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Share your dilemmas and get honest opinions from other Mumsnetters.

To say the £35k winter fuel threshold is way too high!

1000 replies

chocolateismyweakness4 · 09/06/2025 13:21

The threshold needed to be raised, but £35k?! I wish I earned that and I have a mortgage and commuting costs. It also doesn’t take into account savings (so they could have millions in the bank) or household income.

We all know it’s a bribe, but they still won’t get pensioners to vote for them.

OP posts:
Thread gallery
8
PandoraSocks · 10/06/2025 11:24

EasternStandard · 10/06/2025 11:19

Yep. He’s accountable, they both are. Probably why she’s lasting so long, it’s tied to his prospects.

Well unless there is a VONC in his leadership, Starmer is going nowhere. The last thing we want is endless leadership contests as per the last 14 years.

Indianajet · 10/06/2025 11:26

So sad to see so many women being so nasty about 'boomers'.
At 70, and widowed, I live on my pension (which I worked for) and a portion of my late husband's private pension (which he worked for). I have no mortgage, granted, but I still have to pay insurance, upkeep, heating etc. and feed myself, so I am hardly rolling in money! I also do a lot of childcare, so am still making a contribution to society.
Stop making us scapegoats for all the problems today!

cardibach · 10/06/2025 11:27

rainingsnoring · 10/06/2025 09:39

Not, that's not why they didn't work. It was because basics such as housing and food were affordable on one income for the majority of families. I was at school in the 1980s and, as per previous post, only one mother in the whole school had a full time job and hardly any of the others even did part time work.
I think we all know why men and women start work later now and let's not pretend that it is advantageous to them.
Once women were encouraged into the workplace under the guise of women's rights, the cost of everything rocketed, making basics unaffordable and forcing both partners to work. The older generations benefitted from the massive increase in asset prices, driving a financial wedge between the generations and causing some of the current problems.

Odd. I had no idea what the mothers of children who weren’t my close friends did with their day. How do you know so much detail?
Were any of your teachers women? I bet they were. And I bet more than one was also a mother. My mother was a teacher in the late 60s and I was one from the late 80s, as a mother from 1996. Most of the women I worked with were mothers. I know many of my teachers in the 60s and 70s were too.
Even by the late 60s, a fair number of women worked because they wanted some financial independence or valued their own career. There was a lot of feminist consciousness raising in the 60s…

Edit: I’ve just noticed you seem to have managed to blame the CoL on women having jobs, so I don’t think you are really arguing in good faith here.

YellowBun · 10/06/2025 11:28

Grudging money to older people isn’t a healthy attitude. Prioritising the well-being of our long standing citizens is the hallmark of a well balanced and caring society. The UK is in a mental health crisis and removing help for the elderly adds to the sense of our nation as one of poverty and callousness.

EasternStandard · 10/06/2025 11:30

PandoraSocks · 10/06/2025 11:24

Well unless there is a VONC in his leadership, Starmer is going nowhere. The last thing we want is endless leadership contests as per the last 14 years.

His chancellor going because she’s doing a bad job won’t strengthen his position. He backed those policies and chose her initially.

PandoraSocks · 10/06/2025 11:32

EasternStandard · 10/06/2025 11:30

His chancellor going because she’s doing a bad job won’t strengthen his position. He backed those policies and chose her initially.

A VONC in his leadership is vanishingly unlikely.

cardibach · 10/06/2025 11:35

Badbadbunny · 10/06/2025 10:17

They clearly had more sense than Rachel!

So you’re saying the £35k cut off is too low and everyone should have it? Or are you suggesting politicians should only consider things which are advantageous to their party?

EasternStandard · 10/06/2025 11:36

PandoraSocks · 10/06/2025 11:32

A VONC in his leadership is vanishingly unlikely.

I suspect even Starmer knows it weakens his and Labour’s position hence keeping her for this long, despite poor policy.

cardibach · 10/06/2025 11:38

Badbadbunny · 10/06/2025 10:19

@Lincslady53

We know it us tough for younger generations, but these pensioners benefits will one day be the benefits you get after a lifetime of working and paying taxes.

Today's younger workers know that they won't get the same generous benefits when they retire than today's pensioners. There may not even be a universal state pension, and even if there is, state pension age will have risen again.

The massive push on workplace pensions (making them compulsory) is the first step towards the scrapping of universal state pensions in 2 or 3 generations time!

Know this how? The ‘boomers’ are called this because they are a big generation. As pointed out, they are getting older. When they are gone, or mostly gone, the balance between workers and pensioners will be restored. There’s no reason pensions (which aren’t actually generous when compared with European countries for eg) will disappear. I guess they might if people keep going round saying they will and being resigned to it - it gives politicians the idea you don’t mind. Agitate to keep the current arrangements. Of course that means accepting current pensioners get them, which many don’t seem to want…

TheNuthatch · 10/06/2025 11:41

PandoraSocks · 10/06/2025 11:20

That is not really how it works, though, is it? Ministers are ultimately responsible for their Department's decisions, even though no.10 is obviously involved in signing off those decisions.

