Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that there is no hope here?

956 replies

Taxed · 28/07/2025 07:36

52.6% of UK individuals are reliant on the State (that is 35 million people). Only 47.4% are net contributors. How did we get here?

AIBU to think that the UK is now a declining economy that will never recover if this continues to be the case?

I am 49 and a high earner (just shy of the top 1%). My husband is also a high earner and we are thinking of leaving. We don't know where but we know we have to as the situation in the UK is getting worse not better. The only thing that is keeping us here is our son, who is still in secondary school. I am actively encouraging him to consider a future outside of the UK.

I genuinely feel that being ambitious and successful is not worth it in the UK. People hate you for it and want to see you penalised. They think that whatever you do to earn the money it must be easy and a breeze. That you are greedy and need to be made to pay for doing well. Just last week, I heard that the government might be thinking of implementing a charge, payable by high earners, to access the NHS. Everything is about taxing the already heavily taxed even more and few want to face up to the fact that this is unsustainable when you have most of your people relying on the State to live.

People complain about the immigrants but they make up a tiny proportion of 35 million.

I feel disliked for doing well and just can't see a future here and it is making me angry and sad. I believe in having a welfare state, in helping those who are in need but 52.6%? The country is on its knees when most of its people are in need. That is like a developing country not a developed and thriving economy.

Sorry for the long rant. I'm just tired, sad and have just about lost hope of enjoying life in the UK.

OP posts:
Thread gallery
8
CremeBruhlee · 28/07/2025 09:14

You are not representative of most high earners. Studies have proven most high earners are happy with their contribution and very high earners would be happy to pay more.

I am in this bucket of high earner and I am proud of the country we live in in the main and would never move.

Your assessment of worth by value is sad and I feel sorry for you and your family. Have you not got a community that you are integrated into? Do you not see the myriad of situations and life’s of the people around you?

You don’t represent me or most of the people I know.

Pricelessadvice · 28/07/2025 09:15

Do what’s right for you OP. Everyone is out for themselves and trying to look after their own, so you should do so yourself.

GreenTurtles3 · 28/07/2025 09:15

You won't get much support on leftie Mumsnet I'm afraid OP. It really does seem that it doesn't pay to work hard in this country, the system is too easy to manipulate and disadvantaged people are often 'better off on benefits' than in the jobs that they can do. I see it with my own eyes on a daily basis. People claiming sickness benefits when they're not sick, carers allowance when they don't care for the person (who also isn't sick), single parent benefits (when they're not a single parent), PIP whilst also earning a decent amount, I could go on... not sustainable at all.

lifeonmars100 · 28/07/2025 09:16

Can you cite your sources and provide links for the stats you have quoted. .

Jennps · 28/07/2025 09:16

CremeBruhlee · 28/07/2025 09:14

You are not representative of most high earners. Studies have proven most high earners are happy with their contribution and very high earners would be happy to pay more.

I am in this bucket of high earner and I am proud of the country we live in in the main and would never move.

Your assessment of worth by value is sad and I feel sorry for you and your family. Have you not got a community that you are integrated into? Do you not see the myriad of situations and life’s of the people around you?

You don’t represent me or most of the people I know.

Yeah so happy that they’re leaving in their hundred of thousands.

Jennps · 28/07/2025 09:17

GreenTurtles3 · 28/07/2025 09:15

You won't get much support on leftie Mumsnet I'm afraid OP. It really does seem that it doesn't pay to work hard in this country, the system is too easy to manipulate and disadvantaged people are often 'better off on benefits' than in the jobs that they can do. I see it with my own eyes on a daily basis. People claiming sickness benefits when they're not sick, carers allowance when they don't care for the person (who also isn't sick), single parent benefits (when they're not a single parent), PIP whilst also earning a decent amount, I could go on... not sustainable at all.

Let’s not forget that 1/4 new cars are not paid for by the taxpayer for those on disability benefits. You can get a new car now for having ADHD or alcoholism.

It is beyond insane.

Taxed · 28/07/2025 09:18

Wolfpa · 28/07/2025 08:47

@Taxed have you always been a net contributor? Things often change throughout people’s life stages. When you have children it is unlikely that you will be but before and after there is a higher chance.

I am currently a net contributor but if I need care in the future this will most likely change. I am nowhere near the top 1% but need very little from the system as I have no children, private medical cover and am not in receipt of any benefits.

I have always been a net contributor. I don't want to go into specifics as it might introduce an element that might be something people use to attack me rather than focus on the issue.

