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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Sexentric · 14/11/2025 13:43

Cheeseontoastghost · 14/11/2025 13:36

They are only greedy in your eyes
Retirement planning usually takes place over a considerable period
They were told in 2011 that they had to work an extra 3 years when they had almost reached retirement age.
That's where it is unfair
It has already been ruled that DWP changes in 2011 were unfair and they didn't receive enough notice so it's a moot point anyway.

Nope. They are greedy in the eyes of most peole. Even plenty who are in the same age group.

Cheeseontoastghost · 14/11/2025 13:52

Sexentric · 14/11/2025 13:43

Nope. They are greedy in the eyes of most peole. Even plenty who are in the same age group.

I disagree

I think it will strengthen the case of future pensioners and ensure they are protected in the future

I think the younger generation need to be careful what they wish and vote for
They are voting away their own rights

It wont be a case of " oh now YOU are retiring , we will restore pension rights", it will be " but you voted for it"

The whole greedy Boomers rhetoric is a trap to ensure younger voters are stuffed, by themselves

OneAmberFinch · 14/11/2025 14:00

Cheeseontoastghost · 14/11/2025 13:16

I didn't
Read again 35% of the population don't pay tax
I didn't mention Millenials, you did

What's your point? I pay tax (top rate, far and away a net contributor any way you slice it). I don't particularly want to support huge numbers of non-working people so I don't know why you're using it as a gotcha.

Scotiasdarling · 14/11/2025 14:37

OneAmberFinch · 14/11/2025 13:01

Very interesting argument that house prices are heavily driven by the debt markets, which I don't disagree with in some senses...

...but not sure why that means WASPI women get a payout?

@OneAmberFinch it doesn't mean they should get a pay out of course. But 'super cheap housing ' and 'fat DB pensions' were cited as reasons why Waspi women shouldn't be compensated. Apparently we should live off our house equity. I don't have a problem with that incidentally, but it's better to stick with the facts and the fact is the compensation which was recommended wasn't intended to replace pension but to recognise that sufficient warning was not given.

Scotiasdarling · 14/11/2025 14:49

Sexentric · 14/11/2025 13:43

Nope. They are greedy in the eyes of most peole. Even plenty who are in the same age group.

Well they aren't greedy in the eyes of anyone with half a brain. A pensioner of 71 or older was born into a world where food was rationed, where the vast majority would leave school at 15 and where it was perfectly legal to discriminate against them in the workplace. The final indignity was that they were seen as so unimportant that it wasn't essential to inform them adequately that their pension status had changed.

Letskeepcalm · 14/11/2025 15:26

Thanks for that.
And I know this thread about WASPI'S, but some of the comments are pretty brutal about my generation, so im just trying to defend them.

thepariscrimefiles · 14/11/2025 16:03

Scotiasdarling · 13/11/2025 21:33

@Sexentric You for a start. I am neither greedy not entitled. I can't be bothered going further back through the rubbish on this thread to find more examples.

You are hardly being kind yourself when you talk about young people 'pretending to be too ill to work'. You are being equally judgemental and unfair.

user1493379562 · 14/11/2025 16:18

BIossomtoes · 12/11/2025 10:03

That was me.

Me too born in 1955

CanaryChaffinch · 14/11/2025 17:18

BernardButlersBra · 14/11/2025 09:14

Mortgage rate of 10-15% on a mortgage of £40-50k 🤣🤣🤣 (don’t forget housing was super cheap)
Families living on 1 wage and living well, so mum didn’t need to work
Free university
No (or super low) stamp duty

Needed two wages for my first mortgage. When interest rates were high. HTH.

DoraSpenlow · 14/11/2025 17:20

Don't worry. There will be no compensation paid because ......... women. The government will make sympathetic noises say they they looked at it again and that will be it.

