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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that there is no hope here?

956 replies

Taxed · 28/07/2025 07:36

52.6% of UK individuals are reliant on the State (that is 35 million people). Only 47.4% are net contributors. How did we get here?

AIBU to think that the UK is now a declining economy that will never recover if this continues to be the case?

I am 49 and a high earner (just shy of the top 1%). My husband is also a high earner and we are thinking of leaving. We don't know where but we know we have to as the situation in the UK is getting worse not better. The only thing that is keeping us here is our son, who is still in secondary school. I am actively encouraging him to consider a future outside of the UK.

I genuinely feel that being ambitious and successful is not worth it in the UK. People hate you for it and want to see you penalised. They think that whatever you do to earn the money it must be easy and a breeze. That you are greedy and need to be made to pay for doing well. Just last week, I heard that the government might be thinking of implementing a charge, payable by high earners, to access the NHS. Everything is about taxing the already heavily taxed even more and few want to face up to the fact that this is unsustainable when you have most of your people relying on the State to live.

People complain about the immigrants but they make up a tiny proportion of 35 million.

I feel disliked for doing well and just can't see a future here and it is making me angry and sad. I believe in having a welfare state, in helping those who are in need but 52.6%? The country is on its knees when most of its people are in need. That is like a developing country not a developed and thriving economy.

Sorry for the long rant. I'm just tired, sad and have just about lost hope of enjoying life in the UK.

OP posts:
Thread gallery
8
poetryandwine · 28/07/2025 11:51

Mini2025 · 28/07/2025 11:48

Also in the 1% and considering leaving, probably in the next 3 to 5 years, once kids are finished school. We are also encouraging them to consider other countries to set up homes in, other than the UK.

I can't believe it's come to this. I'm 50-something and I've never seen the UK in such bad shape.

The writing is on the wall. Poland is going to be better off by 2030 than the UK. We'll all be going there for work and a better life.

No joke, it's for real. Apply for your european passports if you can people, because those doors are shutting too.

We thought Tories were bad but this lot are truly truly incompetent.

In October 2024, Chancellor Rachel Reeves announced the most significant tax increase since 1993, totaling £40 billion.

These measures aimed to bolster government revenue. However, the Laffer Curve suggests that beyond a certain point, higher tax rates can discourage economic activity, potentially leading to reduced tax revenue.

That's exactly where we are folks.

Millionaires are leaving at their fastest rate ever. Capital gains tax take has been downgraded for the next five years. Businesses are cutting not expanding.

https://www.theguardian.com/business/2025/jul/24/uk-firms-cutting-staff-at-fastest-pace-since-february-taxes-us-tariffs-pmiu-survey?utm_source=chatgpt.com

It's happening folks.

People hate the 1% but they pay for a ton of stuff. You'll miss them when they're gone because they'll take their tax-take with them.

Add to that, the housing market is looking wobbly too.

When money leaves, guess what happens to property?

The Laffer Curve has been discredited by all serious economists. It is referred to as the Laugher Curve by undergraduates

Loubylie · 28/07/2025 11:51

Let us know when you find a Utopia to move to, OP. Can't believe anyone would move country for such a reason. If you were genuinely upset about economic decline in the UK, surely you would stay and campaign for a reformed tax system. We are a democracy, other political parties exist and things will change. Do you have no love for your homeland?

Mini2025 · 28/07/2025 11:51

angelos02 · 28/07/2025 11:42

I don't blame you OP. Due to fiscal drag, loads of people are in the higher rate of tax bracket that shouldn't be. I think if the tax rates had kept in line with inflation, it would be about £80k but it is about £52k. If I was younger, I'd be off - although having said that, I think much of the West is in decline so not sure where I'd go.

The only place with money to burn these days is Dubai and the UAE. I'm not a fan but that's the place to go perhaps if you don't mind a bit or risk and want to earn a lot of money quickly.

I'd try my luck elsewhere before then in Europe but I agree, the west is in decline.

Quirkswork · 28/07/2025 11:52

poetryandwine · 28/07/2025 11:51

The Laffer Curve has been discredited by all serious economists. It is referred to as the Laugher Curve by undergraduates

Undergraduates are always notoriously right wing.

Mini2025 · 28/07/2025 11:52

poetryandwine · 28/07/2025 11:51

The Laffer Curve has been discredited by all serious economists. It is referred to as the Laugher Curve by undergraduates

Say what you like about the Laffer Curve.

