did Raynor Winn embezzle money from an estate agent? Or was she accused of doing so? They are different things. Where is the proof either way? Many contributors on here have jumped to a quick conclusion based only on who they prefer to believe.
The willingness to take out a loan that put their house at risk suggests that they didn't think they could defend a claim of innocence. The stories told by the Hemmings family and the 'distant relative' corroborate with each other and are backed up by court documents. Obviously people are sometimes falsely accused of stealing money cf: post office scandal, but no explanation has been offered of how mistakes were made here, and the accusations are quite specific.
a non-disclosure agreement was signed by the estate agent, meaning both parties agreed to it and both were protected. Why is his widow disrespecting this? What does that say about her character? We’ll probably never know what happened here. But either way it’s not relevant to the story of the walk.
That kind of NDA suggests guilt, and is rather morally dubious. It's not clear whether Hemming's widow signed an NDA herself, but I think any moral obligation to stick to the terms evaporated when the Walker/Winns started to sell an alternative version of events.
This is all key to the story told in The Salt Path. It's a story with an arc and heroes and villains, and the instigating moment is the Walkers losing their home through no fault of their own. It would of course be possible to tell a story about losing your home through your own feckless and irresponsible decisions, but that story is not the story of Salt Path.
what evidence does anyone have that the Winn’s made up the story about investing in Cooper’s business? If they did lose money in this way, the start of the book is correct. The observer has not been able to refute this.
They might have invested in his business, but there is still no explanation of why he would owe them money, or why they wouldn't be able to support this with a paper trail, or why they would then agree to the 18% loan and charge on their house when apparently he had access to cash to just pay them back. Their story just isn't believable.
The story at the beginning of the Salt Path as described in the book is not correct, and this has been admitted.
where is the hard evidence that any money is still owed? Can the garage owner produce evidence? If not, this is hearsay. Is the anonymous person conveniently cited by the Observer real? Where is the hard evidence? How can 400k still be owed when the house was sold and proceeds used to pay the debt? And what relevance does any of this have to the Salt Path journey?
Who knows? I suspect the garage owner can produce evidence if he keeps his books in order. I assume that if the debt for £400K is genuine the creditor will instigate proceedings. The relevance is that there are plenty of people who will corroborate the idea that the Walkers, at the very least, managed their finances in a very chaotic way. Again, this is relevant to the story because it hinges on the idea that they were not the authors of their own misfortune.
If none of this mattes to you, you should certainly buy the next book, which I suspect will be published if it is believed that it can make money.