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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not understand the uproar over winter fuel allowance being cut?

1000 replies

virgocatlover · 08/09/2024 11:34

It's not being cut. The poorest pensioners on pension credit will still get it. It's only being changed so it's no longer a universal payment anymore.

The energy price cap was £1834 October 2023. This October it's £1717. So it's £117 cheaper than it was last winter for average use.

In April 2024 the state pension rose by 8.5% - a rise of around £900 for those on full state pension. It's expected to rise another £400 next April.

Many energy companies still have schemes for those in genuine need. Plus the warm home discount exists for those on a low income.

I understand pensions who receive just state pension and no other income may be annoyed but there has to be a cut somewhere. But pensioners are unlikely to have the expense of rent/ mortgages in retirement which is the biggest expense to those of working age.

However most of the moans I've heard and seen seem to be from the well off pensioners who are cross about losing something. I know a woman who rents out three houses and spends the winter in the Caribbean who is spitting feathers about losing the payment. Another who spent the money on their Christmas booze.

There is so much uproar about this which didn't happen when there were so many other cuts affecting young people/workers/families. All other benefits are means tested, so should WFA.

People still see pensioners as those who fought in the war and counting pennies at the till to pay for their bread and milk. But that's just not the case these days.

OP posts:
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NewFriendlyLadybird · 08/09/2024 12:36

AllThePotatoesAreSinging · 08/09/2024 12:24

Thanks. Unfortunately the ONS data doesn’t help the actual people I know who will be affected. In my personal experience, most of the pensioners I know don’t own their own homes, aren’t entitled to pension credit and will be impacted by the loss of the allowance. I’ve already got them on the best fuel deals.

Totally understand that there are individuals who are struggling, and, while I agree with means testing benefits (and also with taking a long hard look at energy pricing), I think the cut off point should be higher and not a cliff edge but tapered.

I just get frustrated by people (not you) who think that their opinions or limited experience outweigh actual facts. Apologies if I sounded snarky.

stripybobblehat · 08/09/2024 12:36

Notcontent · 08/09/2024 12:33

Are you serious?? By any analysis £12k a year is not even enough for a very basic standard of living.

And especially not when it includes heating which the older generations may need more of

Boomer55 · 08/09/2024 12:36

virgocatlover · 08/09/2024 12:29

Paying rent on that council housing/housing association property. A not insignificant chunk out of 1k a month.

They would likely be entitled to housing benefit to pay that.

No, they won’t. The ones that get the rent help will still get the WFA. Others won’t get either.

Needanewname42 · 08/09/2024 12:36

virgocatlover · 08/09/2024 11:45

Most are home owners. If they do it rent and are on a low income they likely are entitled to get housing benefit.

There are a heck of a lot who aren't home owners particularly people who have split with a partner later in life.
Even selling and splitting equity in one house doesn't give them enough to buy a smaller house outright and too old to get a mortgage.

You are probably quite young and don't remember the days of OAPs being really poor and being in poverty. And the official government advice being for elderly personers to wear a woolly indoors in winter.

MyrtlethePurpleTurtle · 08/09/2024 12:37

Shadowbox7 · 08/09/2024 12:02

Many pensioners have so much money they don't know what do with it & saw the allowance as pocket money tho. The line has to be drawn somewhere & I would like it go where it's needed, difficult for those that are borderline/ just miss out.

Many pensioners have so much money they don't know what do with it

😮😮😮

AllThePotatoesAreSinging · 08/09/2024 12:37

NewFriendlyLadybird · 08/09/2024 12:36

Totally understand that there are individuals who are struggling, and, while I agree with means testing benefits (and also with taking a long hard look at energy pricing), I think the cut off point should be higher and not a cliff edge but tapered.

I just get frustrated by people (not you) who think that their opinions or limited experience outweigh actual facts. Apologies if I sounded snarky.

You didn’t sound snarky 😊

Etincelle · 08/09/2024 12:37

nebulae · 08/09/2024 11:47

The change in the winter fuel allowance will pale into insignificance if they go ahead with scrapping the single person discount on council tax, which they seem to be softening us up for.

Not true.

poppyzbrite4 · 08/09/2024 12:38

Icanthinkformyselfthanks · 08/09/2024 12:34

Nope, of course I think those in genuine need because of disability should be helped and I agree that not every pensioner needs the winter fuel allowance but this should have come into effect for those paying higher rate tax. In the meantime there should be a crackdown on those who abuse the generosity of the system.

Those on disability benefits are put through the wringer and have to supply medical proof of their conditions. I'm not sure how the freeloaders and scroungers, get the proof. Do you know?

needhelpwiththisplease · 08/09/2024 12:39

@poppyzbrite4 they lie and cheat the system.
It's not hard to understand that people do that

Etincelle · 08/09/2024 12:40

My parents and their friends definitely didn't need it. They wouldn't dream of refusing freebies though. They love them and feel entitled to them. I know lots of pensioners like that. Not saying they are all well off. Just that I know lots who are

MumblesParty · 08/09/2024 12:41

I agree with you OP.

My partner’s parents are unhappy about it.
They own their house outright. Not millionaires but have a very comfortable life, good work pension, plenty of available cash which they use to help their children/grandchildren, paid off their adult children’s mortgages etc.

There is no way they need an extra few hundred to help with winter fuel bills.

Yes in an ideal world everyone would get these bonuses. But we have a situation in which schools are starved of funds, the NHS is broken, homelessness is a big problem etc.

