Are the Radford's massive piss takers?

[NoEscapingMe]

It seems they've cruised along nicely. Thank you tax payer. 20 holidays in 1 year

Well, even if we had none of us highlighting how shit they are as parents would be wrong? Or do we have to hashtag be kind on MN?

I also feel sorry for their neighbours. Imagine living next door to that lot. Awful

What a snobbish and inaccurate comment. So you have one friend who does not use her daughter's earnings in the way you would (which is her choice and nothing to do with you no matter how much you may disapprove) and then extrapolate from this example a judgement you impose on a whole swathe of people and also assume they accessorise their homes in a particular way.

No no no you misunderstand. I have literally hundreds of these people in my life friends relatives. They all acting in a very similar manner. As I say 99% of the working class population, the Radford are no different.

Are you ok?

Actually both sue and Noel were adopted as babies. Neither grew up in care. And realistically there is no way to be a good parent to 21 living children. Its just too many.

They lie so much. Make up they were brought up in care but actually were adopted as babies

"literally hundreds of these people" In what capacity? as relatives with whom you have frequent contact, as colleagues, as neighbours, as clients ? and they are all one amorphous group who act and think in exactly the same way?

And on top of that, all the disruption of the camera crews there most of the time. You'd never feel able to come down for a coffee in your dressing gown with the curtain open, as you just know you'd be caught in the background in the middle of the universe's biggest yawn ever!

I often wonder: when you see them entering their house, with what looks like another one attached to it on the left - is that one actually somebody else's house, or has it been procured and knocked through so that the whole double-fronted building is theirs?

I’m interested in what it means to be a perfectly good parent.

To my mind they found the only way they could support their children was to monetise them.

All of this seems very very far from being a perfectly good parent to me.

I think it was made into flats next door

Was an elderly couple who lived there ages ago

They sold. Surprise

The house next door is apparently a HMO.

But that’s not exactly true, is it? Influencers are businesses and many of the things they are gifted are benefits in kind and therefore taxable. They’ll need a good accountant and hope that they’re not under too much scrutiny really.

I find this thread fascinating with so much discussion on the pie shop’s possible finances but almost no one looking at the company accounts posted near the start. The pie shop has assets of around just 20k and a directors’ loan of a similar amount. The social media account is higher, at just over 100k but another substantial directors’ loan. Their assets do not add up to these multiple expensive trips but they’re not declared as gifts. Very mysterious.

It’s also very easy to keep the benefits coming in if you’re self employed as you can manage what you take as pay to stay on the right side of limits. It’s different to PAYE. You pay yourself little in dividends to declare as income. I have no idea if the Radfords do this but given the relatively low level of their assets it seems very possible.

And from what I can see virtually none of their children is working in a role that will make them a net contributor.

I guess theirs is too!

You're not wrong there 😁

😂

Guessing no one is going to want to buy next door are they

Thats a myth btw

It’s also very easy to keep the benefits coming in if you’re self employed as you can manage what you take as pay to stay on the right side of limits. It’s different to PAYE. You pay yourself little in dividends to declare as income. I have no idea if the Radfords do this but given the relatively low level of their assets it seems very possible

• • the self-employed are all allocated benefits on the basis of a minimum income whether they earn it or not so I believe the minimum income is the equivalent of minimum wage £25,000 so that is what they will be allocated Universal credits on the basis that they’re receiving.
    But not only that as a limited company not all of the money belongs to me. If I make 60 grand in a year and 30 grand of it is running costs and the rest comes to me via salary and dividends. Universal credits will deduct £60,000 and then ask me to account for the other 30,000 which they may or may not deem to be acceptable whether they are required to run the business or not.
    So as an example travel costs absolutely fine. I could go up and down the country all day long sit on a train £60 a day absolutely fine. Gas, electric and utilities for working from home not allowable beyond a certain threshold which doesn’t touch the sides.
    You can demonise them all you like for many things, but not that.

It absolutely is. I’ll find you the quote. They consider every Penny to be mine.

For universal credit, if you are an owner or director of a limited company you are treated as though you are self-employed and the company income treated as your self-employed income.

A good example is HMRC Consider the Christmas party reward for staff to be tax deductible up to £300 per Director.
And £300 per staff member and staff members, families or partners.
Universal credits would not allow that deduction. b

I think the reality of it is that too Many people were claiming top ups from universal credits for non-viable businesses.
That never stood a chance of making more than minimum wage.
Mine does make more than minimum wage, but actually I could expense a hell of a lot more than I do and get below that threshold.
Equipment is a really good example. Mine needs replacing every three years but universal Credit ‘s only allow for it to be replaced every five.
So there are years where I’m paying to go to work but it’s still better than going to work whilst trying to juggle a family.

@itsgettingweird I agree with you but plenty of people who run businesses are not possessed with sparkling intelligence. I'm thick myself, left school at 16. So I'm not being snobby. I guess I just don't understand the reasons why someone would have such a big family. Your assessment about their attachment issues may well be spot on.

Happy to stand corrected. Although I’d be really interested in their deductibles.

Universal Credit seem particularly opposed to anything food related or utilities related which given they are a pie factory, must make things tricky.

But joking aside when I was a sales rep back in the day we could spend up to £10 a day on lunch and that was fully deductible. Universal credits would have a turn.

I wonder how much of the costs of their holidays they manage to set against tax at least, given that they use content for their social media accounts every time they travel?

(The pie factory being apparently the far smaller of the two businesses.)

I also noticed that Sue is only a director of the pie shop and not the media company.