We once received the money you get for a child (can't recall what it is called) and under David Cameron was asked to pay all of it back if you income was above a certain amount. The added kick was that we had to do a self-assessment to be able to return the money to HMRC and from that time onwards, we have been asked to do self-assessments. A real pain but I digress.

I wholeheartedly believe in a welfare state. What I don't believe is right is when 52% of adults and growing are net-reliant on the state and the diminishing net-contributors are expected to pay more and more. Woe be them if they say it's too much for them now and the burden is breaking their backs. We are expected to shut up whilst more burden is piled on us. Salaries are barely keeping up with inflation. Public services are not even that great. So what is in it for us? We're suppose to shut our mouths in case one day we are in a car crash?

OP posts:
LadyBracknellsHandbagg · 28/07/2025 09:18

Taxed · 28/07/2025 07:36

52.6% of UK individuals are reliant on the State (that is 35 million people). Only 47.4% are net contributors. How did we get here?

AIBU to think that the UK is now a declining economy that will never recover if this continues to be the case?

I am 49 and a high earner (just shy of the top 1%). My husband is also a high earner and we are thinking of leaving. We don't know where but we know we have to as the situation in the UK is getting worse not better. The only thing that is keeping us here is our son, who is still in secondary school. I am actively encouraging him to consider a future outside of the UK.

I genuinely feel that being ambitious and successful is not worth it in the UK. People hate you for it and want to see you penalised. They think that whatever you do to earn the money it must be easy and a breeze. That you are greedy and need to be made to pay for doing well. Just last week, I heard that the government might be thinking of implementing a charge, payable by high earners, to access the NHS. Everything is about taxing the already heavily taxed even more and few want to face up to the fact that this is unsustainable when you have most of your people relying on the State to live.

People complain about the immigrants but they make up a tiny proportion of 35 million.

I feel disliked for doing well and just can't see a future here and it is making me angry and sad. I believe in having a welfare state, in helping those who are in need but 52.6%? The country is on its knees when most of its people are in need. That is like a developing country not a developed and thriving economy.

Sorry for the long rant. I'm just tired, sad and have just about lost hope of enjoying life in the UK.

You might want to stop reading the Daily Mail. I can find no statistics to back up what you’re saying. Given that there are 14 million children in this country, how many of them are you expecting to be ‘net contributors’?

ScruffyTrouserMindFlip · 28/07/2025 09:18

PurpleChrayn · 28/07/2025 07:57

It’s bad.

DH and I are seriously considering moving to Israel. Even an active war zone seems safer and better than the UK right now for us.

This has really brightened my day 😂

lifeonmars100 · 28/07/2025 09:18

PurpleChrayn · 28/07/2025 07:57

It’s bad.

DH and I are seriously considering moving to Israel. Even an active war zone seems safer and better than the UK right now for us.

Off you pop then, enjoy!

Fandango52 · 28/07/2025 09:19

Lavenderflower · 28/07/2025 08:41

This country is in decline. It doesn't produce or make anything. The cost of living is very high. Housing is expensive - I am not surprised people are reliant on the state.

Sadly, many other large western countries are similar - Canada, NZ, Australia for example.

MiddleAgedDread · 28/07/2025 09:20

TofuEater · 28/07/2025 07:56

I get a single person council tax rate. Does that make me 'reliant on the state'?

of course it doesn't, you're over contributing given that you only get a 1/3rd discount!

AlertCat · 28/07/2025 09:20

As pp have alluded to, these are complex problems and there are no simple answers- and very few countries where similar problems (or worse ones) don’t exist. I think much depends on your world view and the sort of society you want to live in, in terms of where you might look to go. OP has mentioned the USA, which to me is riddled with far worse problems than ours, but if it ticks her boxes and she’s wealthy enough to be insulated from those problems, more power to her elbow.

The other big consideration is climate change. Not many countries are immune to that, and those issues are likely to cause even worse problems for most people in the world. Do you move somewhere that’s regularly going to experience 45 degrees of heat every summer? Somewhere susceptible to increasing flood risks? Somewhere that doesn’t have these issues and has a large number of people trying to immigrate there? It’s really a case of pick your problem, I think.

Hibernatingtilspring · 28/07/2025 09:21

OP given that the main driver of people being 'net reliant' is pensioners, what are you suggesting?
Euthanasia?

Those pesky old people taking your hard earned money, how dare they!

Off you pop to Israel, good luck!

