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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To say the £35k winter fuel threshold is way too high!

1000 replies

chocolateismyweakness4 · 09/06/2025 13:21

The threshold needed to be raised, but £35k?! I wish I earned that and I have a mortgage and commuting costs. It also doesn’t take into account savings (so they could have millions in the bank) or household income.

We all know it’s a bribe, but they still won’t get pensioners to vote for them.

OP posts:
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rainingsnoring · 10/06/2025 09:42

BIossomtoes · 10/06/2025 09:17

Look at point 2 of the executive summary. It won’t copy for some reason. Less than half women were working full time in 2017.

The point remains that far less women worked in past generations than do now.

BIossomtoes · 10/06/2025 09:45

Not, that's not why they didn't work.

It’s exactly why we didn’t work! Your anecdata from being a child in the 80s doesn’t trump the statistical evidence or the experience of people who were adults at the time. We were the first generation of women who wanted careers, not “little jobs” and we made sure we got them. The first generation in control of our fertility and the opportunities that allowed.

BIossomtoes · 10/06/2025 09:47

rainingsnoring · 10/06/2025 09:42

The point remains that far less women worked in past generations than do now.

Look at the graph. That huge increase from 1975 includes today’s pensioners!

PandoraSocks · 10/06/2025 09:51

EasternStandard · 10/06/2025 09:39

Tbf I can see why someone struggling with childcare costs, mortgage / rent and heating on £70k or lower would think the policy’s not right.

Well it is at least a bit fairer than it was under the Tories, who made zero changes to it being universally avaliable.

I wonder why they didn't and why there wasn't ever an outcry about it?

MoreDangerousThanAWomanScorned · 10/06/2025 09:53

I'm not quite sure why this has devolved into an argument about which generation of women had it harder, who owes who for maternity leave, etc. Winter fuel allowance isn't supposed to be compensation for past injustices or the fact that mortgage rates were higher in the past. It is supposed to be needs-based (it's a benefit, much as people who get it often hate the idea that they get benefits!) and so the rate should be set at a level that means those who need it get it, without wasting public money on giving it to those who don't. I personally don't think this is the right level for that.

BIossomtoes · 10/06/2025 09:54

PandoraSocks · 10/06/2025 09:51

Well it is at least a bit fairer than it was under the Tories, who made zero changes to it being universally avaliable.

I wonder why they didn't and why there wasn't ever an outcry about it?

Apparently the Treasury presented it as an option to various chancellors going back as far as Osborne and none of them would have a bar of it.

MoreDangerousThanAWomanScorned · 10/06/2025 09:56

BIossomtoes · 10/06/2025 09:54

Apparently the Treasury presented it as an option to various chancellors going back as far as Osborne and none of them would have a bar of it.

And the fallout from it has shown that indeed, it was not particularly politically savvy to touch in any way benefits paid to pensioners! Which doesn't mean it's economically the wrong thing to do.

BIossomtoes · 10/06/2025 09:58

MoreDangerousThanAWomanScorned · 10/06/2025 09:56

And the fallout from it has shown that indeed, it was not particularly politically savvy to touch in any way benefits paid to pensioners! Which doesn't mean it's economically the wrong thing to do.

It’s absolutely the right thing to do. Trouble is the previous threshold was far too low and now it’s gone to the other extreme. There’s no way I should be getting it and my personal income is nowhere near £35k.

FedupofArsenalgame · 10/06/2025 10:00

BIossomtoes · 10/06/2025 08:45

Why does this myth about never working or never working full time come from?

Well I suppose people were saying that today's pensioners could live on one income throughout their working lives. So if they had done that then obviously some people who never worked are still getting pensions now. My ex mother in law is a case of that. At 19 she married and went to Australia on a £10 ticket. Returned pregnant a few years later and never worked again. Still gets pension AND pension credit despite never having paid a penny into the UK tax statement.

Pistachioitaliano · 10/06/2025 10:04

BIossomtoes · 10/06/2025 09:30

Awful, isn’t it?

Totally agree. Many on mumsnet think they will not age (and that applies to the over 50s also).

Those who bash the pensioners need to remember that previous generations did work if they needed money. Yes many women who were married didn't but that was because their husbands supported them, not the government. The single women worked. The government didn't provide an alternative benefits lifestyle. A person was responsible for their own life choices (Personal and financial).

Maybe to level the intergenerational playing field remove all WFA and all child benefit??

Back to WFA, I think the concept of X receives thus and Y receives this is overcomplicated. Much better to give all pensioners in receipt of state pension a lower WFA of £200

Pistachioitaliano · 10/06/2025 10:07

But add it to the state pension amount.

EasternStandard · 10/06/2025 10:08

MoreDangerousThanAWomanScorned · 10/06/2025 09:53

I'm not quite sure why this has devolved into an argument about which generation of women had it harder, who owes who for maternity leave, etc. Winter fuel allowance isn't supposed to be compensation for past injustices or the fact that mortgage rates were higher in the past. It is supposed to be needs-based (it's a benefit, much as people who get it often hate the idea that they get benefits!) and so the rate should be set at a level that means those who need it get it, without wasting public money on giving it to those who don't. I personally don't think this is the right level for that.

Exactly. It’s not relevant to setting the cut off.

Badbadbunny · 10/06/2025 10:17

BIossomtoes · 10/06/2025 09:54

Apparently the Treasury presented it as an option to various chancellors going back as far as Osborne and none of them would have a bar of it.

They clearly had more sense than Rachel!

Badbadbunny · 10/06/2025 10:19

@Lincslady53

We know it us tough for younger generations, but these pensioners benefits will one day be the benefits you get after a lifetime of working and paying taxes.

