Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To stop giving her money

123 replies

MyYorkie · 11/07/2024 21:06

AIBU to stop borrowing friend money, I can't be sure if she is fabricating stories or even telling me the truth.

The friend let's call her Rach, works when her kids are at school, I'm not sure what she does work wise it's very hush hush.

The stories Rach tells me to lend money are ridiculous. it's 10/20quid a week, I never get it back. The problem I have, Rach makes me feel so guilty that she can't feed her kids and that they are in bed hungry and starving.

She'll text saying they havent ate since school, and they she doesn't have any food, they get school meals.

she'll tell me she's escaped an abusive relationship, she's got a new fella and she's magically fine, they've stopped her child benefit, and universal credit, she's told me that she's in a woman shelter and none of her family will help, Her prams broke, her fridge has broken,she doesn't have money for gifts, she's having to walk the kids to school 15 miles each way, i know she is lying, 15 hilly miles with 4 kids under 10 isn't happening. That the kids need new coats or trainers.

her texts messages are always late at night and I literally have hell trying to decode them, but they always asks for money, or can I help the kids, I worry so much for the kids.

There is something more to this but I just don't know what? I only speak to her through messages so I take her word, but resently I have started saying no, because I feel she's not being truthful, but know she's upped her game and again she is at it with the stories about how hard done by she is and her kids are starving, that the kids love me, I haven't seen them in years because the distance, I have help her out alot before because I genuinely thought she and the kids needed help, but her stories are making me question her, is she taking me for a idiot, nothing she saying adds up.

The only people I feel for are the kids, I have my own kids to provide for too I just can't keep lending her money. Help!

OP posts:
FormerlyPathologicallyHappy · 11/07/2024 21:45

Your just a kind person who wants to help these kids but she’s coming across as a grifter.

LaWench · 11/07/2024 21:46

MyYorkie · 11/07/2024 21:44

She's offers but it never materialisers, so no she's never paid me back.

Then feel no guilt to stop bailing her out. Next time she asks, ask her to repay you. She'll scarper and you'll never hear from her again.

DreamTheMoors · 11/07/2024 21:48

”I haven’t got any money” is a good reply.
Don’t say you’re sorry, don’t apologise.
Say, “I don’t have any money.”
Then block her.

SlightlygrumpyBettyswaitress · 11/07/2024 21:49

Block her. She probably asks 10 people.
Her kids will never see the money. She will just move on to the next person.

chattyness · 11/07/2024 21:49

Next time she messages you say something like : " I was just going ask you to lend me some I'm so skint, looks like we're in the same boat " I bet you won't hear from her again , but if you do repeat it until she gets the point.

MyYorkie · 11/07/2024 21:51

I've seen the oldest kids when they were baby/toddlers 8/10 year old at her sisters, but I haven't seen the baby or 6 year old just photos has she moved away.

OP posts:
AzureAnt · 11/07/2024 21:54

She's taking the piss. If she was in a women's shletershe wouldn't have a bloke living with her. Her child benefit wouldn't get stopped. Tell her to go to a food bank then block her. Its not your job to feed her kids.

Coffeerum · 11/07/2024 21:54

I only speak to her through messages so I take her word

Wait, so you barely know her??

ElleLeopine · 11/07/2024 21:54

So is this cash or are transferring the money to her? If you don't actually see her, it could be anyone messaging on her phone!

AstonMartha · 11/07/2024 21:55

What does her sister think?

Also I’ve not heard people say ‘borrowing’ meaning lending. Is it regional?

MyYorkie · 11/07/2024 21:58

Coffeerum · 11/07/2024 21:54

I only speak to her through messages so I take her word

Wait, so you barely know her??

She isnt a stranger I've known her years.

OP posts:
FangsForTheMemory · 11/07/2024 22:01

She's got a habit, whether it's gambling, drugs, alcohol or something else, and every time you give her money, your money is supporting that habit. She may say it's to buy food but I've known two alcoholics and they always had money for drink, but never had money for washing powder, food, whatever. That's how addicts are. I wouldn't give her any more.

MyYorkie · 11/07/2024 22:02

AstonMartha · 11/07/2024 21:55

What does her sister think?

Also I’ve not heard people say ‘borrowing’ meaning lending. Is it regional?

