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AIBU?

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Not an ordinary working person if you earn over 45k

1000 replies

TesChique · 02/11/2025 15:50

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

OP posts:
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16
alpenguin · 03/11/2025 19:30

Sarahconnor1 · 02/11/2025 16:08

Any fully qualified nurse or paramedic working full time (inc weekends and/or night-shift) will earn over £45k, not massively over, but still over.

a band five won’t. They’re fully qualified

TwistyTurnip · 03/11/2025 19:30

twistyizzy · 03/11/2025 19:28

Rishi warned everyone and was ridiculed for doing so on here......remember that?
He was 100% spot on and should receive an apology from many on here.

Yep, I remember him warning about it during the hustings. He said it several times. He knew their empty promises were a load of BS, along with everyone else who didn’t vote Labour.

ForlornLindtBear · 03/11/2025 19:31

Sunak quoted fabricated figures of tax that would be paid by each household. That was not spot on.

AnneShirleyBlythe · 03/11/2025 19:31

Band 6 NHS is over £45k ft! I’m pretty sure we’re ordinary working people. £45k is a decent wage but hardly riches.

twistyizzy · 03/11/2025 19:31

TwistyTurnip · 03/11/2025 19:30

Yep, I remember him warning about it during the hustings. He said it several times. He knew their empty promises were a load of BS, along with everyone else who didn’t vote Labour.

I also remember what many posters on here said about him when he was giving those warnings. I hope none of them earn over 45K!

EarthSight · 03/11/2025 19:32

Genevieva · 03/11/2025 18:53

£45J is an ordinary wage.

Low income households vary enormously in the amount of support they receive, which is one of the unfairnesses of our system, but someone can be in receiving of housing benefit and tax credits, free bus passes, reduced utility bills, among other types of support.

In la-la land maybe.

Most of the country isn't on close to that amount.

twistyizzy · 03/11/2025 19:32

ForlornLindtBear · 03/11/2025 19:31

Sunak quoted fabricated figures of tax that would be paid by each household. That was not spot on.

Ah like Labour's fabricated "full costed" manifesto then?

EarthSight · 03/11/2025 19:33

AnneShirleyBlythe · 03/11/2025 19:31

Band 6 NHS is over £45k ft! I’m pretty sure we’re ordinary working people. £45k is a decent wage but hardly riches.

It's not anymore, not when inflation has eaten away at so much of it, but it just highlights how low the average salary is.

TightOnes · 03/11/2025 19:33

ShortandLongOfIt · 03/11/2025 19:06

We are on ordinary wages of around 24,000 each. We pay council tax, high energy bills, water rates etc. No benefits, we're not entitled to any.
45,000 is almost double what we earn.

Why are you both on such low incomes? £24k is vastly below what new graduates get.

What happened? Like caring for a SEN child? Health issues? Caring for your elderly parents? Caring for each other during health issues?

BeserkingTuesday · 03/11/2025 19:33

nearlylovemyusername · 03/11/2025 19:23

so I'm a high earner on PAYE, how would I invest in a company to avoid higher taxes? and how much extra money I'd get to spend on little luxuries?

Or do you mean those who are on benefits will get more?

State investments are always less efficient than private ones precisely because those who make decisions don't benefit from them directly. I'd encourage you to read a bit of history, you'd find USSR fascinating.

This thread yet again makes me think that it should be mandatory to pass some IQ test before being allowed to vote.

So you are very well off and yet you begrudge others getting a better quality of life.
After the irrationality of the rest of your post I do agree with you about passing an IQ test before being allowed to vote.
So far as state investment goes perhaps, for example. you should contrast Norway with UK.
I also fail to see what USSR has to do with it as they were a communist country unless of course you think that anything to the left of Genghis Khan is a communist.

ForlornLindtBear · 03/11/2025 19:35

twistyizzy · 03/11/2025 19:32

Ah like Labour's fabricated "full costed" manifesto then?

Whataboutery

Switcher · 03/11/2025 19:36

MyLimeGuide · 03/11/2025 18:29

The problem is that its unfair. Why shoud success be penalised? At this rate no ones going to bother with education, we could all just 'exist' why should the hard working/succcessful, even LUCKY! Have to bail everyone out it makes zero logical sense to me!

Yes exactly. I fucking hate my job. They don't pay me heaps to just work 9-5 and see my kids, I work whatever they require, they treat me like shit. Not doing that for someone else to have leisure and see their kids.

twistyizzy · 03/11/2025 19:36

ForlornLindtBear · 03/11/2025 19:35

Whataboutery

No it really isn't. You claimed Rishi fabricated numbers ie during the election. Well during the election Labour presented a whole fabricated manifesto. That's pertinent.

nearlylovemyusername · 03/11/2025 19:37

Rishi's numbers were spot on. IIRC he didn't say "you'll pay xxx more in tax", he said "this will cost household xxx". Even if you aren't affected by tax increases directly you still pay more because of increase of prices directly driven by Labor's taxes.

Another thought - 18 months ago the talk was about "it's ok to tax those rich private school parents, they can afford it", then it's switched "it's ok to tax farmers, they can afford it", but now they are coming for 45k earners and family houses... who could've thought... 😂😂

Alexandra2001 · 03/11/2025 19:37

nearlylovemyusername · 03/11/2025 16:34

Let's try again.

You cut welfare bill drastically means you reduce deficit means your debt becomes cheaper to service. It's 100bn pa of interest alone IIRC? so here's your savings immediately.
In parallel you reduce tax, employers NIC is the first one, you get rid of cliff edges so businesses start investing and those high fliers which we have (had) plenty of actually chose to stay here rather than move to Dubai/Italy etc. It really is simple.