Today's younger workers know that they won't get the same generous benefits when they retire than today's pensioners. There may not even be a universal state pension, and even if there is, state pension age will have risen again.

The massive push on workplace pensions (making them compulsory) is the first step towards the scrapping of universal state pensions in 2 or 3 generations time!

ErrolTheDragon · 10/06/2025 10:20

PandoraSocks · 10/06/2025 09:51

Well it is at least a bit fairer than it was under the Tories, who made zero changes to it being universally avaliable.

I wonder why they didn't and why there wasn't ever an outcry about it?

It was quite often discussed.
I think the rationale for it being a universal benefit was that it costs less than having the admin required to do means testing. It’s not clear to me if labour have properly costed this change.
Im 64 and this puts me off labour rather than bribing me. The winter fuel allowance should be abolished and benefits for genuinely poor pensioners increased such that they can pay for heating from their budget.

TheNuthatch · 10/06/2025 10:35

ErrolTheDragon · 10/06/2025 10:20

It was quite often discussed.
I think the rationale for it being a universal benefit was that it costs less than having the admin required to do means testing. It’s not clear to me if labour have properly costed this change.
Im 64 and this puts me off labour rather than bribing me. The winter fuel allowance should be abolished and benefits for genuinely poor pensioners increased such that they can pay for heating from their budget.

It’s not clear to me if labour have properly costed this change.

The government are now saying that it will save £450 million per annum, but its not clear if this includes the the increased cost of pensioners who began claiming pension credit when the original wfa policy was announced. According to Martin Lewis, there are approx 100K new claimants.

PandoraSocks · 10/06/2025 10:55

The whole thing is a mess. Reeves needs to go.

TheNuthatch · 10/06/2025 11:06

PandoraSocks · 10/06/2025 10:55

The whole thing is a mess. Reeves needs to go.

If Reeves goes, so should Starmer. She hasn't acted alone.

2dogsandabudgie · 10/06/2025 11:10

FedupofArsenalgame · 10/06/2025 10:00

Well I suppose people were saying that today's pensioners could live on one income throughout their working lives. So if they had done that then obviously some people who never worked are still getting pensions now. My ex mother in law is a case of that. At 19 she married and went to Australia on a £10 ticket. Returned pregnant a few years later and never worked again. Still gets pension AND pension credit despite never having paid a penny into the UK tax statement.

For every year your ex MIL claimed child benefit that would count as a NI credit. I think you can claim up to 12 years credit per child? Also she may have paid her NI for some years even though she didn't work.

I do think it's unfair that someone who has worked all their life and only gets the state pension is worse off than someone who gets pension credits and hasn't worked.

cardibach · 10/06/2025 11:10

PandoraSocks · 10/06/2025 09:02

My mum, who would be 95 if still alive, worked. As did all my friend's mums. I don't know where this myth that married women with children didn't work in the 60s,70s, even 80ss comes from.

My mum also worked in the late 60s and 70s. Full time. And I wasn’t unusual 8n having a working mum. I became a mum in 1993 and it would have been pretty much unthinkable for someone to give up then unless there were disability issues or a very high earning husband. The idea that it didn't become ‘more common’ until the 90s/00s is utter nonsense.

cardibach · 10/06/2025 11:12

rainingsnoring · 10/06/2025 09:01

It's not a myth. Working mums became common place only in the 90s/00s. Most silent/boomer (especially the older ones) didn't work when their children were young and some never returned.

Bollocks. I became a mum in 1993. Nobody in normal jobs (in which I include the professions) seriously considered giving up work in the 90s.

cardibach · 10/06/2025 11:16

rainingsnoring · 10/06/2025 08:53

Has it crossed your mind that not all pensioners are demented, frail 90 year olds? The great majority of 60 and 70 year olds and many 80 something year olds are entirely independent, many still very active. Children require care up to a certain age. That is a necessity. Most pensioners do not. Your post is total nonsense.
As the previous poster said, a typical pensioner's expenses are a tiny fraction of a typical family's. They usually have no housing costs, have no childcare costs, a small food bill, less essential travel costs. Those things cost thousands of £ a month. And people of working age pay more tax.
The amount of wailing when Labour first announced that WFA was to be withdrawn was totally out of proportion. This is emblematic if the mess we are in as a country, totally unable to discuss how to manage UK finances better.

@Sharptonguedwoman has unpicked a lot of this for you. I’m intrigued by your idea that fit and healthy pensioners (who are the ones you were discussing) will have small food bills. Where does that idea come from? Yes, the frail very elderly will have smaller appetites (though judging by my late dad will need to buy more expensive ready meals due to not being safe to prep food) but the rest? Those in their 70s for eg?

EasternStandard · 10/06/2025 11:19

TheNuthatch · 10/06/2025 11:06

If Reeves goes, so should Starmer. She hasn't acted alone.

Yep. He’s accountable, they both are. Probably why she’s lasting so long, it’s tied to his prospects.

PandoraSocks · 10/06/2025 11:20

TheNuthatch · 10/06/2025 11:06

If Reeves goes, so should Starmer. She hasn't acted alone.

That is not really how it works, though, is it? Ministers are ultimately responsible for their Department's decisions, even though no.10 is obviously involved in signing off those decisions.

We can't have the PM stand down every time a minister fucks up, resigns or is sacked. A revolving door of PMs does no good, as we found with the last administration.

BIossomtoes · 10/06/2025 11:23

TheNuthatch · 10/06/2025 11:06

If Reeves goes, so should Starmer. She hasn't acted alone.

This isn’t a rerun of Truss and Kwarteng. Hopefully we’ve reached the end of having another PM every five minutes.

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