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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this is a fair change to the Motability scheme...

446 replies

BusyBumbling · 25/11/2025 16:44

BBC News - 'Premium' cars like BMW and Mercedes cut from Motability scheme
https://www.bbc.com/news/articles/cd9znkxq47xo

It's still supporting disabled people with the cost of owning a car whilst also supporting the British car industry. I think public opinion has been listened to on both sides and this seems very sensible.
It may also reduce some of the costs of the grants paid from the scheme which were helping fund the upfront cost for premium cars for poorer claimants.

A close-up shot shows three BMW cars parked in a diagonal row on a paved surface. The front car is white with a prominent grille and headlights, while a red BMW sits behind it, followed by another white BMW.

'Premium' cars like BMW and Mercedes cut from Motability scheme

Motability says it will provide vehicles that meet disabled peoples' needs and are safe and affordable.

https://www.bbc.com/news/articles/cd9znkxq47xo

OP posts:
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15
UserFront242 · 25/11/2025 18:21

BettysRoasties · 25/11/2025 18:17

I’d rather a clamp down on them actually being used for the person it is for.

I could be wrong as it was a few years ago I read about it now but the car is for the benefit of the person not to just be used as say their careers car.

Yet people do abuse that system wife at home who’s disabled.

Man takes the car to go fishing. It’s her car. Child in school.

Mum takes the car to go to the hair saloon. The car is for the child’s benefit not mums personal car.

Shopping at sainsbury’s sure that feeds the house. Going to the gym or some such doesn’t.

How would you police this?
Do you really think a household that has a disabled person with a Motability car should have a second car so the mum/wife/whatever can go to the gym?

BettysRoasties · 25/11/2025 18:23

UserFront242 · 25/11/2025 18:21

How would you police this?
Do you really think a household that has a disabled person with a Motability car should have a second car so the mum/wife/whatever can go to the gym?

The whole point of it is to benefit the disabled person that’s why they can use their pip/dla to fund it. It’s part of the conditions.

So yes if the family needs two cars run two cars. Don’t use the car against its lease terms.

YorkshireGoldDrinker · 25/11/2025 18:23

LoisGriffinskitchen · 25/11/2025 16:50

YABU it won’t save a penny, the disabled person will still get their payment.

Some choose these vehicles because adaptions are easier with them. The person pays the cost of the adaption, not the taxpayer.

And for those folks who work 40+ hours a week just to survive who can't afford a luxury vehicle? What becomes of them? Or do we pretend that they don't exist?

FollowingAzureSeas · 25/11/2025 18:25

BusyBumbling · 25/11/2025 18:19

I think they have every right to spend their money as they wish, just not using a preferential leasing scheme supported by taxpayers.

How many times does this scheme have to be explained to you? You are posting in exactly the same style as the poster in the larger mobility thread. Misinformed and perpetuating that misinformation. I smell a bit of a rat.

Sharptonguedwoman · 25/11/2025 18:25

MidnightPatrol · 25/11/2025 16:52

I think it’s good to have scheme to support people with mobility issues get access to vehicles.

I think the scheme has possibly lost scope, as there are apparently now c. 900,000 of these vehicles on the road. A fifth of all new cars.

I think they should remove access to premium vehicles, yes - but I think they also need to assess who is actually eligible as it seems extraordinary that so many people are eligible for the higher rate of mobility PIP to make this problem exist in the first place…!

So you can't have a nice car if you're disabled? Got you. People have to pay a deposit 'You’ll probably need to make a payment upfront if you choose a more expensive vehicle'

Namechange6789998212 · 25/11/2025 18:27

The “luxury car requires an advance payment of 8k it’s not free!!” point is a dud one imo. The point of the motability scheme was to allow people who needed a car and had no way of affording one to have one. With the exception of those needed specially adapted vehicles, if you’ve got 8k to put as an advance payment then you can afford to own a car and should be buying an 8k one like everyone else with that budget has to.

No one is “entitled” to a luxury car and people acting like driving a brand spanking new Kia or Hyundai is beneath them is bizarre. Most people never have a brand new vehicle in their lives.

UserFront242 · 25/11/2025 18:28

YorkshireGoldDrinker · 25/11/2025 18:23

And for those folks who work 40+ hours a week just to survive who can't afford a luxury vehicle? What becomes of them? Or do we pretend that they don't exist?

Apple and oranges.
Disabled people lease a car via PIP because they are disabled. It is nothing to do with affording things.

If you want a luxury vehicle, either get a better job, or leap in front of a bus and hope you get HRM when you apply for PIP. The choice is yours.

