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Share your dilemmas and get honest opinions from other Mumsnetters.

Labour are lifting the 2 child benefit cap

1000 replies

PuppyKeep · 30/09/2025 18:43

AIBU that this is a terrible decision?

OP posts:
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16
EasternStandard · 01/10/2025 08:11

ProcrastinatorsAnonymous · 01/10/2025 08:00

Hold onto your hat... I believe that as one of the largest economies in the world, we should be able to distribute wealth in such a way that all children get a nutritious lunch in school AND families who are struggling get an extra bit of support to keep the heating on. The benefits on offer are still at a level where it would be extremely tight for families, so even with the cap lifted, school meals should be offered - I never want a child unable to learn well in school due to hunger.

Overall welfare spending is very high, borrowing us high. Labour said something about bringing the former down. Why has that changed?

FlyMeSomewhere · 01/10/2025 08:12

Bumblebee72 · 01/10/2025 07:52

You have highlighted the key point in your comment.... "and you can afford them".

Yeh, I don't believe in paying people to have kids or making people feel obligated. As we already know, the benefits system in this country has financially incentivised people to breed and lead to a life on benefits that they don't get back out of.

Crazybigtoe · 01/10/2025 08:12

A single parent renting in london with 3 children currently working FT on minimum wage can actually be 'taking home' same as someone earning £80k.

And the government wants to tax the 80k person more.

FlyMeSomewhere · 01/10/2025 08:19

NotEnoughKnittingTime · 01/10/2025 07:34

Yet I imagine many of you probably benefited from free school meals so why begrudge others?

A lot of us come from different eras where parents took responsibility! I never grew up in schools that had free school dinners, everyone had to have dinner money. I usually had a mix of pack up or walking home for dinner. The reliance on benefits before the mid 90's isn't what it is now! Parents cut their cloth accordingly and dad's worked hard!

FlyMeSomewhere · 01/10/2025 08:23

NotEnoughKnittingTime · 01/10/2025 06:38

I am sure you take as much as anyone else.

How do you work that out though! My partner and I have careers, pay taxes, when I was made redundant last year I couldn't claim anything as the stipulations for £75 a week were impossible and wasn't ripping up my CV and hiding my profession. We don't have kids so we don't get a penny of any kind of benefit. We don't have NHS dentists around here so we have to pay private! Please tell me what it is we are taking?

Viennabear · 01/10/2025 08:33

Instead of given extra money to individuals households, it needs to go on providing wraparound childcare. All families can benefit from this, and could be free / heavily subsidised for low income families. Children can be guaranteed 3 meals a day, and it allows/ forces parents to go out and work.
Having multiple children is a choice not a right. Have as many kids as you like , but it’s your responsibility to make sure you can provide for them. We are so incredibly lucky that we have access to free contraception.

Crazybigtoe · 01/10/2025 08:35

Living in London, with 3 children, renting. If I was to work 16 hours in a min wage job, I would get £850 per month plus 3444. 59 in benefits. (My rent is £2100). So total take home £4294 per month.

In addition, my children would be eligible for additional support at school, I would also have more time with them.

If I was to work FT, I would need to have a job earning £70,698 per annum to have the same take home pay.

It doesn't make sense.

Those £70k jobs haven't increased their wages as much as the lower end jobs. Yet this government wants to penalise those people on 70k.

ShoeChocolate · 01/10/2025 08:38

tiredangry · 30/09/2025 23:17

These kids will still be in poverty. The lifting is silly. It will cost the state a load of money and do nothing tangible to help. Having a third child is not a sensible decision for anybody - unless they are loaded and have lots of help.

The main advantage a kid has in life is it's mother. A handful of quid is nothing up against an organised, motivated and determined mother that another child has. Likewise, sloshing money is nothing up against an organised, motivated and determined mother. It all comes down to the mother, and father, to a lesser extent.

We have 3 beautiful DC. Never claimed a single penny of benefits

1apenny2apenny · 01/10/2025 08:38

According to the Times yesterday scrapping would cost as much as £3.5billion. I often hear that this is only about child benefit but the UC element is worth about £300 a month. According to the article approx 15,000 have 6, 4800 with 7, 1800 with 8 and 700 with 9, 424 with 10 (with eligibility for 35k in extra benefits. According to the ONS it is typically it is Bangladeshi and Pakistanis that have the largest families and I would guess this goes hand in hand with women not working in these groups. This leads me to think that’s this proposed scrapping has to do with votes.

in any event not only can we not afford it, we shouldn’t be encouraging it. There is a high like that these children will themselves have poor outcomes.

