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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do people really think PIP claimants are fraudsters?!

1000 replies

Greedybilly · 09/09/2025 18:03

As someone with a chronic illness in the middle of claiming PIP I think it's important to point out it's very stressful to go through the process and actually get the benefit.
To those who were inferring it's an easy blag - I would say yes there will always be a few scammers who claim fraudulently ( though god knows how tbh?) the majority have to struggle for years/go through appeals/give up.
Just saying this for balance as I feel MN is turning slghtly into the Daily Fail.

OP posts:
Thread gallery
7
Pepperedpickles · 09/09/2025 22:11

ToWhitToWhoo · 09/09/2025 21:42

People who get PIP are not necessarily economically inactive. The two whom I know best (one blind, the other a wheelchair user) have always worked full time.

Yes, and many who claim PIP have been high earners before becoming disabled. (I was a senior marketing manager for luxury brands before I became too disabled to work). There are a lot of stereotypes about disabled people. I don’t do paid work now as my disabilities are too unstable but I do volunteer as an advisor for one of the autoimmune charities specific to my conditions.

Labradorlover987 · 09/09/2025 22:13

Pepperedpickles · 09/09/2025 22:08

But that isn’t the same as claiming fraudulently. If you are entitled to it and fit the criteria you SHOULD claim, that’s what it’s there for. I have multiple autoimmune issues (lupus and all sorts) and I get high rate indefinitely.

Really? I’ve been diagnosed with lupus and Sjorgens but work full time

BarkItOff · 09/09/2025 22:19

MyLimeGuide · 09/09/2025 18:12

A friends partner blags it, the cleaner at my work blags it (and brags) in my experience of life LOADS of people cheat the system. It ruins it for ppl like you. These thieves are taking your money away im afraid.

The fraud rate for PIP is 0.4%, so unless you’re claiming to know every single one of these 0.4% than you are wrong.

Pepperedpickles · 09/09/2025 22:19

Labradorlover987 · 09/09/2025 22:13

Really? I’ve been diagnosed with lupus and Sjorgens but work full time

Good for you. We’re all different. I have Addisons disease, Sjogrens, lupus, interstitial cystitis and various pituitary issues. My life has been completely destroyed by my issues. I am under 5 different specialists and my conditions and the way they interact make my day to day life very unpredictable.

PIP is not awarded based on diagnosis but how those conditions affect you day to day.

Bumblebee72 · 09/09/2025 22:22

Not sure anyone thinks that all PIP claimants are Fraudsters, but it is hard to believe that there aren't many fraudsters out there. Do you think there isn't anyone committing PIP fraud?

brunettemic · 09/09/2025 22:24

If there’s one thing I know about MN it’s that some posters are happy to lump all of a type of person into one negative stereotype.

K0OLA1D · 09/09/2025 22:28

Labradorlover987 · 09/09/2025 22:13

Really? I’ve been diagnosed with lupus and Sjorgens but work full time

You can work full time.

I work full time. I still claim PIP

60andcounting · 09/09/2025 22:29

BuffetTheDietSlayer · 09/09/2025 18:14

What a load of crap.

It's not crap. I know people that get it but shouldn't.
I also knew and know people that don't get it that should. There's always those that ruin it for others.

Labradorlover987 · 09/09/2025 22:29

K0OLA1D · 09/09/2025 22:28

You can work full time.

I work full time. I still claim PIP

Do they ask how you can work full time?

BooneyBeautiful · 09/09/2025 22:52

Goldwren1923 · 09/09/2025 18:47

I don’t agree with it being not means tested and not restricted to specific purposes. It encourages the abuse as it can be spent on whatever.

Means-testing PIP is definitely not the way to go. You are going to find some people who are 10p a week over the threshold who then wouldn't qualify. In my opinion, that's a step in the wrong direction.

Wherethebirdflies · 09/09/2025 22:59

It’s easy if you want to bare face lie. I know someone who got it for ten years no assessment or even a phone call and high on both, filled in the forms and that was it. Apparently can’t leave the house, read signs, follow directions but can drive all over the country. Can’t cook, get dressed them selves, take their medication but seems to manage this fine especially when they are partying all night. Then there’s also someone I know who really struggles with everything and needs a lot of support ended up in tribunal 2 years later and got low rate on both even though he can’t actually leave the house on their own. Seems hardest to get for the people who are honest and have real struggles

BooneyBeautiful · 09/09/2025 23:04

NuovaPilbeam · 09/09/2025 18:46

No i absolutely do not think people deliberately are trying to fraudulently claim pip.

However, I think resilience & grit are at an all time low. I think a lot people consider that they cannot do things if they find them hard, or upsetting, or if doing those things reduce their energy to do other things (such as hobbies outside work).

