Is my sisters accident my fault?

[Babybirdmum]

—my sister fell over my child’s toy in my garden and broke her nose/hurt her front teeth.
-I called an ambulance, cared for her, hubby sent text afterwards, I said I’m sorry this happened.
-after I was saying how awful, I googled what happens when you bang your teeth. Kept saying it’s awful.
-she doesn’t remember me saying sorry but I guess she was in shock.
-we have a difficult relationship but have been getting on well recently.
-she phoned me to say if it was at a restaurant then she would sue them, implying that I should give her some compensation. (Because my mum said “she just wants an apology” and she said in the background “no I don’t, I want more”)
-I said are you joking and laughed. She look offence.she said speak to my lawyers (she doesn’t have lawyers so I did t know how to take this).—I was really upset. Accused her of asking me for money to fund her extravagant lifestyle.
-my mum was on speaker during the phone too. She said sister just wanted an apology.
-seems like she wanted money and because I got upset she was blaming me, changed it to wanting an apology. She said she didn’t think I was sorry it happened. I feel I’ve been very compassionate. Not sure what else I could’ve done?
-need outside opinions as I have no clue whether it’s me or her that’s in the wrong. I’ve apologised to her but she doesn’t care how hurt I feel about the phone call, especially when I feel like I’ve supported her.

You called an ambulance? Why?
She is being ridiculous, but another apology and some sympathy wouldn't cost much.

You called an ambulance for someone tripping over a toy?!

Book her an appointment at specsavers, she clearly needs her eyes tested if she’s tripping up over toys

Yeah I’ve replied numerous times about the ambulance thing, a lot of blood initially, on my own with 2 babies. Called mum, blood stopped, cancelled ambulance, mum took sister to minor injuries

She’s disgusting trying to get money from this.

How is she out of pocket? Presumably she’s had NHS treatment?

I’d make the right noises re sympathy and then go very low contact again.

Agree with PP's. Don't admit fault. Tell her to sort things out with her lawyers and you will direct them to your insurance company. If she had a valid claim they will pay out. I would be upset with your mum for entertaining this crap.

Don't be daft.

Can you imagine the chaos if everyone made an insurance claim every time they fell over in someone's house?

You called an ambulance?

Only mistake was calling an ambulance! She could have got a taxi or a lift as that wasn’t an emergency

Give her details of your Home Contents insurer and tell her to claim under your Public Liability occupiers insurance section.
See how far she gets

Your sister sounds absolutely awful. Who would sue their own sibling?! For an accident that you didn’t cause. What exactly happened? If the toy was wedged under a bench how did she even trip over it?

Its awful she got hurt and that all of this is happening now, which is completely nuts but also sad as it shows your relationship is not good at all.

But - how do you fall over a toy and break your nose and teeth??? did she not put her hands forward to break her fall? How do you fall all the way from standing up and land very hard flat on your face - unless your hands are tied or you are drunk? I'm really sorry about this, but I'm puzzled.

I think the sister just needs a bit of time and this will probably die down. Breaking your nose and teeth with lots of blood is a big shock. She will probably be panicking at the sight of her face. She's going to have some lovely bruises and swelling will come out. Would it affect work?

Give her a bit of time to heal and she will be less distraught and less scared and worried that her face is ruined.

When she see's its not permanent damage she will calm down and stop talking about lawyers.

She is making a drama out of it.. but I guess an accident like that is a drama.

Your mum is not helping BTW.

Unless by ‘child’s toy’ you mean ‘carefully concealed tripwire’ then your sister is fucking insane. Ignore her.

Bollocks

I had a fall close to two years ago now, not my fault, and Ive lost use of my right arm

Should I just suck that up when Ive lost earning for the eight months I couldn't work?

Should I just suck up the fact that I can no longer exercise, live my life as I did before because I fell on something that I wasnt expecting to be there?

I spent 4 months confined to the sofa, on tramadol for the pain, should I just suck that up?

I can no longer do fine work, I can no longer braid my granddaughters hair for example because I have no feeling in my hand, I no longer drive anywhere for pleasure activities because I cant hold on to the steering wheel with any sense of control. I struggle to do up laces, actually I struggle now with any fine hand movement, because I fell over something that shouldn't have been there

You have no idea of the implications that this fall could present with. I really hope that she comes out of it unscathed, But what if the damage to her mouth is so bad that 6 months down the line she looking costly dental bills?

Let her claim on the household insurance and not fall out over it, This situation is what insurance is there for

Ive not had a falling out with the family Im claiming from, they know its not personal, I was injured - seriously - on their premises through no fault of my own - and they accept that I have to put a claim in. Of course they cant say it was their fault or my fault, they are leaving it to the insurance to sort out

In Australia, she would claim for injuries against my household public liability insurance (which is an automatic inclusion). As a road example, if the vehicle ahead of you dropped an object which you then ran over and injured yourself in the resulting impact, would you just cover costs yourself or would you want to persue the other vehicle for your injuries? An insurance company will not pay any more than they determine is warranted,

Was your sister pissed? Sounds like she face planted so wasn't co-ordinated.

Not your fault at all. Hers for not watching where she was stepping.

It was an accident. Not unreasonable you have toys around, you have children. She didn't see something, tripped, it's on her.

Your sister sounds like a prick

I fell over my brothers puppy that got inbetween my legs and I broke my arm.
It didn’t even cross my mind to ask him for money.

"I'm sorry that you're such a clumsy oaf." That should be sufficient.

Your sister has had a nasty injury, and she’s venting
Recovering from the injury will take time.
hopefully she will make a full recovery.
but it will take time, it will be inconvenient. And she’s pissed off,

given I’m still wearing a brace after a trip 6 months ago I get how pissed of she is.

I don’t think you need to compensate her, but I do think you could show more compassion and offer to help her whilst she’s in recovery.
because that would be kind and sisterly .

If she tripped over something that reasonably could be expected in a restaurant and was clearly visible then she would have no claim.

People seem to think they can sue for accidents. They can't t get can only claim compensation if the here has been some sort of negligence like poor signposting, poor maintenance etc.

If a vehicle ahead of you dropped an object they would have been negligent s they didn't secure their vehicle and its contents on a public road but one should expect to find objects on the floor in a person's home, especially a home with children. If she'd tripped over the child and they'd both been hurt whose fault would it have been?

In the UK you can only sue the householder if they were negligent therefore liable, without liability, insurance will not pay out. Why should they?

The insurance company will only pay out if they find your relative has been negligent in some way, otherwise they are not liable. Sometimes accidents are nobody's fault. And there might be a falling out until the relative gets their renewal quote. Especially if they are found not liable and it goes up anyway due to your claim.