LemondrizzleShark · 28/07/2025 09:22

Fandango52 · 28/07/2025 09:14

To be brutally honest, both NZ and Canada are even less affordable than the U.K. (the house prices are insane). And the jobs market in NZ is terrible right now - and you’re very, very far away from other countries apart from Australia. I know I’m just a random poster on an Internet forum, but I think staying in the U.K. for now is a safer bet than moving to any of those countries.

Having worked in Canada and NZ - agree. The tax burden is Canada is no lower OP, and Canadians really REALLY don’t like people who aren’t team players/don’t want to pay their way. Tall Poppy syndrome is a big thing there, far more so than here.

NZ is lovely but not cheap or low tax either, and again not really a place to go if you want to get rich. Many young NZers move to Australia for financial reasons.

frozendaisy · 28/07/2025 09:22

A lot of Europe has cheaper more reliable train travel and public transport, cycling is accepted, encouraged.
Science development is invested in - there are many problems that need innovation heading humanities way - humanity needs solutions
There is a way of life that is more neighbourly - we are at the stage in the uk some people expect silence in their tiny surrounded gardens like they live in some sprawling country estate.
There is snobbery, selfishness, a breakdown in people wanting to be decent to each other.

There are nicer places especially if you’re wealthy - money helps it does.

We feel we fit in in the UK less since Brexit, we have dual passports and some money, so we are going to look to try and find somewhere we feel we fit in more, probably Europe.

In the meantime we are here, net contributors, raising fairly decent young men, it’s not like we are going to abandon all hope and become pricks in the process, but we just feel that a lot of the positive things about the UK have been eroded since Brexit vote and the country as a whole wants to move further along the right wing spectrum, not even just politically and financially but socially as well. And that is not us. But if the country decides to do that it will then be for us to move.

spoonbillstretford · 28/07/2025 09:22

Ohthatsabitshit · 28/07/2025 09:06

I think you are being unnecessarily negative, though I think it is a vision of the UK that is being pushed heavily so while I would expect someone who presumably is well educated and has access to a myriad of experience given your income making it more likely you are educated and aware, I’m a bit surprised that you’ve swallowed it hook line and sinker.

It's internet algorithms. People go down rabbit holes and only ever see or seek out articles which confirm their views. I'm not immune, just that mine are a bit more positive.

Cannongoose · 28/07/2025 09:22

@Diydanny
Nobody “gets” what you refer to as a “disability car” for nothing.
NOBODY.
If you mean that some people use the mobility component of their PIP or DLA to lease a car that is ultimately returned to the company who lease the car would it be better for the economy if they didn’t lease a car?
Same amount of benefits go to people who do not lease or purchase an adapted car or lease a car from the charity Motability and they also pay a not insignificant down payment to the owner of the car.
Is the objection that disabled people are allowed to have a tiny amount of ability to travel independently or that they receive benefits to enable them to leave their houses at all?

Barrenfieldoffucks · 28/07/2025 09:22

CremeBruhlee · 28/07/2025 09:14

You are not representative of most high earners. Studies have proven most high earners are happy with their contribution and very high earners would be happy to pay more.

I am in this bucket of high earner and I am proud of the country we live in in the main and would never move.

Your assessment of worth by value is sad and I feel sorry for you and your family. Have you not got a community that you are integrated into? Do you not see the myriad of situations and life’s of the people around you?

You don’t represent me or most of the people I know.

Indeed.

I get free prescriptions because I take thyroxin (random prescription loophole 🤔)...I wonder if that gets included in the stats for supported by the govt.

I don't recognise the UK so many describe on here. Where I am there are some not working who probably could, but most people are living happy, valuable, safe lives.

LemondrizzleShark · 28/07/2025 09:23

LadyBracknellsHandbagg · 28/07/2025 09:18

You might want to stop reading the Daily Mail. I can find no statistics to back up what you’re saying. Given that there are 14 million children in this country, how many of them are you expecting to be ‘net contributors’?

All of them! Up the chimney with them! 🤣

Shallwedance2000 · 28/07/2025 09:23

Nina1013 · 28/07/2025 08:51

You’ve totally lost me.
You were querying what she meant with the stats and I answered that.
I am very well aware of the value of the NHS etc and happy with what we contribute. I thought you were genuinely questioning the statistic/thought she was saying more than half of the population are on benefits, so I explained what I thought she meant.