Sirzy · 25/11/2025 18:28

UserFront242 · 25/11/2025 18:21

How would you police this?
Do you really think a household that has a disabled person with a Motability car should have a second car so the mum/wife/whatever can go to the gym?

And carer wellbeing matters! If using the car means the carer can get out the house for an hours self care to prepare themselves for the daily grind of caring then fantastic.

IsThisTheWaytoSlamMyPillow · 25/11/2025 18:29

Howdoyoudodoyoudo · 25/11/2025 16:58

I agree with it. I never saw the point of having the option of luxury cars with crazy advance payments . I don’t get why claimants need those types of cars and if they have a few grand to pay upfront surely that would be better spent on a car that you actually own?

I have a motability car for my son. The reason it helped me was because I needed a car to to take him places , I wasn’t in a position to buy one , so I weighed up the cost of saving for a car ( but I didn’t have time to) and the cost of taxis etc. However , if I had had the money to buy a cheap car I would have because even though everything is covered I will never own that car . If and when my sons needs change , or he decides he wants to have that money instead then I will have no car and have to buy one anyway. Also the cost of it isn’t as cheap as people think - it’s £300 per month and yes that includes insurance and repairs but really it’s not massively different from the cost of financing an older car.

I did not do it because I wanted a fancy new car , I don’t drive around flashing my car it’s just a car that does the job. If I had £4000 cash I would 100% have not got a motability car and just got a car that’s older but is mine so I don’t get why someone would pay that much to have a new car that they will never own.

I think the advance payments should be lowered for cars that need adaptions though because that’s not a choice , it’s a need.

Would you feel the same if you had another adult, 2 or 3 other children, maybe a dog, and perhaps towed a caravan so needed a 7 seater BMW, plus lived on one wage due to having to give up a career to look after a disabled child with 24/7 care needs and couldn’t possibly have afforded to buy and run a second vehicle. In this instance a basic run around wouldn’t have been sufficient as the main family car.

DLA and/or PIP enable families with a disabled family member to access a range of things which provide a far better quality of life for that family member. As you’ll know, very few families and individuals in this situation are living the life of Riley. Means testing would be a futile and expensive exercise because the majority would remain eligible. It would also cause a massive amount of unnecessary stress and worry in an already stressful situation.

FollowingAzureSeas · 25/11/2025 18:30

YorkshireGoldDrinker · 25/11/2025 18:23

And for those folks who work 40+ hours a week just to survive who can't afford a luxury vehicle? What becomes of them? Or do we pretend that they don't exist?

There are billionaires not paying their way, with garages full of cars and you choose to rage against a disabled person because they have some extra money to upgrade their disability car.

itsgettingweird · 25/11/2025 18:30

BettysRoasties · 25/11/2025 18:17

I’d rather a clamp down on them actually being used for the person it is for.

I could be wrong as it was a few years ago I read about it now but the car is for the benefit of the person not to just be used as say their careers car.

Yet people do abuse that system wife at home who’s disabled.

Man takes the car to go fishing. It’s her car. Child in school.

Mum takes the car to go to the hair saloon. The car is for the child’s benefit not mums personal car.

Shopping at sainsbury’s sure that feeds the house. Going to the gym or some such doesn’t.

The rule is the car has to be used to benefit the disabled person.

A carer gong food shopping benefits the disabled person.

A carer going to work benefits the disabled person.

A carer having some time off benefits the disabled person.

careres using these cars to go and spend money in the country benefits the economy.

Simonjt · 25/11/2025 18:30

Namechange6789998212 · 25/11/2025 18:27

The “luxury car requires an advance payment of 8k it’s not free!!” point is a dud one imo. The point of the motability scheme was to allow people who needed a car and had no way of affording one to have one. With the exception of those needed specially adapted vehicles, if you’ve got 8k to put as an advance payment then you can afford to own a car and should be buying an 8k one like everyone else with that budget has to.

No one is “entitled” to a luxury car and people acting like driving a brand spanking new Kia or Hyundai is beneath them is bizarre. Most people never have a brand new vehicle in their lives.

It can easily be that much for the advanced payment on a WAV, the cheapest advanced payment on a WAV is currently £4,000. Can you show me all these WAVs you can buy for £4-8k?

ninjahamster · 25/11/2025 18:30

FollowingAzureSeas · 25/11/2025 18:30

There are billionaires not paying their way, with garages full of cars and you choose to rage against a disabled person because they have some extra money to upgrade their disability car.

Edited

This in spades.

YorkshireGoldDrinker · 25/11/2025 18:31

UserFront242 · 25/11/2025 18:28

Apple and oranges.
Disabled people lease a car via PIP because they are disabled. It is nothing to do with affording things.

If you want a luxury vehicle, either get a better job, or leap in front of a bus and hope you get HRM when you apply for PIP. The choice is yours.

