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Can’t just be me who is sick of the moaning about the private school VAT and winter fuel payments

587 replies

TruthorDie · 16/08/2024 22:09

The moaning about them seems to be never ending. So tone death and indulgent on both counts. Not sure which is worse. A friends mum was ranting on social media earlier about winter fuel payments being stopped and how “worried about being cold” she was. Bad news is Lynn you haven’t needed to work since 1989, married to an oil exec and have had lots of the good life. I’m sure all of your Florida holidays keep you warm enough!

Bright children can get on anywhere, my siblings and l went to a comprehensive. We all have a couple of degrees, one of us has a PhD so it didn’t hold us back too much in life. Before anyone comes at it from the neurodiversity angle then l am and l wouldn’t be surprised if my younger sibling isn’t

OP posts:
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user98265567843 · 17/08/2024 12:07

TruthorDie · 17/08/2024 12:03

100% agree. About the over housed and the woman blowing her money on cruises. Downsizing is often an option but lots of people don’t want to take it. Which is fine but don’t moan about your lack of cash.

You could argue that the cruise lady has been very sensible - she’s taken the money in her property and enjoyed her retirement with it, and now with not a penny to her name the tax payer will fund her care in old age. Who’s the daft one, her or the people that fund themselves?

JudgeJ · 17/08/2024 12:13

TruthorDie · 16/08/2024 22:48

It has to be someone so why not winter fuel? The whole premise of it is pretty ridiculous.

Lots of people don’t agree with the 2 child benefit rule but l think that’s understandable as well. No one needs 3,4, or 5 children etc. To be fair no one needs 1 or 2 either as it’s a want

Maybe some people don't think that parents who choose to breed should get money from the government!

AngelusBell · 17/08/2024 12:30

CautiousLurker · 17/08/2024 12:03

Most people I know have done the masters part time over 2 years so they could continue working as they are mainly in their 20’s/30s with kids having returned to education and retrained as teachers. They’ve obviously change training requirements since I explored doing it myself before lockdown (I wonder if this might possibly be because they were struggling to recruit people into training and the shortage of staff was worsening 🤔).

And even if/although this has changed it still doesn’t affect the fact that it will take several years to provide a significant number of SEN staff when there is already a shortage - of both existing SENs and qualified teachers interested in transitioning into it. My DD was given a IEP in 2015, my DS did/does have a ECHP. Had I known my post would be forensically parsed I would have clarified. The point is that it is hard in many areas to get one without taking the LEA to court. I live near a specialist private school for boys - 60% are LEA funded, many after taking the LEA to court - and they are all placed in that school because the local state school do not have the staff or the resources.

And with respect to the rest of your post, I think you are being disingenuous. There is a current teaching shortage because of both staff retention and failure to recruit. New graduates are leaving university with £45k+ of student finance debt. They are seeking jobs where they have earning potential so they can pay this off. Teaching salaries (and working conditions) do not attract them when weighted against this.

Private schools will not be generating 20% tax on current fee income - as many as 10% of students will leave; other schools will lower their fees to offset the 20% increase; others (like my children’s) will combine lowering fees with offsetting VAT due against increasing other estate income, such as wedding and event income etc. Once they become registered for VAT it means they can also claim back VAT charged on purchases/expenditure - so all the goods and services they buy in which charge VAT they can now offset against the VAT they charge on fees. Most private schools anticipate the net VAT owed will be approx 7-8%. So the govt will likely generate less than 40% of the revenue they are anticipating. The government are utter idiots for not appreciating that they will not be scooping 20% VAT on fees, because of the offset. Any builder, plasterer or plumber can explain this impact.

The government may plan to put some of this (now much reduced) revenue into additional SEN provision, but as I’ve stated it is already woeful, hence many parents having moved their kids into the private sector. And where, due to the length of days and access to free after school ECAs until 6pm, they are more able to take full time jobs (I and other mothers have done this to pay for it); these parents, now at the mercy of state school hours may no longer be able to work full-time in new schools, meaning less income tax revenue. And this is assuming there are places at local state schools - they are all over-subscribed in my area so new applicants often wait years for places and join a waiting list that is double digit long for each year, albeit it those with ECHPs will go to the top of that list… again shunting kids from poorer families without access to private assessments further down the list, but hey, it’s about an equal and fair system, right?

