1st world problems really, but glad someone asked as now l feel silly for worrying about them when other people have bigger problems, listing them will also help me mentally l think!!!
l started the year debt free and with £3000 savings
l owe £3000 for my car, the fan belt went in mine and wasn’t worth repairing, l need a car for work or it would be a 2 hour commute on buses when it’s only a 15/20 min drive.
Holiday in August which was booked and paid for before the car situation happened and now l will have very little spends to enjoy it.
l owe my sister £200 for a birthday present for my dad, l have to pay £100 towards a family meal the end of August.
l owe £200 to vodaphone.
My car insurance went up by £220 (l have 2/3 saved as l pay it annually).
l am fat and pre-diabetic and have thought about the injection but don’t have the means, l used to love running but l have arthritis in my right knee which is crippling me.
l work 44 hours in a job/ team l love but 1 person is making it stressful.
l know money comes and goes and my friend keeps telling me to just get a loan/overdraft, she would be fine with this and lives like this but growing up l watched my parents rob Peter to pay Paul , hide behind the wall and fiddle the electric and being in debt. Having no money scares me so much as l would hate to put my children through what did.