At times like this we have to accept a reduction in benefits that we don’t need. I lost my child benefit when the restrictions were brought in. Of course I was disappointed but I understood that others needed it more than I did.

ShamblesRock · 08/09/2024 12:41

It is those just above the threshold who will lose out, but they have gone for the easiest way.

I would advise though that anyone on here or have relatives that they are worried about contact their local CAB / Benefit Advisor to check they are claiming all they are entitled too.

Puzzledandpissedoff · 08/09/2024 12:42

They should target the scroungers and freeloaders who languish on incapacity benefits for imaginary illnesses not frail, elderly people who are deserving of our compassion

It doesn't have to be either/or though; if the will existed they could target both, provided they already have enough to stand on their own two feet

However Labour won't be unaware of the stats which suggest pensioners are more likely to vote Conservative, which is what I meant about political spite

Scottishskifun · 08/09/2024 12:43

I do believe it's right to take it away as a automatic payment however using pension credits is too blunt a instrument and they should have introduced a sliding scale (a bit like child benefit).

You already have pensioners who only heat 1 room or not have the heating on which also is not good for a lot of conditions which come with old age such as arthritis. So people get sicker because they are not heating homes scared of high bills which in turn puts more pressure on the NHS.

MyrtlethePurpleTurtle · 08/09/2024 12:43

AdaStewart · 08/09/2024 12:19

OK folks so we’ve established that some pensioners still pay rent.

Those that do pay rent do so because they have private pensions. Not just that but they’ve sold their homes & given the kids their money. Rather than buy themselves a small flat or bungalow, they’ve took a council property what’s meant for the poor.

Bollocks

Source?

poppyzbrite4 · 08/09/2024 12:43

needhelpwiththisplease · 08/09/2024 12:39

@poppyzbrite4 they lie and cheat the system.
It's not hard to understand that people do that

How? How do people get medical evidence of conditions they don't have?

They just do, isn't an answer.

Bettergetthebunker · 08/09/2024 12:43

My parents won’t be getting the payment but they certainly could use it. I was shocked when I visited recently at the measures they are taking to reduce their outgoings.

OrwellianTimes · 08/09/2024 12:44

Kangarude · 08/09/2024 11:49

I think you will find that most pensioners are not home owners. What a ridiculous thing to say

I just googled the statistics. 80% of pensioners are homeowners, so in my book that counts as “most”. Much higher percentage than I’d expected, but then literally all the pensioners I know are homeowners, and I know a lot through various volunteering I’ve done.

Technonan · 08/09/2024 12:44

The new state pension for a single person is £11,502.40 a year (with all sorts of caveats about when you were born, number of years paid in etc) which is well below the national living wage. Pension credit tops up a single person's weekly income to £218.15. This is not a lot of money to live on. Pensioners have to pay rent, council tax, energy bills, food, car costs, insurance, clothes - someone on just the state pension will struggle.

It's true that a lot of pensioners have a lot more than this coming in, but many don't. Means testing it properly would cost more than the cut in the fuel allowance would save, so it's tricky. The way the government has done it means that a lot of people on an income of just under £219 a week will get no help with their fuel bills, and many will deal with this by not heating their homes. Older people are very vulnerable to cold, and some people will die because of this.

That's why there has been a fuss.

2dogsandabudgie · 08/09/2024 12:44

Etincelle · 08/09/2024 12:40

My parents and their friends definitely didn't need it. They wouldn't dream of refusing freebies though. They love them and feel entitled to them. I know lots of pensioners like that. Not saying they are all well off. Just that I know lots who are

Well that's nice for your parents and their friends who don't need the WFA, but many pensioners do, and they will no longer be entitled to it. This is why Age Concern are campaigning and have a petition about this.

I think we all agree that some pensioners don't need it, but the cut off point needs to be higher.

Daltonbear1 · 08/09/2024 12:45

Did you know the conservatives last year cut winter fuel discount from disabled people already . That was said on the radio no big fuss then or when they say let's take benefits from disabled people no massive outcry from the right wingers. I think its cos many if these vore tory

Theseventhmagpie · 08/09/2024 12:46

Icanthinkformyselfthanks · 08/09/2024 12:20

@virgocatlover , I can’t help wondering what you would have been posting had the Conservative government proposed this cut? It’s extremely cruel to those who just miss out on receiving it. As it is lots of older people don’t put on their heating and this is a particular problem for the elderly because they are much more susceptible to the cold. But I suppose old people are expensive and not as likely to vote Labour so it seems likely to me that they are expendable to this government.
I think all benefits require reviewing because that is definitely a place where savings can be made and if you expect people to work really hard and lose great swathes of their income in taxation the very least that those of us who contribute to the public coffers should be able to expect is that our hard earned cash isn’t being wasted. They should target the scroungers and freeloaders who languish on incapacity benefits for imaginary illnesses not frail, elderly people who are deserving of our compassion.

A sensible comment at last on this thread.

Justwingingit2005 · 08/09/2024 12:46

My dad was awarded the winter fuel payment. He doesn't need it. He has no mortgage and three pensions. He has more spare money than I do raising three teens.
I believe there should be help for all with fuel bills but means tested.

Mercurial123 · 08/09/2024 12:46

My mum's friends are angry because they were going to put the payment towards Christmas presents....

2dogsandabudgie · 08/09/2024 12:46

Bettergetthebunker · 08/09/2024 12:43

My parents won’t be getting the payment but they certainly could use it. I was shocked when I visited recently at the measures they are taking to reduce their outgoings.

Will they qualify for pension credit?

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