I believe you cannot do something if you literally cannot do it. For example, you cannot walk to the shops if you are paraplegic, or have a severe learning disability that means you can't remember where the shops are or read a map/instructions to get there.

You can walk to the shops if you have severe anxiety, however it might leave you drained and it may be a really unpleasant experience for you.

I think a lot of people with mental health conditions in particular genuinely feel utterly impaired, that cannot cope with any sort of job etc, who actually might feel better working & having purpose and self worth. Its a really difficult cycle to be trapped in.

So I don't think those people are fraudulently claiming pip, i just think fewer people overall should be eligible and it should be reserved for those most severely impaired.

I can't help but feel that the level of impairment at which someone can receive pip is set at a point which captures too great a proportion of the population.

Lord Freud stated in 2013 that the PIP assessment criteria needed to consider whether a claimant could do something 'repeatedly, reliably, safely, and in a timely manner'. That's really important, especially concerning claimants who have fluctuating conditions. Just because someone can do something one day, it doesn't mean they will be able to do it the next. In effect, it means that if you can't do an activity as the above, then you can't do it at all.

youalright · 09/09/2025 23:04

Labradorlover987 · 09/09/2025 22:29

Do they ask how you can work full time?

Yes they do it can't contradict with your limitations from your conditions

youalright · 09/09/2025 23:11

Labradorlover987 · 09/09/2025 21:56

I’ve just been diagnosed with an auto-immune condition - I’ve looked at the PIP form and feel I could easily write my answers to fit the criteria - in the past I wouldn’t have claimed it but now I think why shouldn’t I, everyone else seems to be at it!

So why don't you if you fit into the criteria can't dress, feed and wash yourself or walk more then 50 meters surely its costing you a fortune in carers, mobility aids, cleaners, taxis so thats what pip is for how are you affording this without it or do you have a partner who is your full time carer.

NuovaPilbeam · 09/09/2025 23:28

The fraud rate for PIP is 0.4%

That's the proportion of claims that are fraudulent that are caught.

The point being that if there's a lot of:

  • unintentionally exaggerated claims where someone's in a rut & really believes themselves to be truly unwell
  • claims where someone might be eligible for basic but has managed to get enhanced etc
  • claims that were valid once upon a time but someone hasn't reported an improvement in their condition
  • conditions which were never really intended to be covered but advice services have become increasingly good at guiding people how to answer questions to ensure they are eligible

These are simply very unlikely to be detected and won't be recorded as fraudulent claims, but do result in the scope of PIP becoming wider & more expensive than was ever intended.

NuovaPilbeam · 09/09/2025 23:30

Lord Freud stated in 2013 that the PIP assessment criteria needed to consider whether a claimant could do something 'repeatedly, reliably, safely, and in a timely manner'.

I'm aware of it. I think that judgement has unfortunately been extensively misinterpreted to allow for a vast, vast expansion of PIP coverage.

Marble10 · 09/09/2025 23:38

Yes there are people who fraudulently claim, unfortunately. Some people make it their absolute mission in life to try and gain as much money as possible from not working. You would think if they could put this effort in to working, then they would go far!
My mum have neighbours, husband and wife (disabled and carer) and they garden absolutely immaculately. Better than any landscaper I’ve ever had. But apparently has a back so bad, that they are bed bound for days on end.

NuovaPilbeam · 09/09/2025 23:41

Just because someone can do something one day, it doesn't mean they will be able to do it the next. In effect, it means that if you can't do an activity as the above, then you can't do it at all.

I'd also say my argument still stands that some people's interpretation of what "can't do it" means is much wider than others. I don't think the original intention was for "can't do it" to include people who feel they can't do something because they are anxious about it on a bad day, or it would leave them emotionally disregulated, for example.

I think it was meant to allow for physical disabilities with fluctuations, like relaxing remitting MS, or cerebral palsy where treatments like botox or physiotherapy (or activities like swimming) might temporarily improve mobility such that they can just about manage to walk a short distance, but are equally likely to be physically unable to do this at other times.

BuffetTheDietSlayer · 10/09/2025 00:05

I think it was meant to allow for physicaldisabilities with fluctuations, like relaxing remitting MS, or cerebral palsy

Conditions that can severely impact a persons ability to do an activity reliably, safety and repeatedly include schizophrenia, bipolar disorder, psychosis etc.

Why on earth would it have not intended to include such conditions?

NuovaPilbeam · 10/09/2025 00:18

I should have been clearer.

I don't think it was ever intended to include people who feel that their mental health conditions like depression or anxiety, make these activities very difficult for them.