The system is broken, with decades of underfunding and provision is overstretched to the point of being non-existent in many areas, even if not in yours. It will be vulnerable children from families who cannot afford to get private assessments who will miss out. These are often children with parents equally challenged by ND/SEN and having been failed by the education system in earlier generations and less able to advocate for them. Labour, through sheer spite and ideology, will ultimately hurt the most vulnerable children in our society by their shortsightedness - so who cares if a few privately-funded, vulnerable children get caught in the crosshairs on the way down?

Apologies for being forensic - it’s all those SENCO years applying for EHCPs. I have never had one go to tribunal. I have always worked in the most deprived and underfunded boroughs in England. I’m well aware the system is broken - it’s why I left. I still have to question why the SEN system is broken after 14 years of Conservative government and how Labour is going to make it worse.

I have no issue with children being funded for specialist schools if mainstream can’t meet their needs.

I did my six years’ postgraduate SEN qualifications whilst working full time as a single parent. Sometimes I wonder why I did ten years at university to leave my career at 50, but then I remember I burned out from trying to work within a broken system that became more and more broken in recent years, and that I helped vulnerable children and their parents for as long as I could.

BIossomtoes · 17/08/2024 12:34

AngelusBell · 17/08/2024 10:47

Well, my Dad must have become a compulsive liar as he claims he pays tax on £218.15 per week. That’s the only explanation I can think of.

He needs to get it sorted pronto because he definitely shouldn’t be paying tax on an income under the personal allowance threshold. I imagine he has income he’s hiding from you.

AngelusBell · 17/08/2024 12:45

BIossomtoes · 17/08/2024 12:34

He needs to get it sorted pronto because he definitely shouldn’t be paying tax on an income under the personal allowance threshold. I imagine he has income he’s hiding from you.

Hopefully he’s a secret millionaire and just a miser.

Secradonugh · 17/08/2024 12:59

Miley1967 · 17/08/2024 10:25

I don't think there's an easy answer. An article in the Guardian yesterday said that 8% of 15 year olds are now on disability benefits mostly for autism/ adhd etc. That's a massive amount of SENCO's needed to address that. The system is at breaking point clearly no to mention the costs.

Edited

I know this is off topic, but why are there so many? I do't doubt that kids need help, I don't doubt that the covid lockdowns had a massive impact on them, but at the same time, there seems (to this niave person) to have been a massive increase in the last 10 years of kids being seen as SEN. I have family and friends with SEN kids, but although we can see the kids are affected, there doesn't seem rhyme or reason why some kids struggle and are eventually diagnosed and some kids just fly through school and some kids struggle what looks identicallly but are not diagnosed as autistic or the other conditions which fall under the banner.

Miley1967 · 17/08/2024 13:14

Secradonugh · 17/08/2024 12:59

I know this is off topic, but why are there so many? I do't doubt that kids need help, I don't doubt that the covid lockdowns had a massive impact on them, but at the same time, there seems (to this niave person) to have been a massive increase in the last 10 years of kids being seen as SEN. I have family and friends with SEN kids, but although we can see the kids are affected, there doesn't seem rhyme or reason why some kids struggle and are eventually diagnosed and some kids just fly through school and some kids struggle what looks identicallly but are not diagnosed as autistic or the other conditions which fall under the banner.

The article said a 50% increase in ten years of claims for disability benefits for children I think if I remember correctly. Sorry but this is massive and completely unsustainable in the longer term. not just the costs of the actual disability benefits, but the SENCO's , all the extra Universal Credit that is paid through disabled child element etc. It's going to need to be addressed before long. The article raised concerns that disabled young people are falling off a cliff edge with benefits once the DLA stops as many are not then eligible for adult disability benefits.

