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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to say that I have had enough of this government and Its grabby supporters.

278 replies

Ihavehadenough1345 · 05/05/2025 22:09

I have name changed for this and am prepared for the pile on, backlash, kicking I am going to get but I have had enough!

My tax bill was £80,000 this year. I am self employed. I pay £16,000 a year in VAT. I have a valuable asset. I own my own home.
no mortgage. I have worked bloody hard. No inheritance, no Oxbridge, no privilege and no luck!

I pay for private school for 2 DC.

I am asset rich, cash poor. I have enough money to pay all of my bills, no debt, I’m not extravagant. If you met me you wouldn’t know my financial situation. I am normal.

But my tax contribution is not enough for this government and its supporters.

I read all of the posts of all of the threads regarding VAT on school fees, UC, the cost
of living crisis and on and on and on!

I have had enough.

And I do not need therapy and I do not have ADHD or bipolar.

Let the games begin!

OP posts:
Neurodiversitydoctor · 06/05/2025 07:43

Neurodiversitydoctor · 06/05/2025 07:41

I am in the middle ( upper of the middle to be fair) I paid £50,000 income tax in 23/24 on a salary of £187,000 would have been more without my pension contributions (I have also been taxed on the increase in value there, exceeding the annual allowance) have 2 adult DC we support one at Uni one just doing A- levels. Was sucking my teeth at buying a £149 Summer Dress this weekend, you tell me you is not being shafted. Work 50hrs a week.

Sorry £187K is this year's income I think it was £160 ish in 23/24.

BitOutOfPractice · 06/05/2025 07:43

@Neurodiversitydoctor you honestly think £187k pa is the middle? Wow!

Whybother618 · 06/05/2025 07:44

BeanQuisine · 06/05/2025 07:35

Perhaps legislation could be passed to ensure that those people can't be employed in the UK, since they don't live or pay tax there.

They’re not employed in the UK. Are you seriously suggesting that a UK company should be banned from employing non UK residents? I’m not sure you’ve thought that through!

MushMonster · 06/05/2025 07:45

Whybother618 · 06/05/2025 07:35

You fail to appreciate that many of those who pay the most tax could choose not to by changing their circumstances. The Laffer curve is real yet time and again gets ignored.

What you say is true. But it is also true that the system is very near breaking point, not only in UK, but globally. Corporations and ultra- rich people are taking too much money, while the vast majority of people are struggling more and more and more as days go on.
Money needs to be put back at the lower earning scales, to substain the capitalist system.
Otherwise, you can find the consequences in the history books.
So, or you either are aware and ready to do your bit for society, or you are the problem. So do not act surprised if those struggling do not show much sympathy or concern about rich people leaving the country in mass....

Neurodiversitydoctor · 06/05/2025 07:45

BitOutOfPractice · 06/05/2025 07:43

@Neurodiversitydoctor you honestly think £187k pa is the middle? Wow!

I am completely archetypally middle class...

spoonbillstretford · 06/05/2025 07:45

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

CamillaMacauley · 06/05/2025 07:46

Ihavehadenough1345 · 06/05/2025 07:23

They are going to the US, Canada, Australia, Dubai and the EU.

London has dropped off the 5 wealthiest cities list.

Despite the politics and attitudes of envy in this country wealthy people do pay their way.

What upsets me is the low aspiration attitude in this country. Level down not up!

Really? DD's bf is Canadian. He reckons the Canadian economy is dire. He says he has come to realise he will never be able to afford to buy a house as the prices of everything has shot up so much.

Food, etc is way more expensive there. Yes wages are higher but I guess this is the problem with increasing wages - prices just go up as well. I don't know what the answer is, I really don't.

We seem to have a service economy rather than a manufacturing industry. Maybe we should concentrate on trying to rectify that. Which seems to be what Trump wants for the USA. But how can Western countries compete with places like China, etc which due to their poor working conditions will always be able to make stuff for cheaper?

Maybe we are seeing a reset of world order - China, etc will become the powerful ones and we will sink into poverty over the next 50-100 years?

Ihavehadenough1345 · 06/05/2025 07:46

minnienono · 06/05/2025 07:43

I’ll bite. You cannot be cash poor if you paid £80k in tax! Taking aside vat which I presume was a business expense (on turnover not profit) that’s £64k in income tax, to pay that much income tax you have an income in the mid 100k’s. Not cash poor.

cash poor are people on state pension only, house bought for £5k in 1970 but house has appreciated to £2m or something.

I have much more outgoings than private school fees x 2. Cost of living crisis!

OP posts:
RubyRubyRubyRubyAhAhAhAhAhAaaah · 06/05/2025 07:46

This whole them vs us thing is so silly. You aren't a super rich person. You have more in common with the "grabby" people who rely on taxes than you do with the really wealthy who manage to avoid taxes. You're taking your frustrations out on the wrong people.