Ha ha no it isn't.. Do you honest believe cutting welfare by 5 billion is going to drastically reduce gilt yields?

When your policy would increase child poverty which will increase costs and damage long term productivity too.

Slash NI? ok so how do you then pay for the need, right now, to increase NHS spend? defence? education? roads? courts?

... all of which your type of policies wrecked over the last 14 years.

You obviously went to the Nigel Farage school of economics.

twistyizzy · 03/11/2025 19:37

Switcher · 03/11/2025 19:36

Yes exactly. I fucking hate my job. They don't pay me heaps to just work 9-5 and see my kids, I work whatever they require, they treat me like shit. Not doing that for someone else to have leisure and see their kids.

Don't worry, if you earn over 45K you aren't working anyway 🤣🤣

LBFseBrom · 03/11/2025 19:38

It's far too low.a figure, £150 more realistic. Hopefully that will be realised and change.

SpaceRaccoon · 03/11/2025 19:38

The Americans on X are all howling with laughter that anyone in the UK considers 45K "rich".
As well they might.

BeserkingTuesday · 03/11/2025 19:38

Genevieva · 03/11/2025 18:57

That might work on paper, but it doesn’t work in practice.

  1. Keeping less of what you earn (whether personally or in a company structure) generally disincentives work and growth.
  2. Governments don’t have a good track record on efficient spending (at least in this country).

I must disagree with you. If state enterprises were so badly run in this country just have a look at utlity companies since they were privatised.

If reducing taxation is such a good idea why has this country been in decline since 2010?

NorthXNorthWest · 03/11/2025 19:38

shuggles · 03/11/2025 19:21

@NorthXNorthWest 'Bullshitting', 'not interested in my experience', 'if I am interested' - None of what you say is selling you as motivated or even a valuable addition to a team.

Bullshitting is a known and established practice in interviews.

"Not interested in my experience" is an issue with the employers and recruiters, not me. I'm interest in mine, and other people's, experiences. It's up to employers to show interest.

"if I am interested" is a quote that you took out of context. I said I find it easy to explain why I want a job if it's a role I have a particular interest in.

Genuine question Are you on the spectrum or do you have a disorder of some type?

First of all, that's hurtful to people who are not neurotypical as it implies there's something wrong with them.

Second, the answer is no.

Why is is hurtful? I was trying to find a context for the way you have written what you have written. It you were not NT it might explain the way you have phrased things.

You talked about your challenges with interviews so, I asked you questions relating to said challenges in interviews. That is the context I took your answers in.

Highlighting skills which are advantageous to the role is an established practice. Bullshitters often get found out.

Maybe you would have more success if you worked on your interview technique and attitude. It's giving very specific cultural fit at the moment, which is not good.

twistyizzy · 03/11/2025 19:39

nearlylovemyusername · 03/11/2025 19:37

Rishi's numbers were spot on. IIRC he didn't say "you'll pay xxx more in tax", he said "this will cost household xxx". Even if you aren't affected by tax increases directly you still pay more because of increase of prices directly driven by Labor's taxes.

Another thought - 18 months ago the talk was about "it's ok to tax those rich private school parents, they can afford it", then it's switched "it's ok to tax farmers, they can afford it", but now they are coming for 45k earners and family houses... who could've thought... 😂😂

Yes it's almost like some of us warned of this.......they start by demonising minority groups then gradually expand the scope. Mission creep. Create division and hatred to small groups then continue that to gradually bring more into scope.

Exactly the same language used by Labour and their supporters on anyone not on NMW now as they used against farmers + independent schools

XenoBitch · 03/11/2025 19:39

I don't know anyone that is on over £45k. Maybe as a household with combined wages, but no individuals. And these are people in important jobs like nursing.
Over 45k, or under. Both would be ordinary working people.

The sentiment is just as batshit as some of the replies on here. The head titling ignorance at realising that not everyone is in a career (and why not?) The best is the PP who said low paid people should work 80 hour weeks. If they sleep 8 hours a night, they get 32 hours for "leisure" (which would be chores, commuting, school runs, self care, shopping and food prep etc - what a lovely life that would be, not).

TightOnes · 03/11/2025 19:39

Putneydad7 · 03/11/2025 19:20

People seem to struggle to understand why some people earn so much more than others.
Special talent (footballer, singer, entrepreneur) aside it is very easy to understand;
Wealthy companies who do complicated work, need bright grads and they pay them handsomely and they work hard.
From there on it's rungs down.
But even Aldi offer a £50k starting salary for their Area Management Graduate scheme.
My kids were made to work extremely hard at school and weren't allowed to just mess around on X-box through their teens. They all got great grades, but now it is up to them.
If you didn't work hard at school or just aren't clever, then you are going to be paid less to start with, but you can work hard and work your way up, or if your company doesn't recognise your talent, start your own business. It's going to be much harder, but that is life.

I did the exact same when they were at school. Academically pushing

Boohoo76 · 03/11/2025 19:40

Ladygodalmighty · 03/11/2025 19:12

Try living on £11,973 pa. That's the old age pension in the uk.

How much is your mortgage/rent, childcare and commuting costs?

Araminta1003 · 03/11/2025 19:40

https://www.icaew.com/insights/viewpoints-on-the-news/2025/jan-2025/chart-of-the-week-public-finances-per-capita

Reminder, the State spends more than £18000 on every single person, on average. They overspend £150 x 69.2 million per month. There is huge spend going on? It may just be the wrong kind of spend. Why not improve the spending into things that actually are a long term investment with a return for all, not just some select groups?

Honestly, any young educated person with good prospects would be worried by that chart. And that is why we are now getting talent flight. They can cover up as much as they want, but the entire political system and appeasing voters is now rotten to the core.

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