This is a scam isn’t it?

[Namechabgeforthissss]

I’m pretty sure it is but I’m actually quite surprised by the tone of the messages now. I moved into a lovely neighbourhood and one of the neighbours same age kids as mine, same profession as mine too so we had a lot in common. I thought she was a lovely person with a lovely family so I wanted to get to know her more.

It started off with just a simple text asking if I wanted to make extra money on the side which I said I don’t have time right now as I’m still settling into new home and new job. Few weeks later another one and to be polite I asked details and she said I just need to give her £800 to become her partner on the business and then sign up at least 4 more people and I can earn £1200 a month! I told her again really politely I don’t have time do I won’t sign up. She’s messaged me again a few more times including this morning at 6am! Saying she really wants me to have this opportunity as it won’t come again. I obviously know it’s a scam but it’s put me off getting to know her better. Our kids are in same school so I wanted the kids to get friendly but I’m feeling like completely blanking her now. It’s such a pity as I think it would have been nice for the kids. Am I right to avoid her?

husband said it’s a pyramid scheme. I obviously will not be giving her any money on any grounds or signing up to some weird partnership

She's not called Bernice Madoff, is she?

Clearly you were projecting some sort of friendship/kinship with her without knowing anything her - and from the sounds of it, she's a pushy predatory pyramid scheme scammer. She's not interested in you, only in getting your money.

Definitely MLM. Classic modus operandi, trying to reel you in.
I got stung with this years ago.
Ignore the texts and if she persists, block and delete

Sounds like Utility Warehouse. My friend has a family member who does it - it's like a bloody cult and they are VERY pushy! You'll have to be very blunt with your neighbour, tell her you're not interested and to stop asking you.

Someone who hasn't heard of MLMs or UtilyvWharehouse isnt going to understand any of that thread, it's not a dummy's guide

@Namechabgeforthissss as everyone else has said firmly say no and block her, you really don't need to investigate the history of MLMs

This

It's a pyramid scheme.

Either block or just ignore her when she asks you to sign up,you have to be very blunt.

To be fair, she probably isn’t a horrible person, she’s desperate! She’s paid the £800 to “buy in” and become a #bossmum and now she has exhausted all of her other contacts and you are fresh blood. It’s sad really as she’s isolating herself but suffice to say, obviously don’t get involved.

@Namechabgeforthissss MLMs (Multi-Level Marketing) is a form of pyramid scheme. You will have seen adverts at some point for them, where someone joins and pays a fortune for some juice powders, makeup, vitamins or some such crap and tries to sell them on to idiots and get them to join up as sellers. Each seller buys their products from whoever signed them up and the person above them gets a cut of everything everyone below them sells. The people at the top make a fortune everyone at the bottom loses money.
This woman is not to be trusted and this scheme is all you'll hear about from her. She's someone to be avoided at all costs

Sounds like a pyramid - I would avoid her what a shame.

Time to be blunt.

I am not interested. Please do not message me regarding this again.

if she does, block.

With respect love, you REALLY need to learn to use Google and search up these things

with this astonishing lack of knowledge you are ridiculously vulnerable to any dickhead wanting to come along and take the piss.

you have a smartphone, put it to good use

oh and tell this woman you’re not interested in her scheme, and to leave this subject alone.

if she doesn’t stop, block her.

You definitely need to be firm with her, tell her you do not have the money or any way of raising it and are not interested.

However, don’t write off a potential friendship. One of my friends got sucked into UW and it didn’t last too long. Once she realised I was not going to play she reverted to her normal self with me. She’s quite embarrassed by the whole thing now.

Sounds like selling Amway or juice plus, it's pyramid selling,tell her you've got no money spare for things like that, and be firm

Be firm. Reply to her - This isn’t for me and isn’t something I’ll ever be interested in doing. Enjoy your Sunday!

and repeat if needed

I've seen intelligent people fall prey to these scams. There is no such thing as a free lunch or free money.

'I'm not interested. Please don't ask me again.'
'I've said I'm not interested, please don't ask me again.'
'No. Stop asking.'

My neighbour is part of the Utility Warehouse, and asks me periodically if she can 'save me money'. I always say that we're locked into our deal. There's not much she can say about that! She's never tried to 'recruit' me though. If your neighbour keeps on at you, then you need to be firm and if necessary...blunt! No need to be rude, after all you are neighbours, and have to live near each other, but firmness is needed, so she knows it's pointless in keep asking. It's one of those situations where you have to ask yourself 'If it seems too good to be true, then it probably is'.

It's a multi-level marketing thing. She has been given the script when she bought into it / fell for it, and it's a hard sell thing that makes some double glazing salespeople look like teddy bears!
If you recruit these four people who will all pay you £800 or whatever, probably half of that will go to her or even more. Then whoever is her 'boss' will get their cut and so on. She's not going to stop harassing you about it. Ever!!!
My neighbour is heavily invested in one of these and tried to suck a load of us in. It's changed her. She used to be a sensible sort of person with various interests etc now all you get is her business and how she can help you make money so you too can give up your rat race job. What she doesn't seem to have realised is her banker husband is making enough so she doesn't have to do a rat race job!
Block, move on, well done for spotting it.

Sorry read further posts, it sounds like utility warehouse, didn't know you had to pay upfront for that, thought it was commission only

‘Sorry, X, but I really don’t have the time or spare cash for this, so please don’t ask me again.’

Fuck Off should do it.

I wouldn’t bother with the ‘please’

Yeah, one of my oldest friends did too, it was really awful at the time but didn't last long .

Don’t be sorry!

It’s a scam and she’ll be desperate to sign people up b cause she’s obviously handed over her £800 and been scammed herself and the only way for her to make anything back is find others to part with their money. If she doesn’t stop asking I’d block her, is a shame but it’s unlikely you’ll ever be able to be friends with her as she’s always just going to see you as a way for her to get out of the financial hole she’s dug for herself.