Secradonugh · 17/08/2024 13:18

Bushmillsbabe · 17/08/2024 11:16

Absolutely. If someone just gets the basic state pension that's £11,492 a year. My 90 year old next door neighbours council tax alone is over 3k a year, and her home is very poorly insulated as she can't afford to update it, so the winter fuel payment was really important to her. She broke her hip so doesn't get out much, so gets very cold. She gets I think a few hundred per year from her deceased husbands work pension which puts her over the threshold. She is incredibly worried that the payment has been stopped, when we pop in with a few groceries for her, she is fretting about this and feels this will make it her last winter as her generation was brought up believing should never get into debt, she will freeze before she does this. Where we are the neighbours will rally round and support her, but this is probably quite rare.

My parents get joint state pensions plus private pensions and they are on around £40k a year, in a very well insulated house, early 70's fit and well.

Neither of these will get the payment, will vastly different situations. Labour has done this in such a crude and cruel way.

Iagree with you in the main. It shouldn't have always been means tested when it existed for all. That's why quite a few of the luvvie actors launched on their social accounts that they wanted to opt out, or pay it back... they were accused by many of bragging if you remember.
However there is a part of me which wonders why did the 90 year old move stay in that house. Why did your parents choose a different (well insulated) house?
I'm not at all trying to say "It's their decisions, it's their fault", but at the same time I'd love to know how it can be expected for people to be able to plan how much money they need for the rest of their lives.
Of course being 90 now means retiring in 1994, and having possibly worked since 1954. People were actively told that if they paid their stamps (NI) that they would be taken care of later in life. All those governments from then until now (no matter which party) didn't want to realise the massive problems that they ignored and past onto the next government. They hoped that people would die sooner, and inflation wouldn't occur.

Hurdygurdygirl · 17/08/2024 13:22

Here is another OP bashing pensioners. The state pension is higher than UC for single people but those people could work and improve their income. Pensioners cannot and having worked and paid tax and NI for 40 or 50 years. Disabled people get more than basic UC. The average single pensioner income is around half of a full time worker on minimum wage.
Child Benefit is paid to households with an income up to £60000. Winter fuel payment should be at the same level. Child Benefit threshold could be lowered but either way it should be equal.
As for tax on private schools, I have no sympathy whatsoever as everyone can access state schools and sending your children private is a privilege most of us cannot consider.

Livelovebehappy · 17/08/2024 13:28

TruthorDie · 17/08/2024 10:42

The consultants are the minority, lots of doctors are called junior doctors and paid as such. Starting pay was £32,398 last year for doctors. Not very appealing especially in the south east. Also when student loans, professional subscriptions, exams etc need to be paid. Threads on here make me giggle when doctors struggle with childcare due to the hours and shifts. But who can afford a nanny on £33k?!

Ironically one of the big issues for the NHS are people living so long and using it +++

I would say a bigger issue is people living a sedentary lifestyle - poor diet leading to obesity and deseases auch as diabetes and other illnesses associated with being overweight. Children not being taken out but propped in front of an ipad, or gaming as they get older. People not exercising. The amount of people you walk past daily who are overweight is really sad to see.

Livinghappy · 17/08/2024 13:33

Bushmillsbabe pension credit kicks in with small amount of savings and small additional income so worth checking if your neighbour does qualify. I think the savings threshold and income should be increased as most pensioners are keen to have some savings for essential household repairs and funeral costs.

However generally many pensioners are doing ok. The argument that "I've worked all my life and paid NI" doesn't really apply since most people take out more than they pay in..if you factor in schooling, free Uni (for older pepple) health, free prescriptions and care costs.

5128gap · 17/08/2024 13:44

Miley1967 · 17/08/2024 13:14

The article said a 50% increase in ten years of claims for disability benefits for children I think if I remember correctly. Sorry but this is massive and completely unsustainable in the longer term. not just the costs of the actual disability benefits, but the SENCO's , all the extra Universal Credit that is paid through disabled child element etc. It's going to need to be addressed before long. The article raised concerns that disabled young people are falling off a cliff edge with benefits once the DLA stops as many are not then eligible for adult disability benefits.

