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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

at 35 I want to retire

399 replies

Oranges836 · 10/06/2025 14:12

Changed name for this post.

35 and sick of working dont want to do it for another nearly 40 years.
Changed job and hate working in any job
dont want to do any job im happy doing nothing

thats it thats the thread

OP posts:
flowertoday · 10/06/2025 20:30

Suflan · 10/06/2025 20:17

I think it depends on the job. My last job was bearable.

My current job, i hate it. I hate the people , and they get me to do way too many tasks in this job. And then they are nasty to me.

Ive honestly felt suicidal in this job.

I think jobs are like relationships. If you get stuck in a toxic job with bad people, it can really affect your mental health.

A woman i once knew, killed herself because her job was so abusive to her.

I always vowed after her, to never let a job push me that far, that it ruins my life

You are 💯 right @Suflan . I have recently left a workplace where I genuinely still can't believe how some people ( the management) behaved.
No job is worth that ..... sadly the better paid professional workplaces are as likely to be seething pits of narcissists and pyschopaths. Perhaps more so .
Not everywhere is like that though.

miniaturepixieonacid · 10/06/2025 20:35

Woah, this thread took a dark turn! Are you safe, OP? You should definitely talk to someone about how you're feeling - a friend or even a counsellor.

Applesonthelawn · 10/06/2025 20:35

I would hate to end up just pottering about with my brain gradually stagnating. I like going to work. I'm 66 and I just don't see the point of retiring at all. I think you've just not found the right job.

Suflan · 10/06/2025 20:37

Applesonthelawn · 10/06/2025 20:35

I would hate to end up just pottering about with my brain gradually stagnating. I like going to work. I'm 66 and I just don't see the point of retiring at all. I think you've just not found the right job.

Have you ever tried just "pottering about" though

I saved and took a one year career break and i travelled all round the UK and Europe.

I didnt work at all that year.

It was the best year of my life.

somethinggoodisgonnahappen · 10/06/2025 20:39

One of my DC recently told me that they are looking forward to retirement and they haven't even left school yet! 😂

Suflan · 10/06/2025 20:42

I don't think that working so much and getting massive mortgages is the best way to live. It wears people down.

People often get too afraid to step off the normal path and do their own thing though.

I know woman in her forties who is living in a van and working remotely. She loves her life. She travels all over the uk and sleeps where she feels like.

Id love to just go camping for three months

milesalndfulrs · 10/06/2025 20:45

Stopped wanting to work in my 30s and then became a sahm. And no, I'm not dependent on DH's salary and will be left screwed when he runs off with his secretary - I managed to generate a decent lump sum and invest it well enough to be financially independent. My time is my own and I'm not pottering around at home all week as I can be in central London in 20 mins with tons to do at all times of day.

Lins77 · 10/06/2025 20:45

Suflan · 10/06/2025 20:42

I don't think that working so much and getting massive mortgages is the best way to live. It wears people down.

People often get too afraid to step off the normal path and do their own thing though.

I know woman in her forties who is living in a van and working remotely. She loves her life. She travels all over the uk and sleeps where she feels like.

Id love to just go camping for three months

The van thing actually sounds perfect. I love my job but I can do nearly all of it remotely and flexibly. Travelling from place to place in a comfy van sounds great.

Although I suspect I'd still want a permanent base.

MrsDoubtfire123 · 10/06/2025 20:46

2025isavibe · 10/06/2025 14:19

Yanbu. Mid 30s, sick of it. Can't stand the thought of another 40 years. When I'm on annual leave I feel like a completely different person, I'm so much happier. But I've got bills to pay now and can't afford to retrain so here we are.

I could have written this!!! When I’m not working I feel like a totally different , happier person !

IveGotAnUnusuallyLargePelvisISwear · 10/06/2025 20:46

Oh god same. I’m due back from maternity leave imminently and I really can’t be arsed. I knew that would happen but I keep “jokingly” suggesting to my husband he knocks me up again so I can delay it a bit longer. He just goes Hmm because we both know that ain’t happening.

CoralOP · 10/06/2025 20:56

At 34 I left my 'on paper' great HR job, great benefits, pension, salary etc and set up my dog walking business.
I had about 8k saved up to help cover the start but within 3 weeks I was full up and close to my previous salary.

I now earn more working about 3-5 hours a day and I am happier than a pig in shit!
Honestly it's absolutely chucking it down with rain and I can't help but smile and think this is still waaayyyy better than office politics, clueless managers, commuting, crying all the time and stress.

I'm sure plenty people thought I was mad but I haven't had the Sunday scaries in 5 years, I actually prefer work days to weekends.
I have also tried a couple of side projects because I can sew so have done craft fairs. I think when I get closer to retirement age I will ramp this up.

I guess I am trying to say that you could do a complete 180 and do something you would find enjoyable, something you don't feel the need to retire from.

My friend completely retrained to be a surgeons assistant at 40, it was very hard for her financially but she got about 14k a year in bursarys etc and made it work for a few year.

You still have a lot of working life left so see if there's anything that excites you, any hobbies you can turn into a business, it might take a few years but once you get there there will be no more desperation to retire. Good luck!

scotchbonnetface · 10/06/2025 21:05

CoralOP · 10/06/2025 20:56

At 34 I left my 'on paper' great HR job, great benefits, pension, salary etc and set up my dog walking business.
I had about 8k saved up to help cover the start but within 3 weeks I was full up and close to my previous salary.

I now earn more working about 3-5 hours a day and I am happier than a pig in shit!
Honestly it's absolutely chucking it down with rain and I can't help but smile and think this is still waaayyyy better than office politics, clueless managers, commuting, crying all the time and stress.

