at 35 I want to retire

[Oranges836]

Changed name for this post.

35 and sick of working dont want to do it for another nearly 40 years.
Changed job and hate working in any job
dont want to do any job im happy doing nothing

thats it thats the thread

Sounds miserable. I have always found something to enjoy about what I am doing, even if it is a job well done to my satisfaction or upskilling myself for the next job.

It is miserable. I retrained, went back to uni, thought that would do the trick but sadly not

@KneeSocksssounds like you need some blue shoes (sorry)

😆

That would be ideal to love your work. But doing something you love can become a drudge if you have to do it for a living.

That said, I feel it is a privilege to be able to use my skills in something I am good at, earn a decent wage, work hybrid and have a good lifestyle.

My dcs will be fresh graduates and I expect them to have a tough time to even find an entry level job. Therefore, I am holding onto my high paying senior job to continue to earn more to support them financially. It also allows me to contribute to causes that are dear to me.

Having got an inheritance, I can retire now but expect to hang over at full tilt until ds has graduates in 3 years' time and then gradually plane down to retirement, but using my skills to continue to work part time.

It would be a shame to give up retire at 35. What a waste.

That's what i mean.
The poster said she would be bored if she gave up work as she would just be pottering about
.

I pointed out that there are a lot of things you can do, if you don't work, such as travel

Don’t dispair! There are with this I think.

1. Work and save. Retire early. Negatives of this is life is not guaranteed, so you somewhat still have to live for the now.
2. Find a job that’s meaningful to you. This could be working with people, working outside, your own business, working with animals.
3. Do the everyday job but don’t make it your focus. Focus on your time after 5 pm and find meaning in that.

Could combine some of these options too.

Dont do that then. Are you really unable to think of any ways to keep yourself active and happy without someone at work telling you?
I’ve just come back from book club. I play in an orchestra and a concert band and sing in a choir. I walk dogs for the local dogs’ home. I go to a personal trainer. I do other reading. I travel.
I can assure you my brain isn’t gradually stagnating.

I want to retire age 44 as I can’t deal with office politics and corporate bs. I actually don’t mind the work it’s the way people behave and pointless stress.

I’m in an odd situation as I work from home and no one seems to notice I’m not that busy. I have things to do but I’m not working 9-5.30.

i feel mixture of guilt I’m not working long hours and misery that it’s all such nonsense and I need to do this another 20 years???

I think I have the best of all worlds really. After I gave up my paid job ( I enjoyed it, but I didn't think they were paying me enough or offering progression in the end) I concentrated on my self employment. I won't work on Fridays or at the weekend, and I find plenty of time to manage hobbies and go to the gym most days. I'm highly selective with the work I take on, and the extra bit of work brings me into contact with different people professionally and pays for my holidays. I'm glad I took the step of retraining to give me more control over my life and enable me not to work for anyone else again.

My friend retired during lockdown. People want to do different things, but her way of life involves too many small circles of people and their business and wouldn't suit me.

I see this everyday in the village I live in. Women doing very little, not working, big house, cleaners, gardeners, planning holidays etc. often much older husband who brings in all the money.
Im A bit jealous when I can’t breathe, trying to fit in work, chikdren, clubs, eating, cooking etc, I’m sure it was never meant to be this way

Thanks for explaining. I agree. Travelling around UK and Europe is lovely assuming you have the funds for it.

Here is one example of what i dislike about my workplace.

I went into see my boss. She asked me to come in. I said something pleasant. She glared at the cup of coffee i had in my hand and said "you are drinking from my mug".

How petty. I had got the cup from our kitchen. There are a hundred cups in there . Everyone uses different cups.

If she didnt want anyone to use hers, she should keep it in her office. I said to her "right i will buy my own and bring it in".

Ahhh.

Oh op, you sound really low. Please seek help if you are. I’ve been there. I’m just coming out the other side with therapy x

What a sad thread.

I'd say, if you don't like work and want to give it up, then do so, providing you can fund not working from personal means. No universal credit or any other benefit and personally, I think anyone not working through choice should be making a reasonable contribution for any public services they expect to use. Of course, if people have private incomes they will be paying tax.

I'm taking semi retirement from the end if the summer, having worked full time for 37/38 years despite having 7 off when the DC were small.

