To struggle on this salary?

[Unfff]

Or more to the point… think it’s just not worth the hard work anymore?

Had enough. I earn 3,100 a month. My mortgage is 900 and car finance 300. Student loans 300. Nursery is 800 and I get 400 child maintenance. By the time I’ve paid bills… this months heating was 150! Water another 50. Phone bill and Netflix… I’m left with barely anything. My job is really full on and I work late or weekends often… I do t strictly have to but it’s the sort of job where you just do… otherwise things fall apart.

I don’t do expensive things. Can’t actually remember last time I went on holiday! AIBU to find it utterly miserable that taking home this much money means you still can’t just buy a coat or even new jumper etc without having to think twice?!

She has a small child for whom she has primary financial responsibility, do you?

Surely the point is that she has a good income but she also has relatively high, but largely temporary, expenditure. She isn't struggling on this salary at all. She just doesn't have quite as much disposable income to spend on 'fun stuff' as she would like. It sounds like she's doing pretty well, all things considered. Life throws some curve balls sometimes (I'm assuming she didn't plan on being a single parent), but feeling like a victim of circumstances is a choice and she can choose to count her blessings instead - it will make her feel richer if she stops focusing on monetary value. In a couple of years time, her outgoings should reduce and she'll have more disposable income.

You're sat on your backside not working, OP is grafting and taking care of a child. I would pipe down with the judgements if I were you.

I am not the one who is a single parent! I was referring to the OP. You came on her thread but you’re comparing apples and oranges. Your situation is clearly challenging but it isn’t comparable because I don’t think anyone on here would suggest it’s financially worse for OP than someone on benefits for health and/or disability reasons.
I was not going to pass comment on whether you have worked. It’s irrelevant. The state should support any person who needs it - and you clearly do - even if they have never been able to work.

Are you signed up for tax-free childcare? Something up think about if you’re not already. One of the only benefits of earning too high for any other help!

It’s a mixture of PIP, Universal Credit, Carers Allowance and Child benefits. I had to jump through hoops to get help, I needed proof from Drs, Therapists & statements from my kids and family for my PIP to prove I needed the help I said I did and even with all that I had to go to a tribunal to get the allowance I did. I advise your family member to get help from citizens advice but I warn you it’s a demeaning and stressful procedure.