DownThePubWithStevieNicks · 01/10/2025 08:40

FlyMeSomewhere · 01/10/2025 07:57

Reformists? What have the far right got to do with this?
You think everybody gets treated equally by the benefits system? I was unemployed for four months last year, I'm mid 40s and in a skilled profession so it's not like I haven't paid into the system all these years. Do you have any idea what it's like trying to get any financial support if you have a partner that works and no kids? I was allowed the princely sum of £75 a week but I couldn't even claim that as I wasn't allowed to claim and go away overseas for 5 days on the trip my partner for my birthday, I was told to rip up my CV and do a fake one suggesting I was just a basic admin, I had to look for basic admin work up to an hour and a half away! Somehow do and evidence 35 hours a week job searching! It was completely impractical and for a tiny morsel of money! Don't dare lie that everyone gets helped by the system because they don't! There's certainly no bereavement benefit and if there was, lots of scammers would try and claim it! The system makes breeding lucrative but everything else! Not so!

Reform-ists as in supporters of Reform.

I’m well aware that there is no e.g. automatic bereavement benefit. But if a parent of children lost their spouse and there was no longer any money coming in, they would likely be eligible for benefits (unless they had significant savings).

I’m also well aware that not everyone will get anything more than basic unemployment benefit, if their household income is above the threshold (or if working in a professional job has allowed them to accrue savings).

I’m also a professional with no children, who makes very few demands of state services. I’m there but for the grace, so I don’t go around railing against people getting help to eat or keep a roof over their heads.

I’m glad you were able to get back into work in around the time people are advised to have savings to cover.

ScholesPanda · 01/10/2025 08:40

I don't particularly like the policy, as I do worry it encourages people to have too many children.

However, on balance, I support it as I don't think children should be punished for their parents poor choices and it is by far the most effective way of cutting child poverty.

FlyMeSomewhere · 01/10/2025 08:41

ProcrastinatorsAnonymous · 01/10/2025 07:48

To be clear - are you implying that you were privately educated, but begrudging kids in poverty a free lasagne at lunchtime?

I wasn't privately educated and free school dinners weren't really a thing because you had to be on a very low income and benefits to get it in earlier decades! Not many kids were entitled to it and parents had pride and worked! Dad's worked full time, mums worked part time so most people didn't fit the criteria to have free school dinners! The modern day culture of self entitlement is why free school dinners are now more of a thing is because so many people are deliberately having kids they can't feed and won't work to pay for.

ScholesPanda · 01/10/2025 08:45

FlyMeSomewhere · 01/10/2025 08:19

A lot of us come from different eras where parents took responsibility! I never grew up in schools that had free school dinners, everyone had to have dinner money. I usually had a mix of pack up or walking home for dinner. The reliance on benefits before the mid 90's isn't what it is now! Parents cut their cloth accordingly and dad's worked hard!

Free School dinners were introduced by legislation in 1906.

Congratulations on your long life.

Spittykityy · 01/10/2025 08:48

HedwigEliza · 30/09/2025 22:34

It’s not that people want children to be in poverty. It’s that you need to put the responsibility for that where it actually lies - on the parents who chose to have the child. No one else is responsible for the decision to bring the child into the world. And people rightly resent subsidising the poor life choices others make. It’s just not on to create a problem and then foist it onto others to sort out for you.

But whatever you think of the parents it is the children who are suffering as a result of this cap, the future workers and will be helping pay our pensions. Is it really fair on the children??

FlyMeSomewhere · 01/10/2025 08:51

DownThePubWithStevieNicks · 01/10/2025 08:40

Reform-ists as in supporters of Reform.

I’m well aware that there is no e.g. automatic bereavement benefit. But if a parent of children lost their spouse and there was no longer any money coming in, they would likely be eligible for benefits (unless they had significant savings).

I’m also well aware that not everyone will get anything more than basic unemployment benefit, if their household income is above the threshold (or if working in a professional job has allowed them to accrue savings).

