To ask how often you look at your bank account?

[TheWildMintBear]

I’ve seen people say they check their balance every day, while others barely look at it unless something goes wrong. Some swear by keeping a close eye on their money, while others say ignorance is bliss.

How often do you check yours? Do you think it’s better to monitor it regularly or just go with the flow?

It depends how important it is to you to keep track. When money was very tight, I recorded every transaction to ensure I didn't accidentally get overdrawn. In those days, there wasn't internet banking so I had to wait for the monthly statement to check. Now I probably check about once a week or if I'm making a big transaction. I hate to be in debt so have never been overdrawn. I'd rather do without than spend money I don't have

Probably every day

DH checks everyday with his morning poo. I’m a keep tapping the card until it stops working kind of girl. Check more than once a week and am always surprised and how much has gone.

Every day - my current accounts and credit cards.

I don’t check every day, maybe every few days.

Depends how skint I am - when I was watching every penny I checked every day.

I don’t know how people did it before there was internet banking.

Once or twice a month unless I have a particular reason to check.

Hardly ever, but I get a text every time money goes into or out of my account, so I know my card hasn't been cloned and that the bills have been paid.

Once a month when statements come through the letterbox.

I look at it on pay day (monthly), when I sit down and transfer my salary into our joint account.

I've only ever kept my spending habits modest, and I'm a highish earner (£75k), so I know there's no way I'm overspending.

Same here every morning on the app takes a minute. NatWest account been hacked a couple of times, Amex too and always on a Friday afternoon!

I used to never, but I now have one of those apps that shows me my daily and spending—it's saved me a lot, seeing how much I was spending on grocery top-ups, etc.

Every day, sometimes more than once a day.
I have a spreadsheet which tracks every penny in and out, and I can see where we are going over budget for food etc...

Every day. I have a very limited budget and have to keep on top of it.

Maybe once a week or so. More often if I need to check if something has gone in or out, or if I'm wondering how much money I have got left for the month.

Both my accounts are set up so that I get a notification on my phone every time money goes in/out, but I still check 3-4 times a week to make sure everything is how it should be.

If I have the awful nagging doubt that I might be in the red, I'll look. Other than that, I avoid it as much as possible. I hate dealing with money stuff.

Every morning. It’s one of the first things I do.

I worked in a bank for a few years after graduation and had access to my bank accounts before apps and online banking made them as accessible as they are now. I’d get jittery if I couldn’t check them, even though I know I have enough money to cover any eventuality.

As a general avoider in life, I used to be in the ignorance is bliss category, until the bliss ends abruptly when your card gets declined in Sainsburys or your electric DD fails.

I was at a time in debt and it's scary so now I'm in a better situation - not well off, but no debts - I really have to make myself be more vigilant and I will make myself check my account probably once a week.

Funnily enough I did it this morning, and was pleasantly surprised that there was a bit more than I thought in there.

Roughly weekly. I don't spend money every day and all the dds go out at the beginning of the month.

I will check it every 3rd Wednesday to make sure a payment comes in.

Every day. I have lots of bills and like to make sure everything is as expected.

once or twice a month. As soon as money coming in we put it in different pots, saving,invesment etc and leave more than enough for everyday expenses. We use Money hub to see our asessets/savings ane spendings and compare with previous months at the end of month.

I never check the bank balance.DH checks it every day via internet banking and will move money around different accounts as needed.

Two or three times a week and do my accounts twice monthly. I wish Id been more money aware and computer literate a lot sooner.

It's never too early to keep a tight hold of your finances.

Every couple of days. In case of some weirdness like something not going in that should have or something coming out that shouldn’t have! DP only found out that someone had cloned his credit card a couple of weeks after the thief had made £2500 worth of purchases (seemed pretty keen on wine and furniture), so we keep a regular eye on bank accounts and credit cards.