Charming.

"Just get a better job."

You heard it here first. It's not about affordability, it's because your choice of occupation sucks. You best get back to university and get yourself into even more debt so you can maybe get a higher-paying job. That is the way, apparently.

godmum56 · 25/11/2025 18:31

BettysRoasties · 25/11/2025 18:23

The whole point of it is to benefit the disabled person that’s why they can use their pip/dla to fund it. It’s part of the conditions.

So yes if the family needs two cars run two cars. Don’t use the car against its lease terms.

but to take your own example, a carer being able to get to the gym DOES benefit the person they care for. It benefits their physical and mental health which in turn means that they are able to contibue caring.

Peridoteage · 25/11/2025 18:32

I think they also need to assess who is actually eligible as it seems extraordinary that so many people are eligible for the higher rate of mobility PIP to make this problem exist in the first place…!

This. It should be limited to those with the most continuously severe physical disabilities. Not based on worst day, based on a typical day/what most days are like.

Jellycatspyjamas · 25/11/2025 18:32

godmum56 · 25/11/2025 17:43

they are probably using an adapted car.

90% of motability cars are not adapted - so more likely the car isn’t adapted.

alecks · 25/11/2025 18:32

BusyBumbling · 25/11/2025 18:09

Because if you can afford the AP on the Audi then I don't think you should have a far more preferential leasing option that anyone else.

A screenshot I took at the end of September shows the AP for the Audi Q2 ranged from £1599 to £3099, during the same quarter the VW Troc, which is the Q2 equivalent, ranged from £599 to £3999.

So, where is the logic that I should not be able to choose the Audi, but it’s fine to have the VW?

BettysRoasties · 25/11/2025 18:33

godmum56 · 25/11/2025 18:31

but to take your own example, a carer being able to get to the gym DOES benefit the person they care for. It benefits their physical and mental health which in turn means that they are able to contibue caring.

I forgot the example of the man going fishing for hours with his wife’s mobility car. Must really benefit her. Who also drives and is left with no career or car at home.

Anyway I’ll bow out as apparently all and any driving of the car really benefits the disabled person regardless of what it is.

UserFront242 · 25/11/2025 18:34

YorkshireGoldDrinker · 25/11/2025 18:31

Charming.

"Just get a better job."

You heard it here first. It's not about affordability, it's because your choice of occupation sucks. You best get back to university and get yourself into even more debt so you can maybe get a higher-paying job. That is the way, apparently.

I say that because is a line that gets trotted out all the time on here.

Struggling with bills? Get a better job.
Working full time and get a UC top up? Get a better job.

Namechange6789998212 · 25/11/2025 18:34

Simonjt · 25/11/2025 18:30

It can easily be that much for the advanced payment on a WAV, the cheapest advanced payment on a WAV is currently £4,000. Can you show me all these WAVs you can buy for £4-8k?

Evidently you missed the part where I said “with the exception of those needing specially adapted vehicles”

FollowingAzureSeas · 25/11/2025 18:35

BettysRoasties · 25/11/2025 18:33

I forgot the example of the man going fishing for hours with his wife’s mobility car. Must really benefit her. Who also drives and is left with no career or car at home.

Anyway I’ll bow out as apparently all and any driving of the car really benefits the disabled person regardless of what it is.

So the family is expected to buy and fund a second car fueling criticism that they already have a car why do they need a mobility car. They are rich enough to be a two car family blah, blah.
A mobility car can be used as a family car.

YorkshireGoldDrinker · 25/11/2025 18:35

UserFront242 · 25/11/2025 18:34

I say that because is a line that gets trotted out all the time on here.

Struggling with bills? Get a better job.
Working full time and get a UC top up? Get a better job.

You're saying it because you're tired of disabled people being dunked on for wanting a taste of luxury.

UserFront242 · 25/11/2025 18:38

YorkshireGoldDrinker · 25/11/2025 18:35

You're saying it because you're tired of disabled people being dunked on for wanting a taste of luxury.

Many disabled do not have the luxury of getting a better job, that is if they have one.

I am tired of people that are not disabled and have no experience of the benefits system comparing them selves, with green eyes at times, with people that are not on the same level playing field as them.

Avantiagain · 25/11/2025 18:42

"With the exception of those needed specially adapted vehicles, if you’ve got 8k to put as an advance payment then you can afford to own a car and should be buying an 8k one like everyone else"

My son has a mobility car and it would be cheaper for him to buy a car but since he lives in supported living and has multiple different drivers, a lot of them young, he needs specialist insurance that only the motability scheme provides. He also has to pay £3 k upfront because he needs a car big enough for 5 adults and a folded wheelchair.