I'm sure plenty people thought I was mad but I haven't had the Sunday scaries in 5 years, I actually prefer work days to weekends.
I have also tried a couple of side projects because I can sew so have done craft fairs. I think when I get closer to retirement age I will ramp this up.

I guess I am trying to say that you could do a complete 180 and do something you would find enjoyable, something you don't feel the need to retire from.

My friend completely retrained to be a surgeons assistant at 40, it was very hard for her financially but she got about 14k a year in bursarys etc and made it work for a few year.

You still have a lot of working life left so see if there's anything that excites you, any hobbies you can turn into a business, it might take a few years but once you get there there will be no more desperation to retire. Good luck!

Good for you! I wish I was this brave

vickylou78 · 10/06/2025 21:08

Find a job you enjoy? Retrain? Go to university? Don't settle you are still young!!

gotmyknickersinatwist · 10/06/2025 21:11

Oranges836 · 10/06/2025 19:43

cant wait to die then i dont have to work

😂

OttoGraph · 10/06/2025 21:19

I decided at 36 that I needed to make a few 5 year plans to get to where I wanted. I watched a colleague slogging her guts out at 58 and didn't want to be in the same position - the job did was physical and lots of lifting and carrying.

So I did plan, I put extra in pension by buying extra years, and also paid of mortgage and invested and saved.

I retired at 54, whilst I don't have a large pension pot and as yet haven't touched it, I get by on a lot less than people on mn think you need to live on when retired - I have 6/7 holidays a year both abroad and uk based, so am away for around 16 weeks. Vietnam was a revelation as once the flight is paid for the accommodation and eating out is less than a weeks supermarket shopping in the uk along with not being cold in January and the heating settee come on low twice a day(has to be 15c for insurance) in the uk saves me a fair bit

Id rather have quality of living life than more luxury but still working the grind

Suflan · 10/06/2025 21:21

What is one of the worst things about workplaces is the hierarchy system. Its so stupid to have a leader (boss).

The best workplacr i worker in was where we all had the same job title and there was no boss. People work so much better when they are not ordered around

ElleintheWoods · 10/06/2025 21:22

What gives you fulfilment? How do you contribute to society/ to the world?

Do you have the funds to not earn an income, or will I get the bill for that? I am a massive advocate for the benefits and welfare system, but increasingly I hear of people my age that are capable of working and cannot fund a lifestyle of retirement of seeing it as a choice not to work, without having the funds to, or a plan how to fund it, other than tax payers should just pay for it.

I could retire tomorrow. I've got zero interest in it, I absolutely thread the idea of retirement, I want to be out in the world, change the world, make things better, be there for other people, even if it's just a hug and a coffee chat at a time.

Mum's the same, she could have retired years ago but sees it as effectively stepping away from useful life and switching her brain off. I think she'll work to 80.

I just feel like I'm the only person in the UK that feels that way... Even most of my work colleagues and friends openly dream of retirement. Why? It just feels so lacking in purpose, spending money going on holidays, hobbies and watching days go by.

blueshoes · 10/06/2025 21:43

Suflan · 10/06/2025 20:37

Have you ever tried just "pottering about" though

I saved and took a one year career break and i travelled all round the UK and Europe.

I didnt work at all that year.

It was the best year of my life.

Travelling around UK and Europe isn't exactly 'pottering around'.

BashfulClam · 10/06/2025 21:49

I’m 46, I’m done! The other day I had stomach pain and thought ‘oh a nice appendicitis would get me a few weeks doing nothing!’ When you start dreaming about a life threatening condition it is worrying.

OttoGraph · 10/06/2025 21:51

blueshoes · 10/06/2025 21:43

Travelling around UK and Europe isn't exactly 'pottering around'.

really? what is it then?

KneeSockss · 10/06/2025 21:53

ilovesooty · 10/06/2025 14:51

No. I mean unless people are born into wealth and inherit money, the general expectation is that you go to work and earn money to live. Bleating about not liking "any work" in your 30s seems to me to be the mark of a lazy person.

Every job I’ve had I’ve done to the highest standard and always met targets and deadlines and never received negative feedback. I fucking hated each one though. I have excellent work ethic, I work hard in every aspect of my role and I believe putting 100% in. Being conscientious is most important to me when it comes to work. It really doesn’t mean that I like it though. I’ve despised each job I’ve had

Profpudding · 10/06/2025 21:53

Oranges836 · 10/06/2025 19:43

cant wait to die then i dont have to work

I bet somebody somewhere I would find you a job
No rest for the wicked and all that

Thepeopleversuswork · 10/06/2025 21:59

I'm the complete opposite and love working (though I don't particularly like my current role). For me having a job which brings me fulfilment is important.

I can understand that not everyone feels like that and I can understand that for many people work is a means to an end. There's more to life than work and many ways to feel fulfilled outside of work.

But enjoying doing absolutely nothing? Do you really want to look back at the end of your life and say you did nothing? If so, that's genuinely sad.

blandana · 10/06/2025 22:05

If you find something you love, going to work doesn’t feel like work. It feels like a privilege. Granted, most people either never experience that or take a long time before it happens.

Lavachicken37 · 10/06/2025 22:13

Yanbu
i am 36 and been working full time in my professional role since 21. Last 3 years as manager. I love love my job but I feel like it literally kills me with stress. 9 years for mortgage to pay off.
I do often think I cannot function like this for the next 30 years. But I can’t afford my holidays and luxuries without it. So I carry on. Boo hiss

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