We can't have the PM stand down every time a minister fucks up, resigns or is sacked. A revolving door of PMs does no good, as we found with the last administration.

Edited

Starmer is the first lord of the treasury. He knows full well that his reputation is tied to Reeves'.
It would be very convenient for Starmer if Reeves takes the blame don't you think? Even though none of her decisions have been implemented without Starmer's approval.

BIossomtoes · 10/06/2025 11:41

I remember one of my aunts who would now be 118 (!) predicting that soon there wouldn’t be any more pensions in the 1960s. Turns out her crystal ball was malfunctioning.

Showerdilemma · 10/06/2025 11:45

Pistachioitaliano · 10/06/2025 10:04

Totally agree. Many on mumsnet think they will not age (and that applies to the over 50s also).

Those who bash the pensioners need to remember that previous generations did work if they needed money. Yes many women who were married didn't but that was because their husbands supported them, not the government. The single women worked. The government didn't provide an alternative benefits lifestyle. A person was responsible for their own life choices (Personal and financial).

Maybe to level the intergenerational playing field remove all WFA and all child benefit??

Back to WFA, I think the concept of X receives thus and Y receives this is overcomplicated. Much better to give all pensioners in receipt of state pension a lower WFA of £200

Can we stop comparing child benefit with WFA please? They're not the same. Child benefit isn't meant for the claimant but THE CHILD of that claimant.

MoreDangerousThanAWomanScorned · 10/06/2025 11:45

cardibach · 10/06/2025 11:38

Know this how? The ‘boomers’ are called this because they are a big generation. As pointed out, they are getting older. When they are gone, or mostly gone, the balance between workers and pensioners will be restored. There’s no reason pensions (which aren’t actually generous when compared with European countries for eg) will disappear. I guess they might if people keep going round saying they will and being resigned to it - it gives politicians the idea you don’t mind. Agitate to keep the current arrangements. Of course that means accepting current pensioners get them, which many don’t seem to want…

This is absolutely not the direction demographics are going in. Have you not seen the birth rate? The shift of the population so we have more and more retirement age adults and fewer and fewer working age ones is set to continue and worsen. The only realistic solution is immigration, but that's as unpopular with voters as reducing pensioner benefits is...

cardibach · 10/06/2025 11:51

MoreDangerousThanAWomanScorned · 10/06/2025 11:45

This is absolutely not the direction demographics are going in. Have you not seen the birth rate? The shift of the population so we have more and more retirement age adults and fewer and fewer working age ones is set to continue and worsen. The only realistic solution is immigration, but that's as unpopular with voters as reducing pensioner benefits is...

I did hesitate over saying the balance would be restored. It may not go back to where it was, but the baby boom generation being pensioners is a distorting factor. The birth rates between older and younger generations get closer together after that.
What about the rest of the post though?

Badbadbunny · 10/06/2025 12:06

cardibach · 10/06/2025 11:12

Bollocks. I became a mum in 1993. Nobody in normal jobs (in which I include the professions) seriously considered giving up work in the 90s.

I agree. I started work in at the start of the 1980s and even then, most of the women in our workplace returned to work after having children, that's right through the ranks from the typing pool up to the qualified accountants. Even in the 80s, it was rare for young mothers to give up work and not return after maternity leave. Yes, a lot came back part time, but most did come back!

My own mother, a teacher, went back to work in the early 70s after having my brother and I. She worked part time in schools during the day around school hours and then worked at the local college teaching evening classes a couple of nights per week too!

I just don't recognise this "not going back to work after children" in the last few decades. I think it was more prevalent in the 50s and 60s to be honest as the men returning home from war needed the jobs so women took a back seat career-wise!

Badbadbunny · 10/06/2025 12:07

MoreDangerousThanAWomanScorned · 10/06/2025 11:45

This is absolutely not the direction demographics are going in. Have you not seen the birth rate? The shift of the population so we have more and more retirement age adults and fewer and fewer working age ones is set to continue and worsen. The only realistic solution is immigration, but that's as unpopular with voters as reducing pensioner benefits is...

Immigration is just a temporary sticking plaster as the younger working immigrants get old too, so you need even more immigrants to pay for and care for the older generations of immigrants, on top of those born here. It's all one giant ponzi scheme that WILL end in tears!

BIossomtoes · 10/06/2025 12:09

Badbadbunny · 10/06/2025 12:07

Immigration is just a temporary sticking plaster as the younger working immigrants get old too, so you need even more immigrants to pay for and care for the older generations of immigrants, on top of those born here. It's all one giant ponzi scheme that WILL end in tears!

You sound exactly like my aunt in 1965!

Lifestooshort71 · 10/06/2025 12:38

Badbadbunny · 10/06/2025 12:06

I agree. I started work in at the start of the 1980s and even then, most of the women in our workplace returned to work after having children, that's right through the ranks from the typing pool up to the qualified accountants. Even in the 80s, it was rare for young mothers to give up work and not return after maternity leave. Yes, a lot came back part time, but most did come back!

