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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that Landlords have a bad name.

758 replies

Arewe29 · 20/04/2024 17:39

NC for this.

Is it just me or are all landlords frowned upon a MN.

We own and rent out 3 properties all our properties are rented out to young families, just under market rate, we allow them to decorate their homes how they like, and if there is any issues or problems they just call us and we sort it out ASAP.

I know that there is some terrible landlords out there, that should be dealt with but there are thousands of other that are decent that follow all the laws and their tenants are very happy.

OP posts:
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6
PeaceOnThePorch · 21/04/2024 00:53

Applescruffle · 21/04/2024 00:42

What on earth are you talking about?

I said that the properties could still be housing families even if she did not own them.

Are you saying that families only live in houses if a landlord owns them?

Do you live in a house?

No.

They are houses so could obviously have families living in them. Do you mean every family would be able to buy and want to buy? And then have cash for repairs/maintenance/new appliances etc when needed? Because that’s just not true.

Yes I live in a house, that I have bought and can afford to maintain. And I own other properties which I rent out. Lots of tenants don’t want to buy because they don’t want the responsibility of having to buy boilers, washing machines, flooring or to do diy etc. It suits them to call us and have it all done for them as part of the rent that they pay.

Arewe29 · 21/04/2024 00:53

BruFord · 21/04/2024 00:49

@Crystallizedring For most people, the only way to avoid paying a landlord’s mortgage while saving for a deposit is to live at home with family.

That is how we purchased our first home, and while paying a mortgage we saved up to pay a 25% deposit on our rental properties

OP posts:
PrincessofWells · 21/04/2024 00:53

Arewe29 · 21/04/2024 00:41

Houses should not be investments, tell that to the 75% of owner occupiers.

If you dont think homes should be an investment then go back to the baby boomers, they are the ones that have made the housing market like it is today

Nothing to do with the baby boomers, and everything to do with Thatcher. She sold the water, trains, council housing, electricity, gas companies and probably more that have slipped my mind. Tell Sid my arse. 😂

Applescruffle · 21/04/2024 00:54

Arewe29 · 21/04/2024 00:52

So you do not agree that anyone should profit from housing.

Landlords buy property that someone else sells at a profit.

Pretty sure she said "to landlords"

You're basically "providing" housing in the same way that scalpers provide concert tickets.

And it's none of your business why I didn't stay with my mum. Not everyone has wonderful parents who help them out. That assumption explains a lot

GKD · 21/04/2024 00:55

@PrincessofWells

thank you for the comprehensive reply.

But it doesn’t answer my question.

If I as a home owner fulfill all my obligations to my mortgage lender, can they ask me to leave my home?
Yes or no.

If a renter fulfils all their duties, can their LL start proceedings for them to leave their home?
Yes or no.

TBH, I don’t see how S21 can be abolished, life happens and sometimes LL need the homes back.

But it must be shit for the tenants.
I know I’ve seen threads on here where S21 recipients have been strongly condemned for not leaving after 8 weeks, sorry! 2 months.

https://england.shelter.org.uk/housing_advice/eviction/reasons_your_landlord_can_evict_you

Shelter icon

Can my landlord evict me without a reason? - Shelter England

Your landlord can evict you without a reason if they use a section 21 notice, but there are times when a landlord needs a reason to evict you. Find out when landlords need a reason to evict you and about mandatory and discretionary grounds for eviction...

https://england.shelter.org.uk/housing_advice/eviction/reasons_your_landlord_can_evict_you

Applescruffle · 21/04/2024 00:58

PeaceOnThePorch · 21/04/2024 00:53

No.

They are houses so could obviously have families living in them. Do you mean every family would be able to buy and want to buy? And then have cash for repairs/maintenance/new appliances etc when needed? Because that’s just not true.

Yes I live in a house, that I have bought and can afford to maintain. And I own other properties which I rent out. Lots of tenants don’t want to buy because they don’t want the responsibility of having to buy boilers, washing machines, flooring or to do diy etc. It suits them to call us and have it all done for them as part of the rent that they pay.

Keep telling yourself that 😂

PeaceOnThePorch · 21/04/2024 01:00

Applescruffle · 21/04/2024 00:54

Pretty sure she said "to landlords"

You're basically "providing" housing in the same way that scalpers provide concert tickets.

And it's none of your business why I didn't stay with my mum. Not everyone has wonderful parents who help them out. That assumption explains a lot

Well I certainly didn’t have parents that helped me out. My parents were abusive and I moved out young and rented. I was very glad of landlords at that time in my life.

My first landlord went above and beyond to help me when I was only 17, and again in my second year of uni when I needed to rent again. He was about as far from ‘scum’ as you get.

BruFord · 21/04/2024 01:00

But @Applescruffle , many of us on this thread haven’t wanted to buy for years as we were moving around for jobs, etc. Where would we live without renting?

My DD (19) will soon move into a shared flat and she plans to stay in that area for less than three years. 🤷

GKD · 21/04/2024 01:00

@PrincessofWells are you taking about homelessness applications here?

Yes the council frequently end licences with less notice than 8 weeks where an application for homelessness has been made, interim accommodation provided and the applicant is found to not have a duty owed to them.

If it wasn’t clear I was asking if the council can ask a council tenant (ie with a contract) who has met all of the criteria and fulfilled all of their obligations to leave the property.