It gets where its drafted so that it includes every variation of the normal human condition/experience, such that almost everyone is classified as disabled based on their most difficult days.

If everyone is disabled, no one is.
Do you see?

We have to find a way to classify and direct the bulk of support to a smaller cohort - those most severely impaired - not 3.6 million of the population.

ArseInTheCoOpWindow · 10/09/2025 00:50

MyLimeGuide · 09/09/2025 18:12

A friends partner blags it, the cleaner at my work blags it (and brags) in my experience of life LOADS of people cheat the system. It ruins it for ppl like you. These thieves are taking your money away im afraid.

I don’t know how anyone can blah that system.

Yoy need a PhD to answer the questions the right way. Plus loads of evidence.

ArseInTheCoOpWindow · 10/09/2025 00:58

Dramatic · 09/09/2025 20:59

I watched a friend fill in a DLA form for her daughter, she had already convinced the HV to refer her daughter for ND assessment so she signed off on it, she got another friend to fill in part of the form as a "babysitter" and basically wrote a load of bull. She admitted to doing so, got awarded it straight away, no more questions asked. I know at least one other person who's done this for their child and one person claiming PIP in a similar way.

People can completely disbelieve me and some others on this thread who knows people personally who are playing the system, but it absolutely does happen, much more than people (and the government) think.

You are allowed to submit reports from anyone. Even baby sitters.

I was part of a club until l became too unwell to attend. The chairwoman wrote me a letter in support of my claim. I also had a fuck ton of other evidence.

twosandwiches · 10/09/2025 00:59

The truth of the matter is that we’d very much like to be able to fund PIP
for genuine claimants but unfortunately there are a proportion of claimants who are just milking the system and the country can’t afford to pay them. I think we probably all
agree on that.

We’d also very much like also to properly fund and staff EHCPs and specialist SEN schools, but there’s an inverse population pyramid with more people in the older age groups than working people who have to pay to support them.

One of the things we need to discuss as a country is what proportion of public funds should be spent on be benefits and what proportion of education funding should go to SEN provision.

What proportion should go to improve the education and skill set of children without SEN, as presumably all of these children combined are going to need to work and pay taxes in order to support the state? We hear a lot about the increasing costs of EHCPs, but is this at the expense of children without an EHCP?

if you’ve £100 of public money to spend on education, how much do you spend on SEN provision, and what do you get for that spend? How does that money increase the child’s well-being and life chances? Is it effective? Is it the right investment of public funds? Appropriately staffed, well monitored and measured?

Same with all public funding. The NHS doesn’t spend public money on drugs without proven effect. So what’s the net effect of the benefit spend, the SEN spend? Where do you draw the line?

ArseInTheCoOpWindow · 10/09/2025 01:22

Absentosaur · 09/09/2025 19:45

Hmm other countries who all experienced Covid in the same way, don’t have the same level of disability benefits being paid outs

And other countries had Hepa filters and UV lights in buildings and schools to stop the spread. U.K. got nothing.

This is why LC is causing such a problem. I read that the main increase was in LC sufferers.

Also someone mentioned people with anxiety shouldn’t be able to get it. My dd was 13 in first lockdown, normal happy kid.

6 years later she’s still got social anxiety. When she should have been mixing and making friends, and building those pathways in her brain she was in lockdown.

And people go on about ‘snowflake’ young people. It makes me want to scream. What huge event impacted their lives? Was anything done to help them? No. So what do people expect?

BlueandWhitePorcelain · 10/09/2025 01:39

Yamamm · 09/09/2025 18:28

Like many people I struggle to understand why mental health conditions warrant payments that raise income to similar levels of people who work full time. Not really an incentive to get better is it?

Some people have serious mental health conditions, which are not going to get better - they may come in waves; but the fundamental conditions are always there.

My brother had an episode of paranoid schizophrenia; but he never went back to his previous normal self. He may not have the positive symptoms like hallucinations, but he still has negative ones.

IMO, it’s ludicrous to talk about some people with schizophrenia, personality disorders, bi polar disorder, OCD, etc as if all they need is to want to get better! I am sure every person with enduring MH problems wishes, they were better - but wanting is not going to cure them, any more than it would cure physical health conditions like MS, Parkinson’s, cancer, etc!

Another problem is getting effective treatments anyway - the waiting list round us for psychotherapy is 2 - 3 years. Then if it doesn’t work, and it turns out, you have complex PTSD; they say you need a period (6 months) of “consolidation” of the psychotherapy, before they will put you on the waiting list for EMDR….If you are suicidal, it can be very difficult to get private treatment, because it’s so risky for the therapist/psychologist/whoever. They push you back to the NHS.

Practically nobody wants to be ill! Why would they?

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