I don't know, I always say borrowing🤔I've never involved her sister, they don't exactly get on.

OP posts:
Bananalanacake · 11/07/2024 22:02

How about a simple, can't lend you any more, you haven't paid me back the last lot.
Do you have any idea what you have lent her in total?

gamerchick · 11/07/2024 22:02

Late at night is always drugs or similar OP. You're feeding a habit.

I had a friend who would.plead poverty. I directed her to a food bank and told her to ring her energy supplier for them to put credit on he meters. Before that, I would take her a bit of shopping.

I never, gave her money. She was alcohol dependent and I wasn't feeding that.

gamerchick · 11/07/2024 22:05

chattyness · 11/07/2024 21:49

Next time she messages you say something like : " I was just going ask you to lend me some I'm so skint, looks like we're in the same boat " I bet you won't hear from her again , but if you do repeat it until she gets the point.

I did this with another person. Works like a charm. Or you can say, I'm not loaning you any more money, until you've paid back what you owe me.

AnneLovesGilbert · 11/07/2024 22:05

Work out how much you’ve given her. Not leant her, given her. Then go and look at your children. Imagine what you could have given them if you weren’t sending at least a tenner a week to someone you haven’t laid eyes on for years who you can guarantee isn’t spending it on food. Promise yourself it’s over and block her then spend some time thinking about why you’ve let this happen and for so long.

If you feel compelled to give your money away every week rather than spend it on or save it for your own kids set up a DD to a charity you care about.

Harvestfestivalknickers · 11/07/2024 22:06

The way I deal with repeated requests for a 'loan' which never gets paid back, is to say ' really sorry I'm struggling this month, any chance you can repay me the £x I lent you?'.
I suspect you'll never hear from her again.

MyYorkie · 11/07/2024 22:07

FangsForTheMemory · 11/07/2024 22:01

She's got a habit, whether it's gambling, drugs, alcohol or something else, and every time you give her money, your money is supporting that habit. She may say it's to buy food but I've known two alcoholics and they always had money for drink, but never had money for washing powder, food, whatever. That's how addicts are. I wouldn't give her any more.

I'm starting to think she an addict too after reading all the replies, it's makes sense to me now, I genuinely thought she was a good person and was struggling with feeding her kids, I don't have any experience with anyone with a habit so it's all new to me.

OP posts:
Toastghost · 11/07/2024 22:08

AstonMartha · 11/07/2024 21:55

What does her sister think?

Also I’ve not heard people say ‘borrowing’ meaning lending. Is it regional?

I think this is regional. I grew up with it too.

GladAllOver · 11/07/2024 22:09

I'll bet she has the same scam going on other soft hearted people too.

Toastghost · 11/07/2024 22:12

I don’t think this lady is really a friend op. She is using you for money knowing you will cough up if she mentions the children. She probably has a hit list of people she sends similar requests to.

You sound like a caring person. You have your own kids to look after and spend money on/save money for. If it feels bad turning her down, remember it’s your children’s resources too.

Stango · 11/07/2024 22:12

I know someone like this. I went to school with her, friends on Facebook. She messaged me a couple of times asking if I could lend her £30. It was about 11pm both times. Saying her and her husband had no gas or electricity in the meter until they got paid. I saw right through it as it was obvious it was a lie.
later found out she was sending the same messages to other people and that she and husband did in fact have a pretty serious cocaine habit. All going on while their kids were in the house. Just gross.
block this woman. She won’t go away otherwise

lazzapazza · 11/07/2024 22:13

She needs to be told very directly. The next time she asks turn to her face pause and say calmly but firmly. I am no longer giving you money. It stops here.

Do not make up a story about struggling this month or some other expense. She will not relent.

Rip off that plaster OP. It need to be done.

Greatmate · 11/07/2024 22:14

If she can't feed her kids the school will be able to give her a food bank voucher. There are other places she can get a food bank voucher

https://www.citizensadvice.org.uk/debt-and-money/food-bank/using-a-food-bank/

Tell her that the bank of MyYorkie is closed and not to embarrass herself by asking you again.

Using a food bank

How to get emergency food from a food bank.

https://www.citizensadvice.org.uk/debt-and-money/food-bank/using-a-food-bank