The data in my post doesn't lie.

We're in a hole. Where are you going to get the money from to pay for the country's needs?

EasternStandard · 28/07/2025 11:53

Quirkswork · 28/07/2025 11:52

Undergraduates are always notoriously right wing.

Yeh I bet. Until they get higher taxes as they age.

Mini2025 · 28/07/2025 11:54

Quirkswork · 28/07/2025 11:52

Undergraduates are always notoriously right wing.

😂

LoztWorld · 28/07/2025 11:54

Heronwatcher · 28/07/2025 11:46

Exactly! If you just sacked all people in higher education, people who work for the public sector (not just teachers, lecturers, doctors nurses etc but people at the Ministry of Defence, DEFRA etc) and stopped a state pension for those under 50, the OP’s “stats” would look better but economically, as well as a society we’d be worse off. Fewer well educated people (no uni), more people ill (no healthcare), more people having to be carers for the elderly (no pension). This would have a massive effect on the workforce.

You’re using “reliant” in the study, which is aimed at one thing, to support a totally different point and it doesn’t make sense.

Yes so just to take the OP’s example of the US - yes she may pay less tax, but poverty is deeper and wider spread and you have to be seriously wealthy to be completely insulated from that. Private jet wealthy.

Take San Francisco, an economic hub and home to some of the wealthiest people in the US. But there are actual shanty towns that take up whole areas of town, and extremely mentally unstable people wander the streets to a degree not seen anywhere in the UK. That’s got to affect your quality of life even as a high earner.

Tootiredforthis23 · 28/07/2025 11:56

Taxed · 28/07/2025 11:05

It does not matter. It is unaffordable whoever it is. And if you think the solution to it being unaffordable is to tax people like me even more, then yes, the only option is to leave.

I find it hard to believe you are such a successful, high earner yet you can’t understand what the report from the ASI is actually measuring. They’ve included everyone who works for in the public sector and HE institutes (and HE students). Who else are you suggesting pays for teachers, doctors, emergency services,the civil service, etc if not the government? The 52% statistic includes those people, many of whom will be high earners, without any calculation of their net contribution, simply because their job relies upon the government to pay them. It’s completely misleading.

Ohthatsabitshit · 28/07/2025 11:56

I don’t believe “The West is in decline” at all. Most people have considerably better standards of living than their parents generation. It’s just that people ignore the obvious signs of improvement and focus on the negative because that’s what sells papers.

Safaribar · 28/07/2025 11:56

Taxed · 28/07/2025 07:36

52.6% of UK individuals are reliant on the State (that is 35 million people). Only 47.4% are net contributors. How did we get here?

AIBU to think that the UK is now a declining economy that will never recover if this continues to be the case?

I am 49 and a high earner (just shy of the top 1%). My husband is also a high earner and we are thinking of leaving. We don't know where but we know we have to as the situation in the UK is getting worse not better. The only thing that is keeping us here is our son, who is still in secondary school. I am actively encouraging him to consider a future outside of the UK.

I genuinely feel that being ambitious and successful is not worth it in the UK. People hate you for it and want to see you penalised. They think that whatever you do to earn the money it must be easy and a breeze. That you are greedy and need to be made to pay for doing well. Just last week, I heard that the government might be thinking of implementing a charge, payable by high earners, to access the NHS. Everything is about taxing the already heavily taxed even more and few want to face up to the fact that this is unsustainable when you have most of your people relying on the State to live.

People complain about the immigrants but they make up a tiny proportion of 35 million.

I feel disliked for doing well and just can't see a future here and it is making me angry and sad. I believe in having a welfare state, in helping those who are in need but 52.6%? The country is on its knees when most of its people are in need. That is like a developing country not a developed and thriving economy.

Sorry for the long rant. I'm just tired, sad and have just about lost hope of enjoying life in the UK.

All of that inculdes pension, higher education, etc too though. Leave if you want, I'm not sure whether you intended this to be a "Oh OP please don't go" type post.

Lioncub2020 · 28/07/2025 11:58

EasternStandard · 28/07/2025 11:53

Yeh I bet. Until they get higher taxes as they age.

Quite. I had a friend who was president of the Socialist Worker Society at Uni, he didn't see the irony when he got a job in corporate tax when he graduated. .

