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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

OP posts:
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Differentforgirls · 12/11/2025 16:03

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Wontanyonethinkofthechina · 12/11/2025 16:13

SteakBakesAndHotTakes · 12/11/2025 14:03

If CB is so luxurious, and your job doesn't pay, quit right?

If you don't want to pay for people's irresponsible choices, why don't you make those same irresponsible choices yourself? That will make things better. Great argument.

By your logic, perhaps you are living hand to mouth cos you couldn't afford any children yet you've chosen to have them,.they're a lifestyle choice according to this thread...or do the societal reasons your money doesn't stretch suddenly come into play?

No one else is funding me or my children so I have no idea what you're talking about here. I'm not saying, I'm struggling, so someone else should pay - or, regardless of the fact that I'm struggling, I will just continue to make irresponsible choices and other people can pay for them. I don't consent to doing that for other people either.

You seem to confuse suggestions with someone pointing out your inconsistencies. You're also making a massively sweeping judgement that anyone who claims benefits having children is irresponsible. Does someone in receipt of disability benefit have a responsibility to not have children then?

No one else is funding me or my children so I have no idea what you're talking about here

Well your income is, which you're saying isn't enough to afford your kids without living hand to mouth. Personally I think you should be paid enough of an income that just by having a couple of kids you shouldn't be living hand to mouth. If we're gonna be consistent with your attitude though,.it sounds like you've been irresponsible with the amount of kids you had of you have that little to play with...and could find yourself in the position of those you're judging on a whim if you or your partner got sick or became disabled.

pilates · 12/11/2025 16:38

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

If you think you have been personally attacked report it but from what I have read the op’s posts are eloquent and respectful.

Differentforgirls · 12/11/2025 16:41

pilates · 12/11/2025 16:38

If you think you have been personally attacked report it but from what I have read the op’s posts are eloquent and respectful.

I have. Do you think calling me a troll was respectful? No wonder the country is in the state it's in.

Zitroneneis · 12/11/2025 16:43

Wontanyonethinkofthechina · 12/11/2025 16:13

You seem to confuse suggestions with someone pointing out your inconsistencies. You're also making a massively sweeping judgement that anyone who claims benefits having children is irresponsible. Does someone in receipt of disability benefit have a responsibility to not have children then?

No one else is funding me or my children so I have no idea what you're talking about here

Well your income is, which you're saying isn't enough to afford your kids without living hand to mouth. Personally I think you should be paid enough of an income that just by having a couple of kids you shouldn't be living hand to mouth. If we're gonna be consistent with your attitude though,.it sounds like you've been irresponsible with the amount of kids you had of you have that little to play with...and could find yourself in the position of those you're judging on a whim if you or your partner got sick or became disabled.

Why are those of us who are just about managing financially ‘irresponsible’? We’ve limited the number of children we have, we work hard, we retrain, we try to make ends meet as best as we can. Please can you explain what you consider ‘irresponsible’ about that?

Swiftie1878 · 12/11/2025 16:54

CorneliaCupp · 12/11/2025 10:57

And the two child cap has had a limited effect on fertility rates, so all it is doing is keeping children in poverty.

You don’t know that because you don’t know what would have happened to the number of children being born had the cap NOT been introduced.

verybighouseinthecountry · 12/11/2025 17:14

newusernamex1000 · 12/11/2025 15:08

@LeastOfMyWorriesmy ex DH of 20 years, who I had my children with went on and had multiple children with multiple women. Leaving 3 other women on benefits, something has to give. We cannot cap it at 2 for a resident parent while the non resident parent can leave multiple mums on the breadline

Quite frankly if you get with a man who has DC between multiple partners, you have to be aware he's not there for the long game and be very watertight about contraception. There's no need to have a baby with every man you get into a relationship with. The woman is also responsible here, she's not a defenseless actor in the situation.

Zitroneneis · 12/11/2025 17:33

Swiftie1878 · 12/11/2025 16:54

You don’t know that because you don’t know what would have happened to the number of children being born had the cap NOT been introduced.

Exactly! I bet the cap has reduced the number of children born to many parents who thought twice about having another child they cannot afford.

Wontanyonethinkofthechina · 12/11/2025 17:34

Zitroneneis · 12/11/2025 16:43

Why are those of us who are just about managing financially ‘irresponsible’? We’ve limited the number of children we have, we work hard, we retrain, we try to make ends meet as best as we can. Please can you explain what you consider ‘irresponsible’ about that?

If we're gonna be consistent with your attitude though

Wontanyonethinkofthechina · 12/11/2025 17:42

Marshmallow4545 · 11/11/2025 12:27

I'm so tired of posts like this. They are just so naive.

