Please don't think this is a goody or humble brag post. It's really not. Does anyone have any advice to people who struggle to spend money?
When I was in my 20s I really tried to put forward an image that I was successful. Would go out with friends and spend money i didn't have and because of this over the course of 3 or 4 years accumulated about £13k of credit card debt.
I got a promotion at work and managed to clear the debt. And since then in the subsequent 15 years have progressed in my career and have had a number of pay jumps. I'm now just about to get another. The problem is that since I knuckled down to clear the credit card debt my lifestyle hasnt changed. I spooked myself so much I can't seem to shake the habits of saving every penny.
It's making me wonder what I am working for or towards. I keep going for promotions because that's what you do, I keep saving, I keep overpaying on the mortgage. How do I actually start enjoying myself?
I want to book a holiday, but as soon as I see the 'total' figure I just shy away and don't bother, despite not having had a holiday in 2 years and easily being able to afford it.