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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be AMAZED at this cms calculation?

999 replies

whatnowws · 10/06/2024 13:40

Recently split from DS’s dad. He won’t communicate or see ds, so after several weeks I contacted cms. They are getting in touch with him but… the claim is for 730 a month?!? He earns almost 80k? How can this be right?

meanwhile, I’m earning 46k and paying 1,700 in nursery costs and all other costs for ds?

how on earth is that supposed to be fair?! This calculation is also assuming he continues not to see ds. If he wants him a night or more then costs reduce further… basically he can do what he wants and I’m expected to pick up the financial pieces no matter what.

OP posts:
Thread gallery
9
Sunnysideup34 · 10/06/2024 18:21

Sunnysideup34 · 10/06/2024 17:52

My ex is a high earner, similar amount to your ex and self employed. As many mums in my position find out, I get the standard minimum as he somehow claimed he earns very little from his company. I have 4 children with him (one at uni) and get £212 per month total for all of them. He only has 2 of them stay over 4 nights per month, and that isn’t every month as he works away a lot. one has complex needs and never stays with him as he feels he can’t look after them, and one doesn’t want to go. I applied for a diversion of income it took weeks and they said the claim was staying the same at the end of the process. Honestly I would be chuffed to be getting the amount you are.

My phone died and I’m now unable to edit my post. I meant to say after I said I’d be chuffed to get what your receiving that I still don’t think it’s fair. My career took a massive hit raising our children, especially our special needs child, I pay a mortgage to keep a roof over their heads and for all clubs and activities and what he pays in maintenance doesn’t even cover the costs for one child’s food or clubs per month let alone 4. Dads seem to think as soon as the marriage/partnership is over their financial responsibility ends and CMS seem to do very little to investigate dads that don’t declare their whole income. It awful and unfair, and it doesn’t matter that you’re getting more than me, I feel that the whole system seems broken

SNMummy2024 · 10/06/2024 18:24

You could always give your ex husband full custody and pay a measly contribution if you think you will be better off?

Ps. You are hardly skint and £700 odd a month is a huge amount! My daughter gets £7 a week for her 3 children from her ex!!

pootlingalongagain · 10/06/2024 18:26

SNMummy2024 · 10/06/2024 18:24

You could always give your ex husband full custody and pay a measly contribution if you think you will be better off?

Ps. You are hardly skint and £700 odd a month is a huge amount! My daughter gets £7 a week for her 3 children from her ex!!

Another poster completely missing the point Hmm. It's not a race to the bottom.

Beezknees · 10/06/2024 18:27

SNMummy2024 · 10/06/2024 18:24

You could always give your ex husband full custody and pay a measly contribution if you think you will be better off?

Ps. You are hardly skint and £700 odd a month is a huge amount! My daughter gets £7 a week for her 3 children from her ex!!

What your daughter gets is irrelevant, stop bloody posting stuff like this.

SeatonCarew · 10/06/2024 18:28

SNMummy2024 · 10/06/2024 18:24

You could always give your ex husband full custody and pay a measly contribution if you think you will be better off?

Ps. You are hardly skint and £700 odd a month is a huge amount! My daughter gets £7 a week for her 3 children from her ex!!

Why do you think this deadbeat would want it? Or why do you think the OP's child should be sacrificed on the altar of his shitty attitude? Your standards are in the gutter.

Lopella · 10/06/2024 18:30

TVD2103 · 10/06/2024 13:50

Why should he pay for you to basically go to work? Because that’s what nursery costs are.

Because she has to work to pay for the rest of her child's needs?

evilharpy · 10/06/2024 18:30

theemmadilemma · 10/06/2024 14:00

I'm surprised you can be of an age to work full time and have a child without understanding how women face the brunt of the shit when relationships involving children break down.

Yet another reason many women could do with thinking a little longer and harder if having a child is something they really want to do. You should only do it if you're prepared to do it alone financially, because so many women end up there.

This is one of the most depressing threads I've read for a while. The general acceptance that women should be grateful for any crumbs thrown at them. The quote above was my personal favourite - it reeks of asking rape victims what they were wearing and why they were out alone after dark.

Sorry OP, it's shit. The whole system is in desperate need of reform.

Bouliegirls · 10/06/2024 18:33

Babadook76 · 10/06/2024 13:44

That’s a fucking huge amount of cm compared to what most people get. You’re going to get torn apart on here from the thousands of people with self employed exes, who are getting the standard £7 cm a week because they can’t prove their earnings

It shouldn’t be a race to the bottom. Men need to be contributing an equal amount of money and effort to bringing up their children.

OP. It’s shit: I’m raging on your behalf

fromthegecko · 10/06/2024 18:35

The system can't be made to work against a NRP who doesn't care. You can't make them care, you can't make them parent, and you can't make them pay more than the risible 15% set by the CMS. It's not men, it's not the patriarchy, it's people (mostly men, admittedly) who don't care. The OP could put the child up for adoption, but she won't, because she does care.

I was there, we got through it, somehow, and my adult DC love their father, but think he's a bit of a duck. Seriously, autocorrect?

That sounded a bit glum, but, actually I feel I got the best of it, because I had my lovely DC.