Arewe29 · 21/04/2024 01:02

Applescruffle · 21/04/2024 00:54

Pretty sure she said "to landlords"

You're basically "providing" housing in the same way that scalpers provide concert tickets.

And it's none of your business why I didn't stay with my mum. Not everyone has wonderful parents who help them out. That assumption explains a lot

Yep and those with not so wonderful parents need a house to live in, an 18 year old with not so wonderful parents is not going to have a deposit of 10k to purchase a house, nor are they going to meet the banks lending criteria so will need a landlord. Which you think are scum and have no place in society.

Not so simple is it...

OP posts:
PeaceOnThePorch · 21/04/2024 01:02

Applescruffle · 21/04/2024 00:58

Keep telling yourself that 😂

I don’t tell myself that, they do. One of my properties is quite expensive, the current tenants could easily afford a house but they don’t want to.

You keep making things up to suit the narrative that all tenants are desperate to buy or are poor.

Arewe29 · 21/04/2024 01:03

BruFord · 21/04/2024 01:00

But @Applescruffle , many of us on this thread haven’t wanted to buy for years as we were moving around for jobs, etc. Where would we live without renting?

My DD (19) will soon move into a shared flat and she plans to stay in that area for less than three years. 🤷

Edited

According to @Applescruffle you should not have a desire to relocate for work.

OP posts:
BruFord · 21/04/2024 01:05

Arewe29 · 21/04/2024 01:03

According to @Applescruffle you should not have a desire to relocate for work.

Ah right, @Arewe29 So we should stay in our rural home towns/villages that have few job opportunities and not try to do anything with our lives? Right, tell that to my ambitious DD. 🤣

PeaceOnThePorch · 21/04/2024 01:06

Arewe29 · 21/04/2024 01:03

According to @Applescruffle you should not have a desire to relocate for work.

I can only assume they have limited experience of life.

Applescruffle · 21/04/2024 01:09

I could just as easily say you're making up that they all want to rent from you instead of owning their own home.

I know many, many people that rent. I've even worked in housing advice. Not one person has ever thought "I'm so glad I pay thousands more a year in rent than I would do on a mortgage, it's such peace of mind, you know just in case my boiler breaks one day, its so much easier to call my landlord than to call a tradesperson and get it fixed myself".

Allshallbewell2021 · 21/04/2024 01:09

From what I understood the UK is particular in having such an expensive rental sector and such a cultural preference for house ownership.

You hear people talking about a healthier rental culture in some European countries but also where there may be stronger rent controls.

I can see both sides of this. I had shocking landlords at university and my niece has an absolutely vicious cowboy landlord of her uni house. But I thought the buy to let sector grew out of people trying to find a solid alternative to a pension.

I think our economy is now entirely geared towards the very wealthy because they can afford to a lot paying taxes from multinationals to millionaires.

Arewe29 · 21/04/2024 01:10

PeaceOnThePorch · 21/04/2024 01:06

I can only assume they have limited experience of life.

👏

OP posts:
Allshallbewell2021 · 21/04/2024 01:10

Avoid paying taxes

Arewe29 · 21/04/2024 01:12

Applescruffle · 21/04/2024 01:09

I could just as easily say you're making up that they all want to rent from you instead of owning their own home.

I know many, many people that rent. I've even worked in housing advice. Not one person has ever thought "I'm so glad I pay thousands more a year in rent than I would do on a mortgage, it's such peace of mind, you know just in case my boiler breaks one day, its so much easier to call my landlord than to call a tradesperson and get it fixed myself".

If you want to own a house then go and get a 100% mortgage.

OP posts:
Applescruffle · 21/04/2024 01:13

This reply has been deleted

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Applescruffle · 21/04/2024 01:14

Arewe29 · 21/04/2024 01:12

If you want to own a house then go and get a 100% mortgage.

I don't remember asking for your advice

WhatsTheUseOfWorrying · 21/04/2024 01:23

Sadly, many landlords are bad. Even if only because they expect to be able to sell whenever they want to whoever they want (though most of the many rotten landlords do far worse).

All property rental should be massively regulated with restrictions on sale (to another licensed landlord or to the tenant at a compulsory discount), hefty cash holding requirements, strict housing standards, assurance of tenancy etc etc. Private landlords should be treated as social housing providers who are in it for heavily regulated rental profit not property appreciation.

Arewe29 · 21/04/2024 01:24

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

👏

I purchased my first house at 20, having saved up since 16.

You really know nothing, my Mum died when I was 11. I did not have a great childhood, but you keep up with your rhetoric

OP posts:
Arewe29 · 21/04/2024 01:26

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PeaceOnThePorch · 21/04/2024 01:27

Applescruffle · 21/04/2024 01:09

I could just as easily say you're making up that they all want to rent from you instead of owning their own home.

I know many, many people that rent. I've even worked in housing advice. Not one person has ever thought "I'm so glad I pay thousands more a year in rent than I would do on a mortgage, it's such peace of mind, you know just in case my boiler breaks one day, its so much easier to call my landlord than to call a tradesperson and get it fixed myself".

If that’s to me, I didn’t say all of them. I’m sure some would love to buy.

I remember when we bought our first house, there were more than a few times when we thought about selling and going back to renting due to costs and time of doing our own maintenance.

Not having to think about maintenance and paying to replace things is a definite advantage to some people. I know people that just can’t save money, even when it’s spare, it burns a hole in their pocket and they go and spend it on something rather than saving it. Having their own home wouldn’t work for them.. 🤷🏻‍♀️