Agree with pp re the states. I'm a US citizen, (but haven't lived there since I was tiny). The cost of living there is huge now. Paying less in taxes would not make you feel rich living there. Depending on what you do for a living you would be better paid, but for people who studied there, their student loan bills can become obscene. Then there is health care. Student loans are never forgiven and have huge levels of interest there, so you could be making a modest salary there and have many thousands of dollars in student loan debt. Even if you declare bankruptcy your student loans don't get forgiven. It is one of the debts you cannot get out of. Then health care, which I'm sure people know can become ridiculous. Some states pass on the debt to the patient's children if they can't get money out of the patient as well. Even if they are estranged or the patient is dead. It isn't a soft life over there for people who earn the equivalent of £80k p/a. Sorry, it just isn't.

CamillaMacauley · 06/05/2025 07:47

Neurodiversitydoctor · 06/05/2025 07:45

I am completely archetypally middle class...

You might be - doesn't mean you don't earn more than the vast majority of people.

I know someone with over 100million in the bank who's working class. So what? He's still loaded!

Keirawr · 06/05/2025 07:48

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

You should. Any increase in knowledge would amount to 100% uplift in your case. That’s a good return on time invested.

Azdcgbjml · 06/05/2025 07:51

Ihavehadenough1345 · 06/05/2025 00:35

This is the point, I can afford private school fees even with the imposition of VAT. I’ve not had enough of paying tax or VAT, it’s the moaning that the wealthy are ‘hoarding’ all the money, that we should pay more and more to ‘stimulate the economy’ and that we ‘are responsible for all of societies problems’, irony indeed!

As a PP said, the wealthy are also being shafted!

To be fair I think people are thinking more about multimillionaires or billionaires when they say these things, not people on £200k.

Personally my sympathies are more with the disabled people scraping by and about to lose benefits because they "can work" even though nobody would ever employ them than they are with people who are in the top 1% of income though.

As someone who presumably runs a business, would you consider employing someone with mental health problems that make them unreliable, or chronic fatigue syndrome who can only work an hour or two a day, on a good day, or someone in a wheelchair that means you need to adapt your premises to accommodate them, or someone autistic who might struggle with communication?

After all you can't complain about people holding their hands out instead of working if you yourself consider them to be unemployable.

DrummingMousWife · 06/05/2025 07:51

The issue with this country is that no one wants change. The NHS is no longer fit for purpose and needs scrapping and we need serious benefit reform - as whether people want to accept this or not - it’s being abused by people who can actually work.
until these matters are dealt with the rich will continue to bear the brunt and be leaving in their droves.
I feel for your OP. Sadly we live in a country where we just want to drain the workers to pay for everyone else and it makes working hard seem fruitless.

thepariscrimefiles · 06/05/2025 07:51

spoonbillstretford · 06/05/2025 07:37

It didn't take you long to resort to ad hominem attacks rather than providing further information to back up your arguments. You say you don't think I could be educated. What are your qualifications?

For that particular poster, the answer to every question and every argument is Nigel Farage. Apparently, if he were Prime Minister, he would make the UK an immigrant-free paradise, the NHS would become a social insurance model and he would massively lower taxes and all our problems would be solved.

CanYouTurnItDown · 06/05/2025 07:54

YehRight · 06/05/2025 02:04

Why is this OP's problem? She didn't cause it. She just worked hard to achieve what she has. I'm a little sick of people's seeming entitlement to other people's money these days.

Fuck me. You hear about kids living in poverty and your response is ‘poor rich people’ ‘get your hands off my money’ ‘those poor people should have just worked harder’?

Thats disgraceful

RubyRubyRubyRubyAhAhAhAhAhAaaah · 06/05/2025 07:56

RubyRubyRubyRubyAhAhAhAhAhAaaah · 06/05/2025 07:46

This whole them vs us thing is so silly. You aren't a super rich person. You have more in common with the "grabby" people who rely on taxes than you do with the really wealthy who manage to avoid taxes. You're taking your frustrations out on the wrong people.

Agree with pp re the states. I'm a US citizen, (but haven't lived there since I was tiny). The cost of living there is huge now. Paying less in taxes would not make you feel rich living there. Depending on what you do for a living you would be better paid, but for people who studied there, their student loan bills can become obscene. Then there is health care. Student loans are never forgiven and have huge levels of interest there, so you could be making a modest salary there and have many thousands of dollars in student loan debt. Even if you declare bankruptcy your student loans don't get forgiven. It is one of the debts you cannot get out of. Then health care, which I'm sure people know can become ridiculous. Some states pass on the debt to the patient's children if they can't get money out of the patient as well. Even if they are estranged or the patient is dead. It isn't a soft life over there for people who earn the equivalent of £80k p/a. Sorry, it just isn't.