Mini2025 · 28/07/2025 11:58

LoztWorld · 28/07/2025 11:54

Yes so just to take the OP’s example of the US - yes she may pay less tax, but poverty is deeper and wider spread and you have to be seriously wealthy to be completely insulated from that. Private jet wealthy.

Take San Francisco, an economic hub and home to some of the wealthiest people in the US. But there are actual shanty towns that take up whole areas of town, and extremely mentally unstable people wander the streets to a degree not seen anywhere in the UK. That’s got to affect your quality of life even as a high earner.

The middle class is being eroded everywhere.

Wait until AI kicks in.

We're back to surfdom, all of us, except the 0.001%

Being a millionaire now is just being middle class, living in a quiet suburb, minding your own business.

That's what London has been for quite some time. You own a house, you earn 100k plus, but you're definitely not 'rich'. You have a 'middle class' life. You own assets over one million but one million these days is peanuts.

Money is being devalued faster than you can earn it or save it. It's a transfer or wealth to the rich.

I'm a 1% but we need a revolution. What is going on is not fair. We will leave because UK offers no hope. Which is sad. We need something/someone truly radical.

Mini2025 · 28/07/2025 11:59

Ohthatsabitshit · 28/07/2025 11:56

I don’t believe “The West is in decline” at all. Most people have considerably better standards of living than their parents generation. It’s just that people ignore the obvious signs of improvement and focus on the negative because that’s what sells papers.

You need to read about 9-9-6 and China then. And see what's going on there. Like really really read about it. The west is most definitely in decline.

poetryandwine · 28/07/2025 12:00

poetryandwine · 28/07/2025 11:51

The Laffer Curve has been discredited by all serious economists. It is referred to as the Laugher Curve by undergraduates

The (wishful consequences of) the Lagfer Curve have long been discredited by serious economists, even within the undergraduate curriculum. Following its principles did Ronald Reagan no good. That came later.

Many agree that the raise in NI was a mistake. However, the article you link gives no serious data about people leaving the country.

@vodkaredbullgirl nailed it: most people have nowhere more compelling to go. Unless you have family ties somewhere else or are experiencing serious prejudice here, it’s mostly hot air. A few will always have good reasons to leave.

Even James Dyson is back.

EasternStandard · 28/07/2025 12:00

Lioncub2020 · 28/07/2025 11:58

Quite. I had a friend who was president of the Socialist Worker Society at Uni, he didn't see the irony when he got a job in corporate tax when he graduated. .

Tbf if the pp is in that world (lecturing maybe) I can see why together higher taxes impacting behaviour is still a funny thing. Don’t get tax policy from that kind of thinking.

MotherPuppr · 28/07/2025 12:01

OP I'm sorry you're getting such a rough time (kind of proves the point of your post though...).

Lots of people saying the grass isn't always greener and everywhere has it's issues. That's true. I moved to Australia from the UK 5 years ago. London was wearing us down. House prices are through the roof, groceries and utilities are expensive, everyone has their gripes. But it's clean, it's safe and I can get a GP appointment same day (not free, about £20 - obviously it is free for pensioners, kids and those on benefits). Every child gets a place at their nearest school. The councils are always upgrading roads, creating tidal pools, building playparks and new BBQ facilities and shower blocks near the playing fields and no one burns them down.

No where is perfect but this idea that everywhere else in the world is as bad as the UK is nonsense. It's not a race to the bottom.

Quirkswork · 28/07/2025 12:02

poetryandwine · 28/07/2025 12:00

The (wishful consequences of) the Lagfer Curve have long been discredited by serious economists, even within the undergraduate curriculum. Following its principles did Ronald Reagan no good. That came later.

Many agree that the raise in NI was a mistake. However, the article you link gives no serious data about people leaving the country.

@vodkaredbullgirl nailed it: most people have nowhere more compelling to go. Unless you have family ties somewhere else or are experiencing serious prejudice here, it’s mostly hot air. A few will always have good reasons to leave.

Even James Dyson is back.

Is he? I didn't know that. Why?