A comfortable retirement requires about £43k pa for a singleton, £60k for a couple. I hope you'll all have it and more importantly for those who elect to give up work, I hope very much that you never, ever complain about being skint.

Do you have the funds to not earn an income, or will I get the bill for that? I am a massive advocate for the benefits and welfare system, but increasingly I hear of people my age that are capable of working and cannot fund a lifestyle of retirement of seeing it as a choice not to work, without having the funds to, or a plan how to fund it, other than tax payers should just pay for it.
This 100%. If you can support yourself financially then go for it but don't expect the dwindling number of hard-working taxpayers to top up your meagre income when you've 'retired' by choice and not necessity. Good thing there are still people who enjoy working and will continue to pay in to support those less able than themselves - there will never be enough in the pot, though, to support those who are just work averse.

I worked and whilst I was at work I worked hard. I had/have a good work ethic. It didn't stop me from hating working in the corporate world though. Now I work hard in my garden and home. I'm a different person altogether and much happier for it.

Office work is soul destroying, humans are not supposed to be glued to screens for 8hrs a day, sitting under strip lights like a bunch of battery hens, dealing with bullshit pointless meetings and arsehole management. Of course some people have careers they enjoy which is a different story, but most people I know hate Monday morning and would quit in a heartbeat if they could.

Absolutely not unreasonable, but is there any way you could do something less hatful and make enough to pay the bills and fund a more acceptable life style?

I’m mid 40s and feel the same. I’m just exhausted and fed up of the grind. I’d like to retire at 60. Any earlier just wouldn’t be financially achievable! I don’t hate my job but I do feel ‘meh’ about it. Pays reasonably well so just getting on with it. I did try something else a few years back but the pay was too poor for the stress and responsibility.. grass isn’t always greener! At the end of the day I think the majority of people don’t love their jobs but do at least find them tolerable!

Tell me about it. Started teaching at 21. 46 now. State pension age of 68. It’s such a grind! I get through it by a PP philosophy. Work is what is needed to be done to pay for the things we enjoy so I make sure I go away every school holiday. (Acknowledge I’m lucky to do this both in terms of number of holidays and the money to do so).

Google Rebel Finance School, they have just started another online course of their FIRE programme.
Work - you just haven't found the right job. What about the charity sector? Working for a charity helped me overcome this as I felt I was giving back but getting paid to do it.

You'd better win the lottery then, unless you want to live on the streets.

I gave up my office job in my 30's. I was a P/A for a Solicitor. I didn't hate it, but I hated the travel and bored. I disliked the office politics too 🙄

I used to do Bar work as a second job and loved that. Since stopping being a secretary I have found I love just working with people. So mostly shop work. Not on the till with big places like Asda (nothing wrong with that btw), but small corner shops where I am dealing one to one, chatting and helping. I like the closeness of regular customers and getting to know them.

I loved working at a breakfast bar. That was fun 😁 . Worked for a few different corner shops and for the past 7 years I've worked at a post office and shop. I do both roles. Busy little place, but I know nearly everyone that visit.

Many laughs are had throughout the day. Many xxhugsxx are exchanged during the sad and happy times. Sadly a number of customers that I loved to bits have passed, and I have attended their funerals on behalf of the shop/ P/O 🥰

When I had cancer last year, I felt the love from them all. They are like my extended family ❤️ I'm only on min wage, but i wouldn't accept more money for a different job. If my body will let my carry on until retirement (10 years to go), then I will keep doing it. It can be quite physically challenging.

I only work alongside 1 person, which is perfect for me too.

They key to working is being happy with what you do 😁

YABU to want to retire at 35. I'd get it more if you were 50
I've worked really hard and saved hard I plan to retire at 55, 60 latest. I'm putting all my energy into eating healthy and exercising so that I can enjoy my later years. Sorry to say this but you sound entitled.

I was feeling like this recently, I am 36. I am looking at changing my business and be more selective as I have worked with some awful clients which has nearly demoralised me. I have started to pay into a private pension which is giving me hope. I am recently going to inherit some money to give me breathing space. My mum has barely worked due to multiple inheritance. Money buys happiness as you can walk away from your job. Also booked a holiday, making work give me some rewards!