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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What would you do if you were given £50k?

153 replies

MsGiGi · 14/10/2025 14:00

I’ve been daydreaming about winning the lottery and wondered what you would do with £50k? It obviously isn’t enough to retire on, so what would you do with it?

I think I would deposit a chunk into my S&S ISA, put some into my SIPP. Then, I’d top up my Emergency Fund and book some once in a lifetime trips.

OP posts:
SemiRetiredLoveGoddeess · 15/10/2025 19:43

Have an Heated Indoor Swimming Pool built with water jets and a jacuzzi built just for me and nobody else.

pinksheetss · 15/10/2025 19:52

Pay off debt and put rest to house deposit

RubberyChicken · 15/10/2025 19:54

Donate to people in the north as they need it more than me

Whataninterestinglookingpotato · 15/10/2025 19:58

Pay off my credit card, put 20k in savings and then squander the rest entering marathons in capital cities around the world.

DemonsandMosquitoes · 15/10/2025 20:03

DH and I are retiring next year at 55. It would go in the savings pot for that and then get spent, probably on holidays.

Illbefinejustbloodyfine · 15/10/2025 20:07

Hopefully it would come after my divorce is finalised.

Take the dc on a holiday abroad, sonewhere warm that they'd love.

Do some work to the house.

Save the rest for DC uni fund.

coravantexel · 15/10/2025 20:09

I would spend it on a bespoke kitchen with a new range cooker, dishwasher and fridge freezer. Plus underfloor heating.

Ragged · 15/10/2025 20:14

Probably pass the £50k to my kids somehow. Every year my dad gives me about £14k and I don't know how to spend that, either.

BeeKee · 15/10/2025 20:15

Premium bonds.

Worriedalltheday · 15/10/2025 20:18

didntlikeanyofthesuggestions · 14/10/2025 14:03

I'd buy a couple of freddos and a bottle of olive oil. If there's any change I'd put it in savings.

Olive oil? That’s sad

IchiNiSanShiGo · 15/10/2025 20:29

Pay someone to come and pack the house up for us, then get them to redecorate and make the house saleable. Put what’s left towards deposit / mortgage on new house in a nicer street in the same area.

OR

blow the whole lot on a trip to Australia or Japan for me, my 2 best friends, and husbands and kids.

JustMarriedBecca · 15/10/2025 20:31

New pair of PJs, a course of weekly massages , a brilliant holiday to Asia and the rest in savings / pension.

SurfinAndTurfin · 15/10/2025 20:32

Everyone is much more sensible than me.

I'd spend £10K getting my boobs done (have always hated them). Another £10-15K on the snazzy new kitchen from my Pinterest board. £5K on a lovely villa for next summer for me, DH and DD. With a private pool. Then I'll be sensible with the other half and invest it for DDs future house deposit or similar!

Createausername1970 · 15/10/2025 20:33

I would take £750 a month, every month, and reduce the hours I work. It would just about see me through to getting my state pension.

Ted27 · 15/10/2025 20:39

10k to my son's house deposit fund

10 k for a trip to Zimbabwe so he can meet birth family

Carry on working for 18 months, 2 years max, then split the rest as income over 2 - 3 years until I can take the rest of my pension

HushTheNoise · 15/10/2025 20:40

Buy a musical instrument for each of my children ( they play expensive ones) and donate to some of the trusts who have enabled them to have lovely instruments on loan or helped us buy. Then other children can benefit from the kindness we've had. Visit a friend on the other side of the world. Get my parents a gardener/ cleaner. Buy some nice leather boots.

FilthyforFirth · 15/10/2025 20:48

We are moving next year, so it would go towards that and giving us a bigger deposit for a better loan to value ratio. Probably keep 5k back for a holiday.

SteelMumma · 15/10/2025 20:53

Sort out the bits that need fixing in my flat to be able to sell it. And then put it towards a new place. And maybe have fun with some to take my kids to Disneyland Paris.

LakieLady · 15/10/2025 21:00

Add it to my "move to a bungalow" fund. It might be enough to enable me to stay in the town where I currently live, where bungalows are few and far between and consequently expensive compared to other towns in the area.

RaraRachael · 15/10/2025 21:03

HushTheNoise · 15/10/2025 20:40

Buy a musical instrument for each of my children ( they play expensive ones) and donate to some of the trusts who have enabled them to have lovely instruments on loan or helped us buy. Then other children can benefit from the kindness we've had. Visit a friend on the other side of the world. Get my parents a gardener/ cleaner. Buy some nice leather boots.

That's given me the idea to buy a really good cello then spend the rest on instruments I'd have loved to learn like a bassoon, cor anglais and baritone saxophone.

MiddleAgedDread · 15/10/2025 21:22

Worriedalltheday · 15/10/2025 20:18

Olive oil? That’s sad

Buy @Worriedalltheday a sense of humour. #priceless

HandmadeNanna · 15/10/2025 23:15

MsGiGi · 14/10/2025 14:00

I’ve been daydreaming about winning the lottery and wondered what you would do with £50k? It obviously isn’t enough to retire on, so what would you do with it?

I think I would deposit a chunk into my S&S ISA, put some into my SIPP. Then, I’d top up my Emergency Fund and book some once in a lifetime trips.

Book a holiday to Canada and visit Anne of Green Gables on Prince Edward Island.
Put the balance into higher interest account and use to enhance our lives.

Peridoteage · 15/10/2025 23:21

Try find a way to give it to pay it off my sisters mortgage without her knowing. She's & her DH are hardworking, degree educated key workers in full time jobs, they just are not fucking paid enough.

DramaAlpaca · 15/10/2025 23:21

I'm fortunate enough not to 'need' it, so I'd give 15k to each of my three adult sons, then spend the remaining 5k on a fabulous holiday for me and DH.

reversingdumptruckwithnotyreson · 16/10/2025 00:03

Have a good cry, pay off CC and use the rest for a deposit + moving into the new house.