I think what will inevitably happen is that the bar for a condition to be seen as a disability will be raised. Criteria will get much stricter and struggles that are currently seen as requiring of additional financial support will be normalised and support withdrawn. This is how attendance allowance for older adults works in relation to PIP for younger ones. There is no allowance for reduced mobility, because reduced mobility is so common in elderly people is not seen as outside of the norm. If 50% and rising of young people struggle with MH and/or cognitive issues, then that will gradually be seen as the norm too, and only the most severally affected entitled to help.

Morph22010 · 17/08/2024 14:02

5128gap · 17/08/2024 13:44

I think what will inevitably happen is that the bar for a condition to be seen as a disability will be raised. Criteria will get much stricter and struggles that are currently seen as requiring of additional financial support will be normalised and support withdrawn. This is how attendance allowance for older adults works in relation to PIP for younger ones. There is no allowance for reduced mobility, because reduced mobility is so common in elderly people is not seen as outside of the norm. If 50% and rising of young people struggle with MH and/or cognitive issues, then that will gradually be seen as the norm too, and only the most severally affected entitled to help.

The “problem” with dla is that it’s a gateway benefit so a lot of things use dla as proof for certain things so people don’t necessarily need the money but want access to certain other things, certain Sen sessions run by various places require dla as proof for entry for example

Miley1967 · 17/08/2024 14:03

5128gap · 17/08/2024 13:44

I think what will inevitably happen is that the bar for a condition to be seen as a disability will be raised. Criteria will get much stricter and struggles that are currently seen as requiring of additional financial support will be normalised and support withdrawn. This is how attendance allowance for older adults works in relation to PIP for younger ones. There is no allowance for reduced mobility, because reduced mobility is so common in elderly people is not seen as outside of the norm. If 50% and rising of young people struggle with MH and/or cognitive issues, then that will gradually be seen as the norm too, and only the most severally affected entitled to help.

Yet if you receive PIP mobility before pension age ( even applying just a few weeks before pension age ) you continue to get that until the day you die? I've had a sudden influx of people applying for PIP just a few weeks before turning state pension age and being awarded it. Yet have a major stroke just after you turn pension age and we have to tell people they can't get any help with mobility and have to wait six months before claiming anything. It's bonkers.

5128gap · 17/08/2024 14:14

Miley1967 · 17/08/2024 14:03

Yet if you receive PIP mobility before pension age ( even applying just a few weeks before pension age ) you continue to get that until the day you die? I've had a sudden influx of people applying for PIP just a few weeks before turning state pension age and being awarded it. Yet have a major stroke just after you turn pension age and we have to tell people they can't get any help with mobility and have to wait six months before claiming anything. It's bonkers.

Yes, I know. I'm expecting that sooner or later there will be a policy of managed migration of those PIP claimants over pension age onto AA, which will see some fall off the edge of the criteria.

Miley1967 · 17/08/2024 14:17

5128gap · 17/08/2024 14:14

Yes, I know. I'm expecting that sooner or later there will be a policy of managed migration of those PIP claimants over pension age onto AA, which will see some fall off the edge of the criteria.

Yes I've thought similar as the current situation is so unfair. Two people with severely compromised mobility and one gets £75 a week extra or a motorbility car and one doesn't. It is one of things we get the most enquiries about on our helpline for older people - everyone wants to know how they qualify for a motorbility car because they can't walk and we have to tell them that because they are state pension age they can't. Then everyone gets shirty about the rules ! then you have some really old people who are still on DLA with higher rate mobility who still have their motorbility cars and these people were awarded DLA years ago ( and they've never been re-assessed in 20 + years ) when the criteria were a lot easier to meet and still have them at age 85 +. No wonder people think the system is unfair?

5128gap · 17/08/2024 14:20

Morph22010 · 17/08/2024 14:02

The “problem” with dla is that it’s a gateway benefit so a lot of things use dla as proof for certain things so people don’t necessarily need the money but want access to certain other things, certain Sen sessions run by various places require dla as proof for entry for example

Absolutely. But I think it will become harder to get. The whole point of non means tested disability benefit is to address any disadvantage caused by the disability, when compared with a non disabled person in those circumstances. (The reason DLA is hard to claim for very young children, as all that age group have high supervision needs, for example) As more and more people report the same difficulties it will be harder to show those difficulties disadvantage them compared to others.