I was born in 1954 so one of those most affected. I agree that the pension age should be equalised. When I was first notified that my pension age would be raised from 60 to 62 and 3 months I thought it was fair enough. I was mightily pissed off though when I was later notified that it was now being raised to 65 and five months. 5 years and 5 months extra to work! They would never have done this had it affected a certain cohort of men. Again, I agree with the equalization of pension age but disagree with the speed it was done for a certain group. But there again, it was only women and there will be no compensation.

As it happens I did retire at 60. I was made redundant and having 20 years service got a reasonable payout. Having worked since 14 I wasn't going to start job hunting at 60. I have several friends though who end up doing the increased years.

Politicians247UnderwearExtinguishingService · 14/11/2025 17:31

DoraSpenlow · 14/11/2025 17:20

Don't worry. There will be no compensation paid because ......... women. The government will make sympathetic noises say they they looked at it again and that will be it.

I was born in 1954 so one of those most affected. I agree that the pension age should be equalised. When I was first notified that my pension age would be raised from 60 to 62 and 3 months I thought it was fair enough. I was mightily pissed off though when I was later notified that it was now being raised to 65 and five months. 5 years and 5 months extra to work! They would never have done this had it affected a certain cohort of men. Again, I agree with the equalization of pension age but disagree with the speed it was done for a certain group. But there again, it was only women and there will be no compensation.

As it happens I did retire at 60. I was made redundant and having 20 years service got a reasonable payout. Having worked since 14 I wasn't going to start job hunting at 60. I have several friends though who end up doing the increased years.

Eh? You agreed that the pension age should be equalised, but then were mightily pissed off when it was?!

I also don't get your point about them not doing it if it had affected a cohort of men? Which cohort of men are you referring to? No men have ever been able to retire before 65, unless owing to disability/ill health that could have been the case for either sex.

There are loads of ways in which men have been given preferential treatment over women, but pension age certainly hasn't been one of them - unless the complaint is that they were allowed to keep working (and earning) for five years after women were made to retire and give up their working wages?

DoraSpenlow · 14/11/2025 17:49

Politicians247UnderwearExtinguishingService · 14/11/2025 17:31

Eh? You agreed that the pension age should be equalised, but then were mightily pissed off when it was?!

I also don't get your point about them not doing it if it had affected a cohort of men? Which cohort of men are you referring to? No men have ever been able to retire before 65, unless owing to disability/ill health that could have been the case for either sex.

There are loads of ways in which men have been given preferential treatment over women, but pension age certainly hasn't been one of them - unless the complaint is that they were allowed to keep working (and earning) for five years after women were made to retire and give up their working wages?

As I said in my OP I was happy with the first increase, but not the second large jump.

Yes, I know men's retirement age was already 65. But had the government decided to increase it to 70, I'm sure it would have been done more gradually and there would not have been a small group who had the increase all in one go.

Sexentric · 14/11/2025 18:30

DoraSpenlow · 14/11/2025 17:49

As I said in my OP I was happy with the first increase, but not the second large jump.

Yes, I know men's retirement age was already 65. But had the government decided to increase it to 70, I'm sure it would have been done more gradually and there would not have been a small group who had the increase all in one go.

Sorry but you sound a bit nuts trying to claim that equalising the pension age (in ANY tmescale) is sexist. Its clearly the very opposite.

Garamousalata · 14/11/2025 19:31

Scotiasdarling · 14/11/2025 14:49

Well they aren't greedy in the eyes of anyone with half a brain. A pensioner of 71 or older was born into a world where food was rationed, where the vast majority would leave school at 15 and where it was perfectly legal to discriminate against them in the workplace. The final indignity was that they were seen as so unimportant that it wasn't essential to inform them adequately that their pension status had changed.

