2025 16:50

Just out of interest to those who vote YABU can I ask why exactly?

OP posts:
DogsAreNice · 25/11/2025 16:51

As MN taught me the level of PIP remains unchanged. The disabled person chooses how much of their pip they get to spend on the car lease.

MidnightPatrol · 25/11/2025 16:52

I think it’s good to have scheme to support people with mobility issues get access to vehicles.

I think the scheme has possibly lost scope, as there are apparently now c. 900,000 of these vehicles on the road. A fifth of all new cars.

I think they should remove access to premium vehicles, yes - but I think they also need to assess who is actually eligible as it seems extraordinary that so many people are eligible for the higher rate of mobility PIP to make this problem exist in the first place…!

RandomMess · 25/11/2025 16:53

For some adaptations only premium brand cars (well vans tbf) will work.

Marshmallow4545 · 25/11/2025 16:53

LoisGriffinskitchen · 25/11/2025 16:50

YABU it won’t save a penny, the disabled person will still get their payment.

Some choose these vehicles because adaptions are easier with them. The person pays the cost of the adaption, not the taxpayer.

Perhaps we need to look into means testing PIP too.

It is ridiculous to claim that most of these luxury vehicles are being leased because adaptions are easier to make. Only 10% of Motability cars have adaptations.

Sirzy · 25/11/2025 16:55

All it is doing is pandering to the “but they get a posh car” idiots who don’t understand a thing about the system.

If people are using their own money to top up with the advance payments they should be able to pick the car that is best suited for them within their budget.

DogsAreNice · 25/11/2025 16:55

RandomMess · 25/11/2025 16:53

For some adaptations only premium brand cars (well vans tbf) will work.

Exactly. The PIP amount is unchanged.

BusyBumbling · 25/11/2025 16:56

LoisGriffinskitchen · 25/11/2025 16:50

YABU it won’t save a penny, the disabled person will still get their payment.

Some choose these vehicles because adaptions are easier with them. The person pays the cost of the adaption, not the taxpayer.

Not always...

"Motability Scheme-related grants provide financial help, to Motability Scheme customers, towards the costs of leasing a suitable car or wheelchair accessible vehicle.

Each year, we provide a small number of means-tested grants to people most in need of financial help to use the Scheme.

This can include funding towards advance payments for cars, wheelchair accessible vehicles, and adaptations for drivers and passengers."

So the scheme finances some of the upfront payments and adaptations with grants.

OP posts:
Bluesclues1 · 25/11/2025 16:56

Only the 3rd thread on this so far…

MidnightPatrol · 25/11/2025 16:57

DogsAreNice · 25/11/2025 16:51

As MN taught me the level of PIP remains unchanged. The disabled person chooses how much of their pip they get to spend on the car lease.

Well that’s going to be phase two of this situation isn’t it - people are now questioning why exactly so many people are able to claim this mobility benefit at such a high rate.

DogsAreNice · 25/11/2025 16:57

Marshmallow4545 · 25/11/2025 16:53

Perhaps we need to look into means testing PIP too.

It is ridiculous to claim that most of these luxury vehicles are being leased because adaptions are easier to make. Only 10% of Motability cars have adaptations.

Edited

I've learnt from MN that means testing PIP would be too expensive in admin costs. PIP is done to meet the extra costs of the disability

Goalpace · 25/11/2025 16:57

What - exactly - would the saving to the tax-payer be?

A) Zero
B) None
C) Nil
D) £0

DogsAreNice · 25/11/2025 16:57

MidnightPatrol · 25/11/2025 16:57

Well that’s going to be phase two of this situation isn’t it - people are now questioning why exactly so many people are able to claim this mobility benefit at such a high rate.

Because the assessment deemed so

Howdoyoudodoyoudo · 25/11/2025 16:58

I agree with it. I never saw the point of having the option of luxury cars with crazy advance payments . I don’t get why claimants need those types of cars and if they have a few grand to pay upfront surely that would be better spent on a car that you actually own?

I have a motability car for my son. The reason it helped me was because I needed a car to to take him places , I wasn’t in a position to buy one , so I weighed up the cost of saving for a car ( but I didn’t have time to) and the cost of taxis etc. However , if I had had the money to buy a cheap car I would have because even though everything is covered I will never own that car . If and when my sons needs change , or he decides he wants to have that money instead then I will have no car and have to buy one anyway. Also the cost of it isn’t as cheap as people think - it’s £300 per month and yes that includes insurance and repairs but really it’s not massively different from the cost of financing an older car.