That being said, people in positions such as me and my family, would be SO much better off financially with lower taxes a US style health system - including if we had a major car crash. However, if we had that, there would be people in the UK who couldn’t access lifesaving medication such as insulin etc due to not having medical insurance. So before you assume all high earners/high contributors don’t care about that, consider what you’re saying. I believe in the NHS and am happy to contribute to it.

We would be better off living elsewhere. We don’t because I believe in the system we have. However, if it becomes any more skewed towards the left and socialism, people like my family will start to consider moving - and have the skills and wealth to be able to do so. That’s when things would start to really fall apart, because the system relies on the net contributors - the majority of whom don’t try to cheat the system and pay exactly what they’re supposed to in terms of tax etc. If things become too skewed, they’ll start to move away and take their contributions with them. It would be very arrogant of anyone to claim this would be ‘good riddance’ etc etc because it would not.

I apologise if you felt my reply to your original post was insulting to you and your beliefs. Your first post came across to me as smug and congratulatory that you are such a big net contributor. I must have misunderstood what you were trying to get across.

Thanks for sticking around in the UK and paying your taxes here. I am SO grateful to you as I am sure SO many others are too.

researchers3 · 28/07/2025 09:23

PurpleChrayn · 28/07/2025 07:57

It’s bad.

DH and I are seriously considering moving to Israel. Even an active war zone seems safer and better than the UK right now for us.

What an utterly ridiculous and tasteless comment.

Swiftie1878 · 28/07/2025 09:24

PurpleChrayn · 28/07/2025 07:57

It’s bad.

DH and I are seriously considering moving to Israel. Even an active war zone seems safer and better than the UK right now for us.

😂 the delusion is real.

Quirkswork · 28/07/2025 09:24

thepariscrimefiles · 28/07/2025 09:06

Labour have been in power for a year. The Tories were in power for 14 years before that so everything you are moaning about happened under a Conservative government. The triple lock was introduced by the Conservative/Lib Dem coalition, not Labour.

The Labour government has been a bitter disappointment but you are deluded if you think that the Conservative or Reform (who are far right btw) would make things better.

Labour have made things significantly worse in that year.

Labour gave huge hand outs to very well paid state workers as soon as it came in. Thus increasing the pension liability. They will probably continue to give into the unions for the next 4 years.

Labour taxed education thus increasing the number of kids that now have to be educated and paid for by the state, that before were paid for by their parents twice over.

Labour taxed farmers because of "Jeremy clarkson" which will mean farms will go out of business. They tax businesses so businesses cannot be passed on tax free and if the IHT liability cannot be paid those businesses may close and staff be made redundant and reliant on the State.

Labour increased Employers NI which is a tax on the providers of work. This is leading to an increase in unemployment and thus more people reliant on the State.

Labour immediately cancelled Rwanda without an alternative plan. There has as a result been an increase in boat crossings of people who have not contributed to the UK and will be reliant on the State.

Labour gave away Chagos to a random country and agreed that the taxpayer should also pay billions to that random country for no obvious reason.

Labour have achieved a lot in that year in the way of pressure on the taxpayer. I can't believe I'm saying this but Reform can't do worse than Labour and actually Labour are worse than the Conservatives.

thepariscrimefiles · 28/07/2025 09:24

Nina1013 · 28/07/2025 08:28

Net contributors I assume is what she means.

For example, even someone earning 50k with 2 school age children will not be a net contributor despite not claiming or being eligible for any benefits. Each child educated in the state system is £8k a year. £16k just on educating their children. That’s before seeing a GP, going to A&E, etc. On a £50k salary, you aren’t paying £16k in tax. Therefore you’re not a net contributor. It’s not just about whether you’re on benefits, it’s how much you put in vs how much you take out.

We pay in the six figures for tax. We privately educate our kids, and pay for the majority of healthcare needs privately (only exception would be trauma/A&E/GP once in a blue moon). We don’t get child benefit. So we put in far more than we take out.

I believe this is the point she’s making.

Someone earning £50k with two school age children may not be a net contributor, even though they aren't claiming anything, but normally this will change as their kids grow up and leave education and they get promoted and earn more, so at a certain point they will become a net contributor, paying back what they took out.

If OP and her DH are in the top 1% of earners, they must be able to afford a very affluent lifestyle, cushioned and protected from the realities of life that people on low incomes experience.

If she hates it so much here, there is nothing stopping her and her husband from leaving the UK. She would probably love the ex-pat lifestyle in a tax haven like the UAE/Dubai.

Swipe left for the next trending thread