This is all completely true. I got divorced in the 1980s and I tried, unsuccessfully, to get a mortgage. After asking about a mortgage at my bank, I was patronisingly told to go home and talk to my husband.

rachelhere · 14/11/2025 20:53

I've enjoyed this thread. But it will never happen, how could it, where would they even start with it, it's absurd! Hard for older women to comprehend what life is like for young women today. Just as hard for young womren to comprehend the 1970's I am sure. But. On balance...it is much harder for young women today. And let's not forget that there is no pension fund, no 'pot' you pay into, it's a pyramid scheme. People working today, who will be working 'till they're 70-odd, would be paying that compo. I too, as previous posters said, have met many women who have convinced themselves that they've 'always worked' when they mean about 20% of their adult lives! They've had a lovely time! Years and years at home with their lovely babies in their £10k house. Worked if they felt like it. Never even knew how much the mortgage was, much less made a payment.

rachelhere · 14/11/2025 20:56

It's hard to check your privilege though isn't it?

BIossomtoes · 14/11/2025 20:59

rachelhere · 14/11/2025 20:53

I've enjoyed this thread. But it will never happen, how could it, where would they even start with it, it's absurd! Hard for older women to comprehend what life is like for young women today. Just as hard for young womren to comprehend the 1970's I am sure. But. On balance...it is much harder for young women today. And let's not forget that there is no pension fund, no 'pot' you pay into, it's a pyramid scheme. People working today, who will be working 'till they're 70-odd, would be paying that compo. I too, as previous posters said, have met many women who have convinced themselves that they've 'always worked' when they mean about 20% of their adult lives! They've had a lovely time! Years and years at home with their lovely babies in their £10k house. Worked if they felt like it. Never even knew how much the mortgage was, much less made a payment.

How many have you met who worked full time for the best part of 50 years and paid 50% of the mortgage? Because I can assure you there are a lot of us. I was a single parent who worked to support two people and paid 100% of the rent because, trust me, the £10 a month child support that never went up even when inflation was in double figures didn’t go far.

rachelhere · 14/11/2025 21:03

Do you think this is fair then, the waspi claim?

BIossomtoes · 14/11/2025 21:12

rachelhere · 14/11/2025 21:03

Do you think this is fair then, the waspi claim?

I think it’s unrealistic to expect compensation because the country can’t afford it. And if it could I’d rather see the money spent on removing the two child benefit cap.

I think hitting the same cohort of women twice, the second time with virtually no notice, was grossly unfair. And the implementation of those changes added an additional layer of unfairness. But I was taught very early that life isn’t fair.

I don’t want money. I really would like an apology and recognition that we were treated badly. And I’d like to see unfair mischaracterisation like yours of my age group stop. On balance life isn’t harder for young women today. Every generation has its challenges.

rachelhere · 14/11/2025 21:21

Ok. Good post. But if we're talking about 'hitting cohorts'....don't know about you, but I'm still working, have been for a long time, and will be for a long time. How many more times will my cohort be hit? So far it's gone from 60 to 65 to 66 to 67 to 68 and now they talkimg about 70. That's more than twice I think. So where's my compo?

BIossomtoes · 14/11/2025 21:25

rachelhere · 14/11/2025 21:21

Ok. Good post. But if we're talking about 'hitting cohorts'....don't know about you, but I'm still working, have been for a long time, and will be for a long time. How many more times will my cohort be hit? So far it's gone from 60 to 65 to 66 to 67 to 68 and now they talkimg about 70. That's more than twice I think. So where's my compo?

Edited

I did say I don’t want compensation. The 2011 Pension Act made all the changes you list so you haven’t been hit multiple times and you were never going to get your pension at 60 if you started work after 1995.

Ticklyoctopus · 14/11/2025 21:28

BIossomtoes · 14/11/2025 21:12

I think it’s unrealistic to expect compensation because the country can’t afford it. And if it could I’d rather see the money spent on removing the two child benefit cap.

I think hitting the same cohort of women twice, the second time with virtually no notice, was grossly unfair. And the implementation of those changes added an additional layer of unfairness. But I was taught very early that life isn’t fair.