When we talk about a child living in poverty what do we mean? That their needs aren't being met in some key ways? If we were to list the needs of children and look to directly meet these needs with specific provision around food, clothing, access yo clubs etc then this would ensure the needs are being met and would alleviate the parents from meeting these costs freeing up more money in the household to meet other less specific costs.

The idea that you can just pay out loads of money to families that for whatever reason chose to have more than two children after a cap was imposed is incredibly risky. You'll always get a lot of the whataboutery but most of these parents will have been living in poverty and chosen to have more children knowing that they were driving their existing children into further poverty. This is not the kind of responsible decision making that we would expect of a loving and responsible parent. Why do you think they will spend the extra money they receive in a financially responsible way?

The way in which you describe "helping" these children is a way that allows them no agency though. There's no evidence to back up your wish to not provide money to mothers to buy clothes or food for their children, it's just a pretty spiteful request of yours. As PP have already highlighted there is enough evidence that money and benefits when given to mothers is spent on their children. You can't give an evidence based reason why you want to restrict the choice of food or clothes they can access, it's purely a way to apply some sort of punishment which is evident in the way you are talking about people you know NOTHING of. If you think calling someone who had children and went on to be one disabled irresponsible purely because they claim benefits makes you sound reasonable - it doesn't. So many posters on here backing up capping benefits because they are struggling and living hand to mouth while working - you are exactly the kind of people that many benefit claimants were before their circumstances changed even more for the worse. Many just as illprepared for the future if they had to stop working, even temporarily, it just hasn't happened yet. Will they be instantly feckless and selfish and not understanding of their children's needs overnight?

nearlylovemyusername · 12/11/2025 17:44

verybighouseinthecountry · 12/11/2025 17:14

Quite frankly if you get with a man who has DC between multiple partners, you have to be aware he's not there for the long game and be very watertight about contraception. There's no need to have a baby with every man you get into a relationship with. The woman is also responsible here, she's not a defenseless actor in the situation.

It's this, but also women are capable of raising children on their own whilst doing FT jobs and building very successful careers in many cases. Assuming it's 1-2 kids, not 5 of them of course

MaturingCheeseball · 12/11/2025 18:31

nearlylovemyusername · 12/11/2025 17:44

It's this, but also women are capable of raising children on their own whilst doing FT jobs and building very successful careers in many cases. Assuming it's 1-2 kids, not 5 of them of course

But these sort of women won’t be on benefits.

Anyone who has read Take A Break will have seen the endless stories of a woman meeting someone, “falling pregnant” two minutes later, the “we grew apart” and then “he moved in” and “soon I saw the two lines” etc etc etc. The benefit cap may make such women think twice before being cavalier about contraception and having kids with someone they barely know.

Then there are the people who choose to have large families for cultural reasons. Repeated cousin marriage is giving rise to at least one disabled child, maybe several, per family. They will not care about benefit caps, but funding giant families where women and future girls will just repeat the pattern is unsustainable.

Grapewrath · 12/11/2025 18:37

Andanotherplease · 12/11/2025 08:17

In some cases they aren’t even directing ANY money to schools for the proposed breakfast clubs and expecting schools to staff and fund it. To put more pressure on schools to deliver will dilute the actual education they offer. Support needs to be for these children in poverty at home . As I said before no amount of extra clubs and more hours in school can solve issues like cold damp unhealthy housing that leads to poor sleep and more illness for these children, it doesn’t lift some of the burden off parents working in low paid exhausting jobs who are low and stressed, if you want to improve outcomes home is as important as school. Unless you think children should also just sleep at school too and then you can force their parents to work nights too but that’ll be ok as long as it doesn’t affect you. It’s this undercurrent of ‘yes you deserve help but only the help we think is below us you can’t have anything that we have or aspire to’ it’s like when you see people adding to food bank donation areas - always the very very cheapest as if they think they should do something but not anything to make life too comfortable for the underclass. Yes have your tin of beans but not Heinz have you dented tin of value ones but we can still say we are propping up the feckless of society

So they need to put money into housing and in particular, homelessness and poor quality housing stock.
They need to make more community funds available via schemes who offer vouchers and gas and electric- not for those on UC but for all. They need to put money into sure start.
A lot of poverty is entrenched and lasts for generations- I’ve worked in this sector for 15 years and I see the children of these parents and sadly they are now parents themselves and also on benefits.
Children need to be lifted out of poverty but in a sustainable and long lasting way.
i also speak as someone who has been on benefits and homeless, so I’ve been in the same position as lots of people who are living in poverty.

