Society has already changed.
Having children now, and growing older now, there is less and less of a state safety net, spread further each passing year.
We could blame older mothers, that’s an easy target, but is it right to have a discussion about child rearing without including the fathers and their contributions or not? Younger men aren’t in positions to have families, there is less pride in supporting your household more “golddigger” cries, people who get into partnerships and it’s all about “protecting you assets” (which I agree with), rather than than building a life together.
Adult social care is collapsing so if you need state help before you are old, for you or maybe your children, it’s just not there.
Which makes having children more of a personal risk, if your child, for whatever reason, will need supported living to live independently parents will increasingly have to be able to financially support that, if you can find it. They won’t be on hand to look after older relatives as well and if they need help as they age they will need to fund that.
We have to pay for university education now, we need houses that might have to accommodate adult children returning in case of their housing collapsing.
But the genie is out the bottle, society is selfish, there is no pride or desire to look after others for free, even if you want to most households need two or more wage packets. No one wants their house price to fall, keeping housing as the big expense, that you need, it’s essential. Which makes everyone paraniod about not losing their share of their input.
And round and round we spiral down.
We had our child in our early 30s, just two, with someone who we desired to grow old with. We worked out we could afford two, plus ourselves, and did contemplate that our genetic material was getting older. We didn’t have a third child, I wanted 4, because of money and concern if another baby would have a disability because that would change the family for everyone. So we did think about it, and we continue to make arrangements for the possible financial responsibilities we might need for ourselves and our children for the future.
So as society changes, and as we are all going to have to self fund more and more for ourselves and our children, it’s no great surprise the birth rate is falling and parents are having their first child older.
Who here is suggesting to their children (particular male children) to work towards a career in NMW care work? Not many I bet. Yet we all expect it will be there for us, just provided by someone else’s child.
Now women won’t, can’t, provide the masses of unpaid care in society they used to it’s effectively collapsed, because the males haven’t jumped up to help fill the gaps have they?
Increasingly if you have requirements for your family old, young, in between, you are on your own. It’s not going to improve. So we all are planning our families and finances with this in mind.