DragonFly98 · 17/08/2024 14:44

Musiclover234 · 17/08/2024 06:12

My dad lives in council sheltered housing it isn’t cheap because they add charges for various things. They aren’t all rich my dad himself has a very small pension which pushes him over the tax threshold and not eligible for pension credit.

He really needs that payment. Not all pensioners are loaded. Many are not! I’ve complained about it all with him. He worked since 15 and he deserved a comfortable retirement , not financially but physically.

Is he small pension more than £5.77 a week? If so he is better off than those on pension credit and WFA so you can reassure him he has no need to worry.

Fractiontoomuchfennel · 17/08/2024 16:00

Sorry to derail but does anyone remember that in one of the many! Mumsnet threads about private school VAT increases a poster posted a link to an article laying out some arguments supporting the increase. I’ve spent ages trying to find it but there were so many threads and a google search hasn’t brought anything up. I think it was in the past 3 or 4 months, certainly prior to the election. If anyone knows what I’m talking about and has the link could they post. It’s driving me mad!

Sharptonguedwoman · 17/08/2024 18:58

Gorgeousfeet · 17/08/2024 07:38

Let’s wait to see what Rachel Reeves has up her sleeve for the October budget.

It’ll be a nightmare.

For Tories

Julen7 · 17/08/2024 19:03

Sharptonguedwoman · 17/08/2024 18:58

For Tories

Not just Tories

JudgeJ · 17/08/2024 20:28

The Labour government are playing upon people’s bitterness and envy towards those who on the face of it are better off than them without having actually properly assessed the impact.

So they're just like any other Labour administration then!

As far as WFA goes, the pensioners I feel sorry for are those who, because they've been careful with their money, now have a little too much, whereas those who had a similar income through their lives but chose to piss it up the wall will continue to be carried by the rest of us.

5128gap · 17/08/2024 20:59

JudgeJ · 17/08/2024 20:28

The Labour government are playing upon people’s bitterness and envy towards those who on the face of it are better off than them without having actually properly assessed the impact.

So they're just like any other Labour administration then!

As far as WFA goes, the pensioners I feel sorry for are those who, because they've been careful with their money, now have a little too much, whereas those who had a similar income through their lives but chose to piss it up the wall will continue to be carried by the rest of us.

Yes, because there's only two types of pensioner isn't there? The hard working, frugal, sensible type who worked their arse off and lived off tinned spam so as not to be a burden, and the feckless, wrong uns who spent all their money on bingo and holidays in Benidorm leaving your good self to support them in their old age. Nobody ever worked all their lives but had an income so low and/or a life so challenging they managed to save no more than their funeral plan. No one ever worked in an easy job at a moderate pace, saved nothing, but ended up with an inheritance and a public sector pension.
Every pensioner will have had a different life and different path to their circumstances in retirement. So tired of this oversimplistic deserving and non deserving poor narrative.

JudgeJ · 17/08/2024 21:09

Every pensioner will have had a different life and different path to their circumstances in retirement. So tired of this oversimplistic deserving and non deserving poor narrative.

I am tired of the poor standard of comprehension on this site although it should come as no surprise! Clearly, to an intelligent person, I was not dividing pensioners into two camps, I was clearly referring to a subset who will be badly hit by this vote-catching policy.

5128gap · 17/08/2024 21:18

JudgeJ · 17/08/2024 21:09

Every pensioner will have had a different life and different path to their circumstances in retirement. So tired of this oversimplistic deserving and non deserving poor narrative.

I am tired of the poor standard of comprehension on this site although it should come as no surprise! Clearly, to an intelligent person, I was not dividing pensioners into two camps, I was clearly referring to a subset who will be badly hit by this vote-catching policy.

I know exactly what you were doing. You were insinuating that people will lose out on the WFA who are more morally deserving of it than others who will keep it. Because those in the first group were more sensible than those in the second. You were doing it as part of your wider narrative that under Labour hard work and frugality is 'punished' whereas under the Tories its rewarded. Which is of course, a lie.

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