at 35 I want to retire

[Oranges836]

Changed name for this post.

35 and sick of working dont want to do it for another nearly 40 years.
Changed job and hate working in any job
dont want to do any job im happy doing nothing

thats it thats the thread

Where does one start to put serious plans into action? Who does one consult if they have no family members to consult in this country?

Would highly with both @Prayingforananswer and @GAJLY to take advantage of assessments and real-time, in-person (or remote) guidance from professionals. And absolutely they are correct that most of us have many options for careers that provide a sense of purpose.

Who wouldn't like to retire at 35? But what will you live on, benefits? Doubt you'd get any, what about getting a pension in old age, not unless you've paid into it. There won't always be benefits to claim, especially if people think the same as you. Find out what you do like doing, surely there's got to be something, and do that.

Oh god, I would love to retire (49) and potter around every day. I don’t think it’s possible for most of us, unfortunately, unless you come into serious money. I would think the majority of people would prefer not to work if they had the money to sustain a high standard of living - or at least one they were used to.

Did you read my post? I'm empathising with her.
It's not politically correct to give up work at 35 without any source of income. But we all get it and understand her feelings.
That's all I'm saying.
Sorry it didn't come across clearly.

Jeez, yesterday it was somebody moaning about still working at 51, today it’s 35. What will it be tomorrow, somebody who wants to retire after their first day on the job?

Marry someone rich enough to support you not working. That or win the lottery.

Don't we all...

If you always do what youve always done - you'll often be where you are

Sometimes in life if you take a chance or risk - for a limited time.- that can ultimately buy you some freedom / time

I have the same contract ( though different jobs within it) from my first teaching role 36 years ago.

No break in service.

Not ready to retire yet.

My hubby is 50 and wants to retire next year. We paid our mortgage off a couple of years ago as DH spends no money ever on himself - no new clothes, he doesn't drink, refuses to go out for meals etc - me on the other hand love buying new clothes, visits to the theatre holidays etc.

Problem is we have 2 kids to get through uni I currently work 40 hours a week but when he stops working - I am going to have to get a weekend or evening job He detests the money we spend on childrens activities, and kids in general - and is dong his utmost to talk kids out of uni they are currently 15 and 16.

He says he has worked every day since he was 16 and he isn't willing to do it anymore, he loves walking, gardening and watching documentaries.

I think working is very important for your mental health - I can't think of anything worse than being home all day and I want my kids to have a strong work ethic.

I spend my week wishing it was Friday and the weekend dreading Monday. What a waste of a life 😞

Why was he doing nothing, though? My Dad retired at 57. He is 78 now, and has often said he doesn't know how he had time to work!

My dad made a plan at 35 to retire at 55
And it worked. He also took advice from a financial advisor

I get all the stuff you are saying, sounds like you don't have enough for him to retire.

But I honestly don't understand why people imagine not working means shuffling about at home all day.

It's kind of depressing when you think how many of us can't think of any way to fill our time other than working.

What will you do for money then? I can’t help thinking you need to get off your arse and take responsibility for yourself. Many, many people would love to retire and not work, but they are mature enough to understand they need an income in order to live. Find something you’ll enjoy and it won’t feel bad.

Snap. I started working at 16 and by 25 I realised I couldn't do this and live a reasonably happy and fullfilling life. So I was super blessed to find and marry my DP who has retired me. I stay at home with the kids and it is my dream "job" being a Mum and caring for my family. I find it more fulfilling then any Job I ever had.

Join the queue xx

exactly this

Don't rush into retirement. I mostly (but not always!) enjoyed work, but I opted to retire when the company moved to another place,. I was surprised how much I missed my fellow employees, the buzz, and the chat. The months can get very long in winter.

Me too, I run my own business and I always look forward to going into work. I work with my DP, our plan is to slow down rather than stop, though as it's in the creative industry I'm not sure how much we'll slow down (FIL is in the same business, and has just semi-retired at 81)

@Oranges836

You're 35. Why will you be working another 40 years? Has the retirement age been raised to 75 today?

I have to say YABU. To want to retire at 55 is one thing, and can be done with plenty of extra contributions to a private pension, and lots of hard work and savings. Wanting to retire at 35 is ludicrous. Basically untenable.

As has been said, you need to start looking for a new job; maybe train for something in a field that you may be interested in.

Also, as some posters have asked, how are you going to survive financially for potentially 60 years? (You could live to 95.)

oh I completely understand not wanting to work.

However my husband and I worked our socks off to provide ourselves with a decent standard of living and to raise our children. We never claimed benefits and went without a lot as we both came from poor backgrounds with little money.

If you can afford to fund a non working lifestyle by yourself then go ahead; but if you plan to live off of the state funded from taxes paid by people who do work then frankly you are a selfish over entitled layabout.

I’d love to retire now, chuck it all in and just enjoy my days. The worst is I work minimum wage full time and yet I speak to people daily who don’t work, and bring in the same as me or 3 times as much. It’s madness and yes it’s annoying!
but, we carry on because we can get credit the only thing that having a job gets you.

I've been working since I was 17.i love my job and. I get bored if I have too many days off. In fact I work for an agency on my free days on top of my job. The thought of retiring also scares me. I'm 58 now and feel like r the life of me could never do nothing all day