Sorry, you must make £200k-ish p/a, not £80k.

Even still, my point is you aren't Bezos. You are closer to poverty than you are the mega wealthy who manage to avoid tax

knitnerd90 · 06/05/2025 07:58

It's magical how well off people always make this big point about how they worked for it. It's always someone else who got lucky or had privileges. Meanwhile I suppose the poor should just have worked harder.

the UK really doesn't have this massively generous benefit system like people think it does. It does have a poor match of jobs to available workers and a poor record at education and training. Not to mention the big regional differences in employment and housing costs, so people who can't find a job are told to move somewhere that has more but people who can't afford housing are told to go somewhere it's cheaper. I haven't figured out this mythical location where jobs and housing balance out...

Canada's economy is quite strong but it has a housing cost problem. Quite honestly all the anglophone countries do at the moment.

RubyRubyRubyRubyAhAhAhAhAhAaaah · 06/05/2025 08:00

CanYouTurnItDown · 06/05/2025 07:54

Fuck me. You hear about kids living in poverty and your response is ‘poor rich people’ ‘get your hands off my money’ ‘those poor people should have just worked harder’?

Thats disgraceful

Exactly. People have always had a right to other people's money. That is how society functions. We don't qualify for any benefits fwiw, but a decent society doesn't let people starve to death or freeze to death because they haven't got enough money "and my money's mines, mines, MINES" <stamps toddler foot>

Notonthestairs · 06/05/2025 08:01

Can someone explain how has the Op's tax position changed since July last year?
I understand the p/s vat but what else is the thread about? I feel like I must be missing something.

BitOutOfPractice · 06/05/2025 08:02

Neurodiversitydoctor · 06/05/2025 07:45

I am completely archetypally middle class...

That doesn’t make you middle income though.

CanYouTurnItDown · 06/05/2025 08:03

CamillaMacauley · 06/05/2025 07:46

Really? DD's bf is Canadian. He reckons the Canadian economy is dire. He says he has come to realise he will never be able to afford to buy a house as the prices of everything has shot up so much.

Food, etc is way more expensive there. Yes wages are higher but I guess this is the problem with increasing wages - prices just go up as well. I don't know what the answer is, I really don't.

We seem to have a service economy rather than a manufacturing industry. Maybe we should concentrate on trying to rectify that. Which seems to be what Trump wants for the USA. But how can Western countries compete with places like China, etc which due to their poor working conditions will always be able to make stuff for cheaper?

Maybe we are seeing a reset of world order - China, etc will become the powerful ones and we will sink into poverty over the next 50-100 years?

Likewise my brother in Australia.

Middle East I buy but you have to be OK with the human rights record there to go there, which probably won’t be an issue for some of the people on this thread from what I’m reading. They can carry on counting their pile of money, congratulating themselves on how hard they’ve worked whilst berating those pesky poor people who just aren’t making an effort.

RubyRubyRubyRubyAhAhAhAhAhAaaah · 06/05/2025 08:04

RubyRubyRubyRubyAhAhAhAhAhAaaah · 06/05/2025 07:56

Sorry, you must make £200k-ish p/a, not £80k.

Even still, my point is you aren't Bezos. You are closer to poverty than you are the mega wealthy who manage to avoid tax

And a final point about my homeland - if people don't pay their taxes there (you have to file and pay them every year even if you don't live there anymore, with no help from the government/IRS to do so), they can (and do) throw people in federal prison.

BitOutOfPractice · 06/05/2025 08:04

Ihavehadenough1345 · 06/05/2025 00:35

This is the point, I can afford private school fees even with the imposition of VAT. I’ve not had enough of paying tax or VAT, it’s the moaning that the wealthy are ‘hoarding’ all the money, that we should pay more and more to ‘stimulate the economy’ and that we ‘are responsible for all of societies problems’, irony indeed!

As a PP said, the wealthy are also being shafted!

That is absolutely not what you said in your op 🙄

Ginmonkeyagain · 06/05/2025 08:07

I mean I am a higher rate tax payer that pays for state schooling that I as someone who is child free will never use at all. Sucks to be me eh?

Or you could say I am happy to pay my contribution to educating the next generation.

Freeasa · 06/05/2025 08:07

1SillySossij · 06/05/2025 07:43

The answer to that is to strictly limit the ability to move capital out of the UK, as was the case before Thatcher. They wouldn't be so quick to leave the UK if they couldnt take or access their money overseas!

And then no one from overseas would ever - ever - invest in the UK again. Communism does not work.

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