I’m also a professional with no children, who makes very few demands of state services. I’m there but for the grace, so I don’t go around railing against people getting help to eat or keep a roof over their heads.

I’m glad you were able to get back into work in around the time people are advised to have savings to cover.

Unfortunately I moved house which ate a lot of my savings and found out they were shutting our plant down two months after I moved! So now I'm trying build savings up again.
I'm not a professional but for the grace of god! I've worked my way up difficult ladders as female that worked in male dominated industries, ive sat exams and even spent £1300 of my own money on courses. I put me where I am!
I take verbal abuse reports from bank staff, most of the problems are caused by unemployed people on long term benefits kicking off and I get sick of hearing how much money they have free to draw out and spaff every month, I regularly hear about them drawing out thousands! Why are people who are fully reliant on benefits having thousands of disposable cash left over! So yes I feel like the piss is being taken! They aren't as desperate as you paint them to be, many are raking it in!

givemesteel · 01/10/2025 08:51

It's a ridiculous thing to do, she can't whine about the £20bn (or is it 40, 50?) black hole then make it £3bn bigger by doing this.

The definition of poverty is meaningless as it is just a median figure below an average, so there will always be children in "poverty".

SparklyOchreSwan · 01/10/2025 08:53

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ShoeChocolate · 01/10/2025 08:55

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DH and I never claimed it. Always earned too much

BananaPeels · 01/10/2025 08:55

ScholesPanda · 01/10/2025 08:40

I don't particularly like the policy, as I do worry it encourages people to have too many children.

However, on balance, I support it as I don't think children should be punished for their parents poor choices and it is by far the most effective way of cutting child poverty.

I don’t though. I think the money should be put into family planning services, childcare, helping mothers into work so they can earn and provide for their own children. Just giving out money doesn’t deal with the root cause of the problem.

BIossomtoes · 01/10/2025 08:55

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It’s not about child benefit, it’s about additional universal credit for additional children. God forbid that forrin children shouldn’t go hungry. What a deeply unpleasant attitude.

EveningSpread · 01/10/2025 09:00

With an aging population, and a lot of people not keen on immigration, we’re going to increase the birth rate. So I think the government should do all they can to facilitate family life. But affordable childcare and better parental leave might be a better way to do it.

Holluschickie · 01/10/2025 09:00

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It's about UC, not CB.
Any evidence for this statement?

ProcrastinatorsAnonymous · 01/10/2025 09:01

givemesteel · 01/10/2025 08:51

It's a ridiculous thing to do, she can't whine about the £20bn (or is it 40, 50?) black hole then make it £3bn bigger by doing this.

The definition of poverty is meaningless as it is just a median figure below an average, so there will always be children in "poverty".

Given how much average people are feeling the pinch, relative poverty (ie. earning 60% below median) would surely relate to poverty in actual real-world terms? But the Dept of Work & Pensions also tracks actual deprivation - as in, which areas of society include people who cannot afford to buy the absolute essentials.

ProcrastinatorsAnonymous · 01/10/2025 09:04

BIossomtoes · 01/10/2025 08:55

It’s not about child benefit, it’s about additional universal credit for additional children. God forbid that forrin children shouldn’t go hungry. What a deeply unpleasant attitude.

Ah yes. Those pesky immigrants. There it is.

It is so frustrating on this thread to see how successfully vulnerable groups have been set against each other. Kids versus disabled people versus immigrants versus single mums versus lowest earners. All arguing over who gets the scraps without ever looking UP at the wealthiest in society who could make so many of these problems go away if they were taxed properly.

FlyMeSomewhere · 01/10/2025 09:04

ScholesPanda · 01/10/2025 08:45

Free School dinners were introduced by legislation in 1906.

Congratulations on your long life.

You haven't listened have you! Yes it was around but not many people qualified for it! You never heard of it when I was growing up in the 80s because not many families qualified for it! Back then parents didn't believe in sitting back and not working! Everybody I grew up with had a dad who worked, had a mum that worked part time! Parents were a lot more responsible in those days, council housing had low income families in that worked! None of these large benefit families that you get now where dad hides and mum doesn't work!
You need to understand that the demands on the state have changed! Not many used to get free school dinners but now kids are being mass produced by people who expect everybody else to feed them and pay for them!
Do you honestly tell yourself that life is the same now as it was in the 80's or 50's or 1906!

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