Not an ordinary working person if you earn over 45k

[TesChique]

Disincentivising anyone to strive to earn over 45k a year is a bizarre strategy for growth i feel

Aibu?

How much do you make then?

Good on people buying luxury sports cars. It's their money they can spend it how they like.

Ah back to insults/personal attacks, didn't take you long.

‘slashing’ anything is not going to fix the bucket. Getting people off benefits and reducing immigration need a combination of policy and investment and take time. But yeah, in the long run of course, both coming down would be a sign of a healthy economy and society.

I've been tempted to make one, but am showing restraint

Ha, pot - kettle!

74k PAYE and around 10k from my tiny side hustle. I was made redundant earlier this year from a much lower paying job, and I take care of a relative who can’t work at the moment as they’re recovering from a serious assault. They can’t claim any benefits because the criminal injuries compensation puts them over the savings threshold. I also volunteer a couple of times a month at a local food bank/support service. So I see it from a few perspectives.

And are you married or do you have a partner?

Yes. Would you like my inside leg measurement too?

Bloomberg is now hinting at exit taxes - great, so even more rich people will leave so the rest of us can pay even more tax. Surely anyone with dual nationality can just hand in their passports and other countries may even give them nationality to entice them there?

They will flail around with everything until they come to the realisation that the state pension and benefits have to be cut across the board. Unless they reign in spending significantly, the national debt increases and our credit rating and pound decreases. It is like they have to hit crisis point first.

Just his income, so I have an idea of your total annual income as a family.

Mentioning food banks... isn't how nice that private charities, communities and churches and can feed the needy without the government needing to step in?

45k in London is more like average so I wonder what this will do to their voter base in London. Not an insignificant amount of MPs there.

Essentially, changing the definition of working person is a complete lawyer move by Starmer and utterly transparent, on a common sense basis, to the “ordinary” person as “extremely slimy lawyer tactic, likely to massively backfire” and blatant breach of manifesto promise.

As I said it’s fine if you are earning enough and don’t need benefits
but
working full time means you pay more in to the system

Its a negative obviously if doing so means you take a job away from another
but if you aren’t then it’s a win for the tax man

Why do you need an idea of my family income, are you a scammer?

Yes, but isn’t it a terrible shame that working people have to rely on charity to survive? Those people you think made poor life choices but who are actually providing essential services. While you treat yourself to a few extra nice things but begrudge paying a fraction more tax. Hopefully your children will take care of you when you’re old, but if they don’t it will be the working poor who do.

As the uk median salary is just under £39K, it's fair to say that those earning £45k are doing ok. And for another poster a bus driver is a professional job and needs rather more skill and care than is shown by a lot of desk jockeys and keyboard warriors.

Just curious to see if as a household you earn more or less than us.

My DH is on £130k+. I just work PT so it takes us up to around £150k depending on DH bonus.

It is a shame, but glad to see charity provides and supports those that need it. Yes we have nice things. We don't want to pay more tax, we pay enough as it is. You can donate more to HM treasury if you want to.

I think some people must live in a bubble with only people earning high salaries. Most people in this country earn less than 45k, many a lot less.

• Median equivalised household income in the UK before taxes and benefits was £38,900, increasing to £41,900 after taxes and benefits.

That’s from the ONS for 2024 - appreciate it’s household rather than individual income and that it doesn’t seem to differentiate between working and non-working households.

But if you consider what you’d need to earn to get an after-tax income of £41,900, it’s rather more than £45k.

We? Your husband maybe but how much tax do YOU actually pay? Very little I suspect

Should all those earning £45k face an increase in income tax?

I think it’s odd to ask direct personal questions tbh, it seems a bit scammy. If people want to say, they will. My DP earns about twice what I do, for doing something that requires less education/qualifications and carries less risk. So we have a higher income than you. And we pay more tax than your household (and especially you as an individual, if you’re earning circa 20k). I don’t know what use that info is to you, I suspect you were hoping it was less so you could claim more of a right to an opinion. 🤷‍♀️

People love that ‘donate to HMRC’ line don’t they? But random and unpredictable donations aren’t going to solve anything. Nobody ‘wants’ to pay more tax, but some of us can see that it’s needed to get things back to where they ought to be, and are happy to give up some of our ‘nice things’ to live in a healthy and functional society. I guess it’s a question of values. Like thinking it’s ‘nice’ that charity helps people who are doing essential jobs, rather than thinking it’s absolutely crazy.

Thanks for putting that unto context. Please accept my apologies.

Just read on MSN that people earning 45k will be paying an extra £648.50 a year. Anyone on more than 45k will be paying more.

People on low salaries are usually able to claim a variety of benefits that are not available to people in 45k

We - because marriage is a partnership. We are equals in it. Marital assets jointly together and all that.