Atina321 · 12/11/2025 18:39

x2boys · 11/11/2025 07:37

It's nothing to do with child benefit
It's the child element of universal credit which is significantly more than child benefit, there has never been a cap for child benefit.

In which case it is even more disgusting. Definitely eugenics in disguise.

Atina321 · 12/11/2025 18:42

Marshmallow4545 · 11/11/2025 07:42

47% of households with child poverty don't have one parent working FT. It isn't just about low wages but also about people not working at all or not working enough.

Low wages certainly
play a massive role though. When large multi million pound corporations like Amazon don’t pay a living wage why should people work and have to have their wage topped up by the tax payer?

Autumngirl5 · 12/11/2025 18:47

You should only have as many children as you can afford. It sounds harsh but that is reality.

I would have liked more children but knew we could not afford to realistically give them the best life.

Atina321 · 12/11/2025 18:52

The way out of poverty is education. Children who are hungry and cold can’t learn and the cycle of poverty can’t be broken. A 4 year government can’t “fix” child poverty. It takes sustained effort through education and facilitating education to achieve it. Labour started this when they were in power previously with the Sure Start centres etc. But then people voted for child poverty to remain as they voted for the conservatives who tore down the systems the previous government had put in place. Through the conservative government food bank use rise exponentially, this is not something to be proud of! More children live in poverty than at the beginning of the conservative term.

Their underhand eugenics program to attempt to kill off poor people seems to be working and it will take another government a lifetime to reverse the effects. In the meantime children are cold and hungry through no fault of their own. They didn’t ask to be born.

EasternStandard · 12/11/2025 18:58

Autumngirl5 · 12/11/2025 18:47

You should only have as many children as you can afford. It sounds harsh but that is reality.

I would have liked more children but knew we could not afford to realistically give them the best life.

So many parents make decisions like this.

goudacheese · 12/11/2025 18:59

I used to work in welfare and helped low income people with budgeting. I never came across any families in poverty, only single people. The majority of families had plenty of money to meet their essential expenses so I think lifting the cap is a bad move as will cost billions which we can't afford. There are hardship payments available which are means tested so for extreme cases there is extra financial help.

Allseeingallknowing · 12/11/2025 20:51

Atina321 · 12/11/2025 18:42

Low wages certainly
play a massive role though. When large multi million pound corporations like Amazon don’t pay a living wage why should people work and have to have their wage topped up by the tax payer?

From what I’ve read Amazon pay very well!

WanderingWellies · 12/11/2025 20:55

Wontanyonethinkofthechina · 12/11/2025 17:42

The way in which you describe "helping" these children is a way that allows them no agency though. There's no evidence to back up your wish to not provide money to mothers to buy clothes or food for their children, it's just a pretty spiteful request of yours. As PP have already highlighted there is enough evidence that money and benefits when given to mothers is spent on their children. You can't give an evidence based reason why you want to restrict the choice of food or clothes they can access, it's purely a way to apply some sort of punishment which is evident in the way you are talking about people you know NOTHING of. If you think calling someone who had children and went on to be one disabled irresponsible purely because they claim benefits makes you sound reasonable - it doesn't. So many posters on here backing up capping benefits because they are struggling and living hand to mouth while working - you are exactly the kind of people that many benefit claimants were before their circumstances changed even more for the worse. Many just as illprepared for the future if they had to stop working, even temporarily, it just hasn't happened yet. Will they be instantly feckless and selfish and not understanding of their children's needs overnight?

The Tories did a great job of convincing the masses that the country’s problems were down to millions of scroungers fleecing the system. Now that the country is in an even worse state despite savage cuts to benefits, we’ve had to move onto the age old favourite and blame immigrants. (And trans women just wanting to have a wee in peace.) If things get much worse, all these people casting aspersions on the (proven largely mythical) families with 7+ kids where no-one has worked for generations might find themselves a little bit closer to them than they like.

WatchingCometsLand · 12/11/2025 21:36

They got a lot of you hook, line and sinker.

Do you think we should life the two child benefit cap?
TwinkleTwinkleLittleBatgirl · 12/11/2025 21:44

@WatchingCometsLand who paid for the cookies to be made?

WatchingCometsLand · 12/11/2025 22:27

TwinkleTwinkleLittleBatgirl · 12/11/2025 21:44

@WatchingCometsLand who paid for the cookies to be made?

Do you mean who made the cookies? I'll give you a hint - it's not the guy with all the cookies.

jetlag92 · 12/11/2025 22:37

It was done like that as certain groups in society have keep having more children than they can afford.