I don’t want money. I really would like an apology and recognition that we were treated badly. And I’d like to see unfair mischaracterisation like yours of my age group stop. On balance life isn’t harder for young women today. Every generation has its challenges.

On balance life isn’t harder for young women today.

I agree with all of your post bar this.

It IS harder, sorry. I acknowledge we probably deal with far less sexism (although violent pornography and incel culture is far more widespread among younger people than the older generations probably know), but things are much harder.

I was born in 1992, when I was a kid in a very average area, only a smallish minority of mums worked full time. I would say about half didn’t work at all, a quarter part time, and a quarter full time at most. Houses were ridiculously cheap - I found one of my childhood homes on rightmove the other day, they bought it for 250k in 2002, and it has just been sold recently by a new owner for 700k! This isn’t London, this is a 4 bed end of terrace with a nice but not huge garden in a middle class village not too far from Bournemouth.

Until you have tried to get on the ladder with the absolutely staggering house prices we have now, you just can’t comprehend what it’s like. It was the norm 30/40 years ago for a married couple to buy a ‘family home’ when they married with the anticipation of starting a family. So many people are just trapped renting or in flats as there’s no alternative. Housing has such an enormous impact on your life, your prospects, your potential to do anything, that living in a time when an average wage could buy a 3 bedroom house by itself is just a fantasy now.

Men are useless, we may not be catcalled as much but they don’t propose, they’re tight with their money, they kick the can of having kids so far down the road women are strung along for years (feeling particularly salty about this on behalf of 3 friends at the moment). They can’t do DIY, they can’t fix anything in the house, so as well as working AND doing most of the childcare we have to do all that as well. They’re feminised in an awful way and yet still toxically masculine in an awful way.

We have mega expensive tuition fees, Brexit, Covid, austerity, Russia all happening since I turned 16 in 2008. There have been no halcyon days that we can look back on fondly, it’s ALL been shit. No 1 thing has been easy bar Amazon Prime.

Social media is a curse which has sped up fashion and bombards us with comparison and expectation. Very easy to say ‘don’t take part’ but nobody is isolated from external forces and societal pressures. The ‘grooming’ we are expected to perform just not to look ill next to other women is massive and expensive (I don’t do it but understand why some feel under pressure to). A fashionable jacket lasts 6 months before it’s ‘passe’ and another one replaces it. I swear fashions used to hand around for a few years at least.

And finally our parents, who in many cases utilised a shitload of grandparent and relative support themselves, have fucked off (or they have in my case) and are sunning themselves abroad while we struggle. While I get they’re not legally obliged to help us, they ABSOLUTELY would expect support if they were unwell or needed it for some other reason.

Sorry but a bit of extra sexism and the days of 15% interest (which was still less expensive than trying to buy now, comparatively) just isn’t harder than now

OP posts:
Garamousalata · 14/11/2025 21:31

I was a single parent in the 1980s with three children. My ex never paid a penny towards their upbringing. I left school without any qualifications. I couldn’t get a mortgage. How have I had it easy?

BIossomtoes · 14/11/2025 21:37

We have mega expensive tuition fees, Brexit, Covid, austerity, Russia all happening since I turned 16 in 2008. There have been no halcyon days that we can look back on fondly, it’s ALL been shit. No 1 thing has been easy bar Amazon Prime.

Every generation has its challenges. We had no equal pay, no maternity rights, no childcare (free or otherwise), income tax was 33% when I started work, inflation reached 25% at one point and interest rates hit 17%. We too have had Bexit, Covid and austerity. Yes, it’s all been shit for you, I don’t disagree but there were no halcyon days for us either.

rachelhere · 14/11/2025 21:45

BIossomtoes · 14/11/2025 21:25

I did say I don’t want compensation. The 2011 Pension Act made all the changes you list so you haven’t been hit multiple times and you were never going to get your pension at 60 if you started work after 1995.

Really, I'm not sure I knew that, I must have missed the annoumcement! 🤣