Indeed we do. I have excellent reading comprehension.
You are a condescending prick who thinks they have all the answers to life.
You do not. Life is not all about money. My parents had more than enough in place to secure our futures if they died.
Do you think that i would have been a happy person if my parents died, simply because there was now money for me?
Do you think I would have 100% ended up as a person able to contribute to society if my parents had died, just because they left me with money?
Or, do you think that if my parents died when I was young, no matter what money was left, that would have had more of an impact on me than whether I had McDonald's every month or whether they could afford to give me an apple instead of a plate of frozen chips?
You're saying that everyone who can't afford to leave children money when the unexpected happens are bad parents. That is what all your posts boil down to. If you think EVERYONE is misunderstanding you, that's not our comprehension, it's your ability to put the correct words to the page.
People who can raise functioning, independent adults should be parents. People who cannot shouldn't. And having read almost every one of your posts, from you own beliefs, your parents shouldn't have had children. Because you informed us you come from a not well off background and we all know that means your future wasn't secured.