Shallwedance2000 · 28/07/2025 12:02

TravelPanic · 28/07/2025 11:47

you do sound greedy to me. what exactly is it that you can't afford due to tax? a yacht? a private jet? DH and I are also in the top 1% of earners and are very happy with what we can afford here. A nice house in a safe and convenient area, a lovely couple of holidays each year, activities for the kids, a decent car plus a runaround. We have friends who are richer who have even bigger houses and more holidays. Genuinely confused about what you can't have with your earnings? If you're disappointed that you can't get a mansion in Mayfair then I'm afraid I have no sympathy and that's a pretty hollow ambition!

This is such a good point. My DC has chosen a profession which isn’t the best paid but still very competitive. We spoke with them extensively about their expectations in life. Affordability. They are surrounded by people that are SO much richer than them too but they also appreciate what they do have. They have found activities at Uni they can afford and enjoy. They genuinely try to enjoy their life with the resources available to them.

OP is just trying to elevate herself in a way that puts everyone else down. OP does this in order to make out living in another ‘fairy tale’ country (which loads of us have managed to do without such theatricals) will suddenly solve her doubtful net contributor status. Again, I doubt OP will ever move out of the UK.

BlazenWeights · 28/07/2025 12:02

Needtosoundoffandbreathe · 28/07/2025 08:03

I don't think "they" want to penalise you for being a high earner. Perhaps you have no idea what it's like to earn an average wage or none at all? If you're in such a high earnings bracket why do you feel the need to keep it all to yourselves and why do you think you shouldn't have to pay for things? You probably have private health insurance anyway and faster access to medical treatment should you need it.

what a numpty !! what do you mean by .. why does she feel the need to keep all her earnings to herself. What entitlement.

Mini2025 · 28/07/2025 12:02

poetryandwine · 28/07/2025 12:00

The (wishful consequences of) the Lagfer Curve have long been discredited by serious economists, even within the undergraduate curriculum. Following its principles did Ronald Reagan no good. That came later.

Many agree that the raise in NI was a mistake. However, the article you link gives no serious data about people leaving the country.

@vodkaredbullgirl nailed it: most people have nowhere more compelling to go. Unless you have family ties somewhere else or are experiencing serious prejudice here, it’s mostly hot air. A few will always have good reasons to leave.

Even James Dyson is back.

He's back because he's getting old and he wants to die here. Everyone comes home eventually. and he needs to sort out the mess of his farms now he's liable to IHT.

Ohthatsabitshit · 28/07/2025 12:04

Mini2025 · 28/07/2025 11:59

You need to read about 9-9-6 and China then. And see what's going on there. Like really really read about it. The west is most definitely in decline.

I’m not sure what you are alluding to here? Long working hours?

SapphireSeptember · 28/07/2025 12:05

I worked full time and still needed UC top ups to pay my rent (studio flat, all bills included apart from TV licence,) but it was cheaper than renting somewhere and paying separately for water, gas/electric, council tax and internet, and it was furnished. I mean, some of us need to work in lowly jobs like retail, right? I have no qualifications beyond GCSEs.

iseeu · 28/07/2025 12:06

HerewardtheSleepy · 28/07/2025 11:38

If you want to go, then go.
If you don't, don't.

I have never felt the need to leave the UK permanently since: (a) I make a perfectly comfortable living here and supported a SAHM and 2 DCs and (b) everywhere has its problems and, if you do move overseas, you will, in all probability, face more of the same with the added disadvantage of being an alien.

Exactly right.

Lifelifelife21 · 28/07/2025 12:06

Taxed · 28/07/2025 11:03

They're just not getting it. Screaming but it is the pensioners is missing the entire problem. It does not matter who make up that 52%. It is growing and those who are bearing the burden are breaking under it.

Ambition is being battered and those who are net reliant on the State today and not helping to fund their State pensions tomorrow. It is a self defeating cycle. So if you want to focus on the pensioners, the problem is even more stark in terms of what we are storing up for ourselves in the future.

Before 2020, I doubt we had some many people (even excluding pensioners) relying on the State as they do now and the problem is not "the immigrants".

No you're not getting it.

You just keep complaining in an incredibly vague fashion.

If you feel 23% of the population being pensioners is not an issue then tell us which of the other groups within the 52% you feel we should be working to minimise? If you said something practical like you felt we should be cutting down on public sector workers, reducing the number of students or reducing the 11% of people of Universal Credit you'd have a much clearer argument.

I'm not saying you're wrong, or that this isn't a problem or sustainable. But you seem uninterested in the actual specifics of the 52% and just want to complain endlessly