My own mother, a teacher, went back to work in the early 70s after having my brother and I. She worked part time in schools during the day around school hours and then worked at the local college teaching evening classes a couple of nights per week too!

I just don't recognise this "not going back to work after children" in the last few decades. I think it was more prevalent in the 50s and 60s to be honest as the men returning home from war needed the jobs so women took a back seat career-wise!

My first child was born in '78 and I gave up work until my second one went to junior school - 1988. Most of the mothers in his class were SAHM and we socialised at playgroups and toddler sessions in church halls. Property was cheap so one salary covered everything (3-bed semi in Enfield £11,000) but by the late 80s I think most of us were back at work.

lifeonmars100 · 10/06/2025 13:04

rainingsnoring · 10/06/2025 09:42

The point remains that far less women worked in past generations than do now.

I am a nasty disgusting selfish greedy entitled boomer and I like all my female friends worked throughout our pregnancies and if we were fortunate enough to get maternity leave we went back to work. In those days you had to work full time for the same employer for at least two years to be able to keep your job. I lost mine because I was a few weeks under. Then like the greedy cow I am, I went out and got another job when my little one was around two as my husband had pissed off and paid no money. I worked because I had to and I worked to set an example to my child. I then worked until I retired as did all my female friends. with and without kids There was no child care (and yes I think that the cost of it these days is very high) unless you made your own arrangements with a childminder (who were not checked or regulated, anyone could set up as one!). It was tough then and it is tough now but for different reasons.

MoreDangerousThanAWomanScorned · 10/06/2025 13:10

cardibach · 10/06/2025 11:51

I did hesitate over saying the balance would be restored. It may not go back to where it was, but the baby boom generation being pensioners is a distorting factor. The birth rates between older and younger generations get closer together after that.
What about the rest of the post though?

All the rest of the post seemed to be predicated on that first, wrong bit - that once the boomers all die, we'll go back to a demographic where workers comfortably outnumber pensioners and so it is much easier for the working generation to pay for the retired one. This isn't what statisticians are predicting, by a long way.

To say the £35k winter fuel threshold is way too high!
nahthatsnotforme · 10/06/2025 13:12

Well if any thread proves society is broken this is the one.
The elderly are all a drain on society after a lifetime of indulgence.
Everyone has it so much harder than any other generation.
No one should have more than anyone else.
A horrible lack of compassion, understanding or vision beyond they’re own little world

cardibach · 10/06/2025 13:16

MoreDangerousThanAWomanScorned · 10/06/2025 13:10

All the rest of the post seemed to be predicated on that first, wrong bit - that once the boomers all die, we'll go back to a demographic where workers comfortably outnumber pensioners and so it is much easier for the working generation to pay for the retired one. This isn't what statisticians are predicting, by a long way.

Well that’s counter intuitive, but I accept it’s correct.
There are a lot of 16-65s there - and a chunk of the over 65s will be in work too, of course.
Still - if you all go round saying ‘oh I won’t have a state pension so I’ll make other arrangements’ then some government will take you up on it. Fight. As the generation which gained the pension fought.

Viviennemary · 10/06/2025 13:20

Showerdilemma · 10/06/2025 09:09

Of course. But I don't think the answer is just that working age people should just work more hours to cover the cost for those who aren't working! 40 hours a week is enough. Especially if you have kids.

The answer is cut benefits for working age people who think they camt manage to work.or think they can only work a few hours a week.

MintChocCat · 10/06/2025 13:21

nahthatsnotforme · 10/06/2025 13:12

Well if any thread proves society is broken this is the one.
The elderly are all a drain on society after a lifetime of indulgence.
Everyone has it so much harder than any other generation.
No one should have more than anyone else.
A horrible lack of compassion, understanding or vision beyond they’re own little world

That’s very reductionist.

I like to believe I am a compassionate person, and I think this winter fuel payment should definitely go to the right people I.e. pensioners who truly need it, may live alone, may have health conditions, can’t work, disabled etc etc.

What I don’t feel is fair or just is that this tax payer money is being awarded to people already in privileged circumstances, that’s not fair. It needs proper means-testing.

I feel especially angry on behalf of those on minimum wage, single parents, those raising families and middle earners already squeezed. Again, this is also compassionate as it’s eliciting a sense of injustice on behalf of other members of society in need.

Showerdilemma · 10/06/2025 13:22

cardibach · 10/06/2025 13:16

Well that’s counter intuitive, but I accept it’s correct.
There are a lot of 16-65s there - and a chunk of the over 65s will be in work too, of course.
Still - if you all go round saying ‘oh I won’t have a state pension so I’ll make other arrangements’ then some government will take you up on it. Fight. As the generation which gained the pension fought.

The thing is it's all very well saying to "fight" but really that's just taking money from the you get generation all over again isn't it? And looking at the demographic predictions they're already looking to be even more screwed than those of us working right now. Rich retirees need to be taxed more, not given more for free. And then that needs to continue down the line.
I'm actually more scared for my kids and theirs (if they have any when they grow up) than i.am for my own retirement

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