AIBU to think I have no liability here? (diagram attached)

[WiggyClawsThe2nd]

I think I'm fairly sure on this but can't stop panicking so I thought I'd ask on here.
Friday night I had a car accident. It was a real shock and it's only now that I've stopped to think about it that I'm feeling really really cross.
In the diagram I'm the blue line, the other driver is the green line. The thick lines show where we went, the thin lines indicate where you would have expected us to be going. Given that the lady tried to tell me she'd been going straight on when obviously she didn't makes me wonder if she had a mad moment!
Anyway, this particular roundabout leads onto a bridge over a dual carriageway. On the other side of this bridge you can go left onto a local road, or right to join the dual carriageway.
When we joined the roundabout, the other car was to my left. Neither of us indicated before joining the roundabout, however I did indicate left after I passed the 1st left exit as I was planning to go over the bridge and turn right to join the duel carriageway. As I was about to leave the roundabout the lady turned in front of me to head back round the roundabout and I hit her in the side of the car. Slow speed, maybe 15 mph.
It turns out that we have the same insurance company just to complicate matters.
I'm pretty sure that she is liable for this accident, what do you all think?

YABU: you are liable
YANBU: you are not liable

OP didn't move lanes, though.

She was crossing a lane.

No - the left hand lane only went straight on, it didn't continue around the roundabout so it ended at that exit. So the OP wasn't crossing a lane, she was continuing in her lane.

Of course she did. She was in the inside and had to move across the outside lane to exit.

They absolutely do exist. The highway code is law. By appropriate lane the highway code means the lane it has already stipulated for going straight on. Not that you can choose the lane you deem appropriate.

Road markings may change this. But otherwise you should ALWAYS be on the left hand lane. You absolutely do not have a choice

It really is irrelevant where she joined. The key aspects are the road markings which you haven't answer

Exactly. I think some of us have confused matters by referring to left and right lane. The op had to cross the outside lane of the roundabout.

Yes, she did. She was crossing the lane/area where the other car was to exit the roundabout.

No she didn't, because that lane ended. She has said multiple times that there were cross hatch markings and the outside lane did not continue last the exit.

Where was the other vehicle going then? There must have been a lane that continued round the roundabout!

Cutting across OP to get into the right hand lane to continue round the roundabout.

You CAN turn right in that lane, IF the lanes and lines are appropriately marked

Being that it happened on a roundabout, expect it to go to 'disputes', because that's what happens with roundabouts

I don't suppose either if you had a dashcam?

She was wrong but I also think you should have been in the left hand lane to go straight on.

I think the term 'outside lane' is also confusing here. In the UK, where we drive on the left, the left hand lane is called the inside lane and the right would be the outside. It's very confusing that the lane on the outside of a roundabout is actually the inside lane!

OP, do come back when this is resolved. I would love to know what they say.

Which is why I put "not this one" in parentheses :)

But that doesn't change the fact that OP changed lanes on the roundabout and collided with someone, however incorrectly, in the other lane. So I still reckon 50:50 is a good outcome for the OP

She was in the wrong lane, but it was your action that caused the collision. I think you’re liable.

But that still doesn't give the OP the right to drive into a vehicle, however incorrectly placed, in the lane she wanted to cross..

Just because the other driver was in the wrong place, doesn't mean the OP can just drive into the side of her.

Even if she moved in front of the OP at the last minute? You can't just turn into incoming traffic.

The roundabout looks like it goes like this. The OP was following the red line and staying in her lane.

My thoughts exactly.

If you'd checked your nearside mirror before turning OP, you'd have seen her.

@howaboutchocolate she didn't move in front of the OP - the OP crossed into her lane/area to exit the roundabout and smashed into the side of her.

Exactly.

She shouldn't have been where she was, but that doesn't mean she should be smashed into.

Unless you’re at one of the roundabouts in Exeter where that is signed up as the correct routes. Causes chaos

Unless it could make your other posts identifiable OP, it might be better to share the actual location so we can interrogate Google Street View!