at 35 I want to retire

[Oranges836]

Changed name for this post.

35 and sick of working dont want to do it for another nearly 40 years.
Changed job and hate working in any job
dont want to do any job im happy doing nothing

thats it thats the thread

What have you done to make it possible?

Was it the state pension? So not invested?

Lol, I hear you Oh to have been born with a ginormous trust fund! I'm 46 and have at least another 20 years to go...😪

Sorry I am 70 & still working. Struggled financially for many years & am now in a job & position where I can save for a comfortable retirement. 2 more years then finished.
Who the hell wants to die in miserable poverty ?

Yeh, life can suck but unfortunately it’s only you that can find a way to get some meaning from it. Hope that you find a way out of the stuckness you seem to be experiencing.

Financial independence, retire early. It seems to be about focusing on reducing expenditure drastically and doing as much as you can to earn more so that you can save for early retirement.

....or die early and have had a miserable scrimping life without ever reaching your pot of gold.

I retired at 38. It's awesome!!! Thoroughly recommend it.

Had to work bloody hard to be able to do that - but it was for sure worth the effort.

What do you actually like to do when you aren't working??? What hobbies do you have? If the answer is "nothing - I enjoy nothing" then consider whether you are suffering from depression rather than an aversion to working??

yep this feminism BS purely serves the state. women were meant to be at home nurturing their children and looking after their well being not burnt out to pay taxes AND keep household duties. i feel your frustration.

Sexist tripe

I haven’t worked since I was early 40’s apart from some voluntary. I’m now 57 with no sign of dh wanting to retire and although we travel, I definitely feel I’m doing myself a disservice. Ideally I’d like to work/volunteer a couple of days a week but not that easy to find.

I hear you, @Oranges836
Thought it was that I hadn't found the right role because, in the past, I have done work that I didnt mind but made redundant from both those (but there is also a very lonnnnnnng list of jobs I couldnt adjust to and made me downright unhappy so I left).

I job jump regularly and hate the time it takes up looking for something to make money to pay the bills. I also have to "massage" the truth to not be judged by potential employers. I have been told by some referees not to ask again as they are also fed up! I kid you not.

Constant changes mean I havent got a steady income or holidays/pension building up and, to be honest, it is bl00dy embarassing. I have realised it is me rhat doesnt fit the work schedule. I am not sure there is a perfect job but I havent given up on finding one I actually can tolerate and even like 😫

Go self-employed find something that you can vaguely tolerate and the freedom of self-employment will make up for the instability which to be honest it looks as if you’ve got the instability anyway without the freedom

Thanks. Yes have started side hustles self employed and look to establish if there is demand and what I can realistically earn. I am a single parent - my wage pays all the bills

I get this completely. Also NHS and can't stand it! Why I ever applied I'll never know. I am so tired, depressed and demoralised. Everyone I work with feels the same. And everyone feels trapped as there are so few jobs in the area.
I know it's ridiculous but I'm counting down the years to retirement...when I reach the beginning of next year I will only have another 14 years of this shit left!! Whoop whoop!! 😆

there was a time when staff were valued and looked after but all of that disappeared with Cameron/Osbourne austerity. I live in hope that this will change for the better. Best wishes to you.

Maybe you've just not found the right job for your abilities / interests? Not all of us have wonderful, life-enhancing jobs, but the money we make from grafting enables us to do more of the things we like in our own time. It's a trade-off. However, if you really want to just stop working, how will you support yourself? The State will not do so unless you meet some fairly strict criteria.

Can definitely relate. It blows my mind when people say they've been in the same job for 10 years or more. Longest I've been in any job is 2 years!!! Maybe I need to get better ar tolerating poor conditions, boredom, bitchy colleagues, frustration etc as I find most jobs I've been in have some or all of these elements....about to start a new job and fingers crossed I can last longer than a year!!!

This is where you have no idea. I dont know what your career is. Im assuming run of the mill career if your combined wage is that. What is the incentive to pay you both your wages...? Not out of the goodness of their hearts. I tell you that. If that was the case you would be paid what your work is worth(your time, your life is only worth £20 an hour to your employer, think about that). If it's a career im assuming you work for someone and you don't have a business. E.g. you earn money, you don't make profits. You are paid your wages in a way that you could never comfortably stop working. They keep you there, never earning enough to leave until you are old news when you get some pension hopefully to retire on. The people who pay your wages are the ones making the money off of your work. How do you think the whole system works!? Hahaha!

Also, you say I am jealous of you. You only started telling me your income (which by the sounds of it is nothing to write home about) after my posts. Tbh, i dont even know why because a combined income for both of you is about average to below average wage for a post graduate. Maybe you think people would be jealous of that? They aren't.

Hi, I was a teacher too so can relate.

I work locally for a school academy trust in their central office in an admin role. It doesn’t pay much more than minimum wage but I really enjoy it. Its not so much the work I enjoy, although I do gain some satisfaction from it and have varied tasks that I can manage as I like, but the people I work with are good fun and supportive.
I think I’d feel depressed WFH, it’s not for everyone and it sounds like you’d really benefit from finding an office based role.

Tapping is supposed to be very good for pain.

If you don't like your house, move. I lived ina semi for forty years and barely heard anything from the adjoining next door, we had good solid walls.

Eh?!! Wrong thread maybe

:-). Looks like it!