To think living at home at 27 isn’t shameful?

[Isthismykarma]

I’m 27. I did everything right that they tell you to. Moved back home after uni to save up a deposit, both my partner and I took on second seasonal jobs working weekends to save up, moved to a cheaper area to afford the house prices, took advantage of government buying schemes etc. We even didn’t buy takeaway coffee and avocados!
Fastforward a couple of years and we’ve broken up due to his infidelity. I never saw it coming so couldn’t have prevented this. The house sale is going through, I will barely get a couple of grand out of the sale, I could never afford to buy somewhere new on my own. No equity was built. So I’m now 27, back in my mums box room with nothing to show for it.
She’s happy to have me, we both have more of a housemates arrangement and enjoy the company. She hates living alone and so do I. She enjoys the rent money from me too. E Renting a one bed flat would see most of my wage swallowed up each month, I think I’d be borderline living in poverty, no spare cash for holidays nights out or saving. I could stay at my mums maybe a couple of more years and get a good chunk of savings back together, if I meet someone again maybe buy with them, if not then maybe move out at about 29/30 so I have a chunk that I could use as a deposit if I ever was in the position to buy again.
veryone keeps asking me what my next steps are and to be honest I don’t see the rush yet. AIBU to not wanting to be moving back out straight away and just wanting to be back in the family home for maybe a couple of years? Does this make me a bit of a non-starter? I just feel like I did everything right and it got me nowhere lol

Sorry if it came across that way. I think I said earlier in the thread that I could rent a one bed flat but not have any extra money at the end of the month so because it suits us both I’m happy back at home for now. In a couple of years I’ll move out, unfortunately buying would be completely dependent on having a partner, so when I move out in a couple of years I’ll be renting. Hoping I’m on a higher wage by then and it’s more affordable, if not ill make do as everyone else does like you say :)

I wanted the house sold because renting it out would mean remortgaging it with him and I want our finances untangled as soon as possible as I don’t trust him anymore. If we had just broken up on normal terms maybe we could have hung on to the property for a couple of years and rented it out so it would build equity, but it isn’t an option with these circumstances.
If you mean buy him out, no I couldn’t have done that. I wouldn’t be accepted for a mortgage on my own which is a shame, it’s a lovely house and I do miss it!

I left home at 17 ! Wouldn't ever go back but the cost of rent now is soo much more im now 37

As many have said, it's abiut what you do while there
Contributing to chores and behaving respectfully, fine
Still acting like a teenager....not so much

People do what they need to do & as long as it’s good for both & they agree, then fine.

My mother, and brother moved in together for a year when they were 78 and 55. Brother just divorced and needing a place, mother sold her place too and new purchase fell thru. They moved in together for 18 months, rented bigger house, both had privacy. I was shocked at first, but they seemed to have a good arrangement and gave mum chance to find right new home without pressure. (And both saved ££ while finding right new home. )

Crikey! If I could move back in with my mum at 45 I would 😅 (both have pets - it's not an option).

The younger women at work on a similar salary, living at home have an enviable level of disposable income to me.

You did really well to get your own place at 24 and it is just bad luck that you found yourself in this position when the relationship broke up.

No way, these days, do you need to be embarrassed at living with parents. Our DD moved back home after she graduated and was lucky enough to find her ideal job just a few miles away so living at home was a viable option.

She insisted on paying rent but, obviously, we charged her less than a commercial rent would be. We are her parents not her landlords so as long as she paid her way we didn't want to make money out of her. This meant she could save hard towards a deposit and take advantage of all the saving schemes.

We also live in the Manchester area and, you are right, Manchester is expensive. DD eventually bought in Stockport. She was 27, same age as you, when she moved out. However, given the relationship hiccups it is understandable that you are still needing DP as a base.

Anyone who thinks this is a problem is clearly out of touch.

You need a prepared answer for people like this. Almost a media spokesperson-type quote. And then as someone suggested above, some distraction topics up your sleeve to immediately move on to. You're doing great, and you live with someone you love and trust, who you can rely on. You didn't have that when you owned a house with your ex. I boomeranged home a couple of times myself. It wasn't always easy, but aren't we lucky to have it to fall back?