Bouliegirls · 10/06/2024 18:35

PrincessTeaSet · 10/06/2024 13:47

The childcare isn't your child's cost. It's your cost because you want to work full time. 730 a month would be half the running costs of a household so it's not bad really. You could cut your hours and reduce nursery hours.

Are you actually joking? Childcare should be a cost borne by both parents.
She works full time to pay the bills
etc

Shushquite · 10/06/2024 18:36

Op, after nursery cost finishes. Be prepared of ex possibly asking for 50:50. Because that is cheaper and children require less care the older they get. Paying 50:50 wrap around care is cheaper than nursery cost.

Never rely on cm payment. Even though it is shit. Cm payments are so unrelayable, that even universal credit stop relying on it. Sorry you ex, is a bad one. Not paying at least 50% of a child you created, is being a bad parentn. Not even seeing the child, makes things worse in my mind.

MarryMeTomHardy · 10/06/2024 18:36

OP I agree, 'fathers' should be made to step-up. I get nothing as Ex went self-employed to avoid paying anything; he also doesn't see DC, so I have DC 100% & no financial support for DC we both chose to create - it should not be allowed!

Bouliegirls · 10/06/2024 18:36

Ereyraa · 10/06/2024 13:42

Nursery costs aren’t part of the calculation, neither is what you earn.

Edited

Well they bloody well should be

Bouliegirls · 10/06/2024 18:38

sixtyandsomething · 10/06/2024 13:45

both. Your income is MASSIVE. His contribution is HUGE. I think you are probably on 4x or 5x what I was - and what others I know are.

Her income is certainly not “massive”. Especially where she is paying £1.7k a month in childcare: and she probably doesn’t get very much (or any) state help

SonicTheHodgeheg · 10/06/2024 18:38

I’m sorry for all the respondents who have replied with how they are grateful for the bag of crisps the kids get at contact.

CM is a flat percentage of his wages - if he’s self employed then he will be able to decrease the figure that he owes you very easily and legally. Your outgoings don’t affect what you get and you’re right- it’s not fair that you working is seen as a luxury that you should pay for but if you decrease hours and take benefits then you are the scrounger living off your ex. Your ex is only liable for CM

Bouliegirls · 10/06/2024 18:40

TVD2103 · 10/06/2024 13:48

He will be paying more than you in tax. You also have to contribute to your child you know. You should count yourself lucky for getting that, most single parents on here posting about CMS get absolutely nothing.

What the fuck? She is contributing to her child. Doing all the work, paying for everything and he isn’t even paying half the childcare

Bouliegirls · 10/06/2024 18:41

TVD2103 · 10/06/2024 13:50

Why should he pay for you to basically go to work? Because that’s what nursery costs are.

yes; and childcare enables him to work too

PurpleBugz · 10/06/2024 18:41

That's life as a single mother. Men can Sean off and pay a nominal amount for the upkeep of their children.

Those saying that's a lot. The man is on £80. It's really not a lot

SonicTheHodgeheg · 10/06/2024 18:41

SNMummy2024 · 10/06/2024 18:24

You could always give your ex husband full custody and pay a measly contribution if you think you will be better off?

Ps. You are hardly skint and £700 odd a month is a huge amount! My daughter gets £7 a week for her 3 children from her ex!!

She earns a fraction of what her ex does and gets no UC to help with nursery fees so of course she’s going to be skint.

If your dd gets £7pw then her ex is on benefits- this man is on 80k and should rightly pay for his son.

Scarletttulips · 10/06/2024 18:41

DF is on a 16 hour week and pays 15% childcare with the state paying the rest.

Fathers pay £150 per month so no where near close.

Drop your hours for a couple of years and you’ll have more time for your child.

BobLemon · 10/06/2024 18:42

While the current system is by no means satisfactory, if you earn £46kpa, per your original post, to receive an additional £730/month is the equivalent of earning £60k pa. Struggling to get the strings on the tiny violin working for that.

brendafromacrosstheroad · 10/06/2024 18:42

SonicTheHodgeheg · 10/06/2024 18:38

I’m sorry for all the respondents who have replied with how they are grateful for the bag of crisps the kids get at contact.

CM is a flat percentage of his wages - if he’s self employed then he will be able to decrease the figure that he owes you very easily and legally. Your outgoings don’t affect what you get and you’re right- it’s not fair that you working is seen as a luxury that you should pay for but if you decrease hours and take benefits then you are the scrounger living off your ex. Your ex is only liable for CM

This is so true! My ex said.." why should I give you more?! You get enough in benefits"
I could have slapped him in the face (but I didn't)

CassandraWebb · 10/06/2024 18:42

Oh I completely agree with you op.
It's grotesque that men don't have to pay half of the nursery fees even. The current system is indefensible.

Mine skipped off and rarely saw the children and fiddled his sums to get CMS down so I was left paying the whole mortgage plus nursery fees. There were times I skipped meals. I had nothing after the bills were paid. Meanwhile he lived the high life. I was lucky my work were supportive.

We still lovely memories but it is totally unacceptable

ArmidilloToes · 10/06/2024 18:42

Im not sure why you wouldn't be entitled to UC. You can earn upto £50000 per annum and claim UC as a single person.

Justgorgeous · 10/06/2024 18:43

It’s always a complete race to the bottom on this topic.