AIBU to think I have no liability here? (diagram attached)

[WiggyClawsThe2nd]

I think I'm fairly sure on this but can't stop panicking so I thought I'd ask on here.
Friday night I had a car accident. It was a real shock and it's only now that I've stopped to think about it that I'm feeling really really cross.
In the diagram I'm the blue line, the other driver is the green line. The thick lines show where we went, the thin lines indicate where you would have expected us to be going. Given that the lady tried to tell me she'd been going straight on when obviously she didn't makes me wonder if she had a mad moment!
Anyway, this particular roundabout leads onto a bridge over a dual carriageway. On the other side of this bridge you can go left onto a local road, or right to join the dual carriageway.
When we joined the roundabout, the other car was to my left. Neither of us indicated before joining the roundabout, however I did indicate left after I passed the 1st left exit as I was planning to go over the bridge and turn right to join the duel carriageway. As I was about to leave the roundabout the lady turned in front of me to head back round the roundabout and I hit her in the side of the car. Slow speed, maybe 15 mph.
It turns out that we have the same insurance company just to complicate matters.
I'm pretty sure that she is liable for this accident, what do you all think?

YABU: you are liable
YANBU: you are not liable

We have a Magic Roundabout in our town and although not officially labelled, everyone does turn right in the left hand lane on many of the roundabouts. I do, because everyone does, but I always hang back if someone doesn't know the local "rules"! (Basically it's every man or woman for themselves!)

She wouldn't even have needed to check her mirror. The OP hit the other cars door so she must have been in front of the OP

Also - OP, have you checked Google Maps to se how the lanes are marked (satellite view)?

That exit has 2 lanes.

There’s a huge roundabout by my work where you take the left hand lane for the 1st- 4th exits, middle for 5th, and right for 6th, but it’s signed and painted that way. If all else fails you have eyes OP, my daughter failed her driving test for not looking in this same scenario (thankfully no numpty #2 going for the same exit). I’d expect 50-50 from the insurance.

She did move in front of me! As I came level with the hatched area on my right to exit she pulled across in front. That lane curves off the roundabout, and doesn't continue on the roundabout!

You said she was in the hatched area, not that she'd pulled across you

How do you think she would get to the hatched area, which in OPs second diagram is to the right of the exit OP was leaving, if she didn't pull across the OP?

See picture. Left lane feeds off roundabout. That along with lady not looking to her right(looking straight on) plus no indication, plus her declaration that she was going straight on, taken together makes me think she simply lost control.

I don't even drive but I can see she was wrong. Her maneuver would have put her back to the place she came from? So the only way she should've gone was where you said on diagram.
And she was in the outside lane so anyone would've gone into her if she didn't turn off?!

She was heading INTO the hatched area, because she turned way way too late to go round the roundabout in the actual lane!

Exactly!

Yes, she turned too late and shouldn't have been there, but the solution wasn't for you to turn into the side of her to exit the roundabout. You should have stopped or carried on round again.

She was in the wrong being where she was - but that doesn't give OP a green card to just exit the roundabout without looking!

I think she is definitelyin the wrong lane but I also think you were too, choosing to be in the right hand lane and go straight on is always a risk and you need to be super vigilant.

This is also because people coming into the roundabout at the next entry who are going straight on would most likely be in the left lane.

Why won’t you share a clearer picture of Google maps OP? It’s surely not identifying and will be key evidence in your insurance claim

None of that makes any difference. Even from your diagram the car was visible to you before you hit her. You have some liability there.

I think you're liable. You hit her. She may have been in the wrong lane but you drove into the side of her and should have given way. From where you hit her, she was ahead of you and you should have seen her. I suspect it will go 50/50 though.

If someone suddenly pulls out in front of you into your lane, what else are you supposed to do?! You might only have a split second to brake. People can't reasonably be expected to go round roundabouts and exit them at 5mph in case someone cuts them up.

@3awesomestars I don't understand the second paragraph of your post - which entrance are you referring too? The one at 3 o'clock - how would that impact on the position of the OPs car? Or are you referring to the junction at 9 o'clock which is an exit only so no cars will be joining into the left hand lane there?

They should have been aware that the car was there. They didn't use their mirrors to check that the car was exiting. Have a look at Grace vs Tanner. It's likely as I said to go 50/50. @howaboutchocolate

OP was aware that the car was there, and was about to exit when it suddenly pulled across in front of her into the lane OP had right of way in. How is that different to changing lanes on any dual carriageway? You can't just pull right in front of another car and expect them to stop in time, it's dangerous driving.

She was in the wrong lane. The Highway Code sets it out quite clearly. She should either be turning left or going straight ahead . You do not use the left lane on a roundabout to turn right. It’s basically driving theory.

She was in the wrong lane. But you have a responsibility to check the exit is clear before exiting the roundabout. I would assume you will get most of the blame. 50/50 at best for you.

Case law says differently.

roadtrafficaccidentlaw.co.uk/grace-v-tanner-2003/

@howaboutchocolate