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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Can’t just be me who is sick of the moaning about the private school VAT and winter fuel payments

587 replies

TruthorDie · 16/08/2024 22:09

The moaning about them seems to be never ending. So tone death and indulgent on both counts. Not sure which is worse. A friends mum was ranting on social media earlier about winter fuel payments being stopped and how “worried about being cold” she was. Bad news is Lynn you haven’t needed to work since 1989, married to an oil exec and have had lots of the good life. I’m sure all of your Florida holidays keep you warm enough!

Bright children can get on anywhere, my siblings and l went to a comprehensive. We all have a couple of degrees, one of us has a PhD so it didn’t hold us back too much in life. Before anyone comes at it from the neurodiversity angle then l am and l wouldn’t be surprised if my younger sibling isn’t

OP posts:
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9
5128gap · 22/08/2024 19:02

Holidayhell22 · 22/08/2024 13:25

Ok 2 senecios.
2 people both able bodied.
One works their entire working life and chose to make sacrifices so as to pay into a private pension. The other does not.
Why should the one who chose to spend, spend spend and not save be rewarded?
Trust me there are many people who have not worked hard. Yet they are entitled to many things which others who have not had more than them aren’t.
Getting to live for free or very little by having your rent paid. Getting a reduction in council tax. Receiving money towards your fuel bills.
How on earth is that acceptable?

Because the alternative is less acceptable in a civilised society. People will live their lives as they choose and be as frugal or extravagant as they wish. If they end up with no money and can't afford heat and food the welfare state has to provide it, or they will die.
The same as if someone has ten children and can't afford to keep them, the state will ensure those children have a roof over their heads and there is a subsistence income.
Government cuts have reduced the level of help to the bare minimun as it is, with charity picking up the slack, but the state can't withdraw all help on the basis of 'fairness'.
As much as that might grind your gears there is no viable alternative, as society cannot punish its less frugal citizens by allowing them to starve or freeze to death.

iwishihadknownmore · 23/08/2024 10:30

Miley1967 · 22/08/2024 19:00

Have you heard of housing benefit? That is a benefit that pensioners claim for help towards their housing if they can't afford their rent. It is unlikely to cover all their housing costs unless they are on pension credit, but they would get a good proportion paid if only on 12k a year.

Have you heard of Reading the thread before posting?

I was replying to the pp who was advocating no support for the feckless worker who goes into retirement with no additional pension, in their world, these people would get nothing.

Also HB has, in almost all cases been replaced by UC for new claimants, its been frozen for 4 years, recently increased but still below market rents.

Bushmillsbabe · 23/08/2024 11:15

It is a challenge, there is not much if an incentive for low to middle earners to be frugal and save, as they know the government will pick up the pieces.
But if they didn't, women would be disadvantaged more, as historically men were the higher earners, sometimes controlled the finances. My grandparents both had decent jobs, but my grandad drank and smoked away the lot, apart from small amounts that my grandma managed to hide away from her 'household allowance'. Through no fault of her own, she would have been in a mess if the government hadn't supported her after he passed away. My Dad gave her what he could once he started working, but that wouldn't have been enough to live on. But equally I get the frustration of hard working people, that they are having to clear up other people's messes.

Miley1967 · 23/08/2024 12:05

iwishihadknownmore · 23/08/2024 10:30

Have you heard of Reading the thread before posting?

I was replying to the pp who was advocating no support for the feckless worker who goes into retirement with no additional pension, in their world, these people would get nothing.

Also HB has, in almost all cases been replaced by UC for new claimants, its been frozen for 4 years, recently increased but still below market rents.

Housing benefit is the benefit claimed by pensioners for help with rent. The only time a pensioner would claim Universal credit is if they have a partner who is under state pension age. And local authority housing allowances went up in April.

Universalsnail · 24/08/2024 13:40

Jamtomorrowandthenextday · 19/08/2024 11:13

Can’t she move in with you or another relative? Is this not the solution?

The problem is a lot of people 40-odd years ago put nothing by for their retirement as there weren’t the auto enrolment schemes we have these days and live expectancy wasn’t much beyond retirement age. Now the elderly are living much longer, and although working people are putting much more by for retirement there are many living pensioners living an unexpectedly long life off not a lot.

If either of my parents were struggling to heat their home I’d house them myself. It’s hard to expect the state to provide enough money to house, heat and feed elderly people who have no alternative income or savings. I would rather that money was put by for those who need long term care.

There is noone she can move in with. There is no room here for her my house is a 2 bed with 3 children having to share a room and tbh we don't get on and I'd rather gauge my eyes out then have to live with her.
My sister is in a very unstable relationship constantly moving in and out of the mans home and couldnt have her and my other sister is currently sofa surfing and has no where to have her because she doesn't have anywhere herself.

My mum didn't save for the future because she (naively) believed her and my father were life long and she gave her up her career to be a stay at home mum and raise us because that is what they both wanted, except my Dad then did one when she was in her 60s.

JenniferBooth · 26/08/2024 01:01

Who is this Charles Amos prat. Never heard of him before.

JenniferBooth · 26/08/2024 01:03

Miley1967 · 23/08/2024 12:05

Housing benefit is the benefit claimed by pensioners for help with rent. The only time a pensioner would claim Universal credit is if they have a partner who is under state pension age. And local authority housing allowances went up in April.

Edited

Yep I wonder how many prophecies in this thread came true And if it did put pressure on social care as predicted,
https://www.mumsnet.com/talk/money-matters/3479693-Changes-to-Pension-Credit

Changes to Pension Credit. | Mumsnet

From 15 May Pension Credit couple rate will only be paid if both are over 65 [[https://twitter.com/JosephineCumbo/status/1084920673296961536]]...

https://www.mumsnet.com/talk/money-matters/3479693-Changes-to-Pension-Credit

Captainmycaptains · 28/08/2024 21:27

JenniferBooth · 26/08/2024 01:01

Who is this Charles Amos prat. Never heard of him before.

Who???

JenniferBooth · 28/08/2024 22:40

Captainmycaptains · 28/08/2024 21:27

Who???

In the Talk TV clip above

Captainmycaptains · 02/09/2024 13:46

Ah right, one of those ‘individualists’ who basically has a comfy life and doesn’t want pay tax… got it…

Captainmycaptains · 02/09/2024 13:48

yet another example of why we should probably get rid of the private school
system entirely…

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