If you needed extra money

[Whatwillitbenext]

....an extra £100 per week

You both work full time

Can't cut anything back at all (fine tooth comb through the budget has already been done)

Not eligible for any benefits even with low wages and high childcare costs.

What would you do? I've had 2nd jobs before, but now we have 2 kids under 6 and not much support.

Call round local secondary schools - many will rent their facilities out evening and weekends and need staff to be there and lock up.

You could probably do some surveys at the same time!

Try and get a second job or increase your hours with overtime. I tried all the surveys swag bucks is like a pyramid scheme. Only people further up really make money by referring you as they get a percentage of all the points you earn.
Could you condense your hours to use less childcare?

Yes @TabbyMcTabster I am sure.
You Gov used to take ages to earn the £50 but you can earn a lot more on there now
Here are a C+P of my stats from my Insights page! Along with a screenshot though why I am bothering....
Lifetime performance
188155
Points earned

The easiest way to make a hundred pounds a week is to let a room in your house to a lodger. But of course this depends entirely on whether you have a suitable spare room.

You could switch bank accounts. Nat West £200, Santander £185, First Direct £175.

I'd look for bar work at weekends

I've heard that deliveroo drivers are quite well paid

Babysitting also an option

Occasional selling on eg Vinted won't bring in much

Apply for bank staff at a care home and take one long shift per weekend. As bank, you only need take in the shifts you are interested in. You'll do their training (mostly online these days). Here's a couple of examples of people I know who have worked bank shifts in care homes:-
Legal secretary working full time but wanted to get a house deposit together, worked a wake night every Sat, £580 a month before tax.
Impoverished uni student, did 12 hr shifts every Saturday/Sunday, just about £1000 a month.

Ask around for cash in hand work
Sell anything I could for cash
Clean/babysit/dog walk for people
Online market research
Only fans 🤔

I'd look at each partner working one weeknight per week while the other has the kids. Something like supermarket either in store or delivery or alternatively tutoring if possible.

Also I know you say you've gone through your budget but have you done this via the Moneysavingexpert website? They have something called the Money Makeover which could potentially save you hundreds and possibly thousands per year

Sell on vinted and eBay - I used to cover my mortgage by selling clothes and bric a brac
Some from my own previous buys which I got bored with, some from buying to sell on at car boots and from auctions - most charity shops near me are too expensive to buy to sell on
These days I do private consultancy work in the field of my main employment

I tutor over the weekend / evenings. Brings in anything from 150 - 300 a week depending on how much work I take on.

I'd be trying to get a pay rise by moving jobs or getting a job offer from elsewhere to leverage for a pay rise in my current role.

2 people working 37.5 hours a week is 75 hours. Which is £1.33 extra per hour for £100 per week. Allowing for tax/national insurance you'd be aiming for ~£2.5ph hour raise each, maybe less depending on tax boundaries. I don't know how feasible that is for your jobs but that's the route I'd go. And future proof yourself by doing training etc at work to keep growing your income.

We sometimes do takeaway delivery driving in the evening/weekend. It’s about £50-60 for 4ish hours

Can you look at your expenditure? Have you switched electricity etc? Are you on a water meter? What TV services do you have?

Supermarket? I work full time (office job) and then do 2 a couple shifts a week on checkouts - usually a short shift on a weekend day and then a longer evening shift. Its not that bad.

I work with a young lad who has started doing Uber eats delivery a few nights a week

He made £54 in two hours one evening last week

Are you renting or buying? Is downsizing or moving to a cheaper area an option?

Waiting staff - tips are often cash in hand and more than the wages.

You could work on a nursing bank at your local hospital as an untrained nurse (health care assistant), then work a night shift or Sunday shift when you need to. You'll easily get £400 for that.

I used to take in foreign language students and clean holiday homes on a Saturday, as well as my full time job. Exhausting but it was an ends to a need.
Good luck op.

Stop paying all of your gas and electric bill. Obviously you'll have to pay something towards it, or you'll get put on a meter. But you can get into debt with them, and pay it off when the children are at school and your childcare costs are more. Or just accumulate debt in winter, and balance out closer to 0 in the dummer months (rather than them z chunk of your money most of the year). They can't cut you off with small children, if you're UK based. Far from ideal, but it's what we have to do, unfortunately.

Ask for mortgage break, only paying interest? If you "own" your home.

Depends on what jobs you have really... if you work in retail, could you work nights instead of days, as rate is higher? Or if NHS, go into private health care. Look for the same job but closer to home, saving on travel?

Failing that, it's just a case of vodka and anti-anxiety pills. It's bleak times we're living in x

Any suggestions on best places to start? Do you offer reduced rates to start? Presumably you don’t need teaching experience? Thanks!

@Whatwillitbenext if you are both on low incomes and don't have savings over £16,000 you should be getting a bit towards childcare through universal credit.

I went on entitledto.co.uk and tried it with you each earning £30k for 35 hours per week with £1050 a month childcare costs and it said you'd get around £55 a week in universal credit. Plus just checking you are claiming child benefit of £45ish per week for 2 kids? Plus tax-free childcare?

I would babysit, but where I live babysitters could earn that for one 3-4 hour date night so it would be a pretty small and flexible commitment.

Some banks are offering £200 free per person to move to their bank