I did not do it because I wanted a fancy new car , I don’t drive around flashing my car it’s just a car that does the job. If I had £4000 cash I would 100% have not got a motability car and just got a car that’s older but is mine so I don’t get why someone would pay that much to have a new car that they will never own.

I think the advance payments should be lowered for cars that need adaptions though because that’s not a choice , it’s a need.

Marshmallow4545 · 25/11/2025 16:58

DogsAreNice · 25/11/2025 16:57

I've learnt from MN that means testing PIP would be too expensive in admin costs. PIP is done to meet the extra costs of the disability

This is incorrect.

We could means test PIP the same way we means test CB. That isn't prohibitively expensive and allows people to still be acknowledged as being eligible for PIP but they don't receive the money. This is important as it's often a gateway benefit.

BusyBumbling · 25/11/2025 16:59

RandomMess · 25/11/2025 16:53

For some adaptations only premium brand cars (well vans tbf) will work.

There are no British or non premium brand vans out there?

OP posts:
everardshutthatdoor · 25/11/2025 16:59

Sirzy · 25/11/2025 16:55

All it is doing is pandering to the “but they get a posh car” idiots who don’t understand a thing about the system.

If people are using their own money to top up with the advance payments they should be able to pick the car that is best suited for them within their budget.

But then is it fair that they are part of the scheme? Surely the scheme exists to make sure people aren’t disadvantaged by their disability in terms of mobility because the cost of an adapted vehicle might be prohibitive to them? If people can afford a car that meets their needs, why are they able to benefit from the scheme at all?

Fooshufflewickjbannanapants · 25/11/2025 17:00

BusyBumbling · 25/11/2025 16:56

Not always...

"Motability Scheme-related grants provide financial help, to Motability Scheme customers, towards the costs of leasing a suitable car or wheelchair accessible vehicle.

Each year, we provide a small number of means-tested grants to people most in need of financial help to use the Scheme.

This can include funding towards advance payments for cars, wheelchair accessible vehicles, and adaptations for drivers and passengers."

So the scheme finances some of the upfront payments and adaptations with grants.

But as someone who qualified for a grant towards a WAV they only grant the amount for a NEED not a want, so they start off with the smallest grant, get an independent assessor to look at the vehicle with you and the equipment you need to transport and if that fits then that’s what you get, if it doesn’t they then move to the next size etc.

Overthemhills · 25/11/2025 17:00

@Marshmallow4545
Don’t forget those pesky disabled children who get higher rate mobility component of DLA… they qualify too.
Different criteria but still such a burden to the taxpayer.
If only someone would means-test children to see if they could stop their parents accessing Motability cars, eh?
After all the private car manufacturers and leasing companies -especially the British companies- are queuing up to make adaptations to their vehicles to sell at an affordable rate to people who require adaptations, right?
After all Peugeot, Mercedes-Benz, Fiat, Renault, Citroen, Volkswagen and Ford make WAVs … which British manufacturers am I forgetting?
Oh that’s right…, none.

Marshmallow4545 · 25/11/2025 17:00

Goalpace · 25/11/2025 16:57

What - exactly - would the saving to the tax-payer be?

A) Zero
B) None
C) Nil
D) £0

Perhaps not but it's obviously a move towards acknowledging that state money shouldn't be used to fund obvious luxuries. I genuinely think means testing will be the next step here and this will deliver bigger savings and benefit perceived as fairer.

Sunshinesmon · 25/11/2025 17:00

BusyBumbling · 25/11/2025 16:59

There are no British or non premium brand vans out there?

Can you name one?

ScaryM0nster · 25/11/2025 17:01

The scheme previously allowed you to choose a car that fit your budget and spending priorities, and use your mobility allowance component to fund the additional costs of using that to support your mobility.

That recognised independence, the importance of choice, and that you can both be disabled and get state support for the additional challenges that brings, but also be in employment with a high income and some choice over how you spend that money.

This is a headline grabbing backward step.

Overthemhills · 25/11/2025 17:01

@BusyBumbling
No there are no British manufacturers making WAVs