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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Accidental crime...

676 replies

ChinChinDarlings · 27/03/2024 21:30

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

OP posts:
Thread gallery
5
ChinChinDarlings · 28/03/2024 09:15

@Betterbuckleupbarbara you seem overly invested.

Why?

Does it matter?

OP posts:
Ramalangadingdong · 28/03/2024 09:16

Kapaj · 28/03/2024 08:57

You must be knackered OP. Hope you're not a brain surgeon by day.

Judging from the posts there is no chance that could be the case. Or anything like it. My guess is Gangster’s Moll (haha that ages me).

OldTinHat · 28/03/2024 09:17

I'm glad you've managed to sort it out OP.

For what it's worth, my DC had his wallet and phone stolen (obviously a completely different scenario!), we reported to the police to get a crime number for insurance and the police actually said 'just so you know, we absolutely won't be investigating this'! Whoever stole his wallet went on a spending spree but the bank refunded everything.

I can absolutely understand how this happened to you and phew that it's now all sorted!

Ramalangadingdong · 28/03/2024 09:19

ChinChinDarlings · 28/03/2024 08:59

What!

That is ver' funny.

The lack of imagination!

Lack of imagination? Hunger more like.

TinkerTiger · 28/03/2024 09:20

Chocolatefrogs · 27/03/2024 22:01

What’s a ‘premium banking card’? Is it a card for one of those posh banks like Coutts or something?

It's a type of card to stealth boast about.

Ramalangadingdong · 28/03/2024 09:21

LuluBlakey1 · 28/03/2024 09:10

No it doesn't. I am rarely asked for a pin.

She said she tapped four times and paid about 200 quid so it adds up.

ChinChinDarlings · 28/03/2024 09:22

Ramalangadingdong · 28/03/2024 09:16

Judging from the posts there is no chance that could be the case. Or anything like it. My guess is Gangster’s Moll (haha that ages me).

That's an odd supposition.

OP posts:
CutthroatDruTheViolent · 28/03/2024 09:23

Yeah ok OP, pull the other one it's got bells on.

I could just about believe it until this "apparently" happened to your sister as well.

Betterbuckleupbarbara · 28/03/2024 09:23

@ChinChinDarlings I think the lack of sleep is making you imagine things but seriously are you ok?

TinkerTiger · 28/03/2024 09:23

ChinChinDarlings · 27/03/2024 23:25

No!

But it doesn't matter. The point was that I don't see many cards like mine, which could have been the only reason that I ended up with the bloke's card in my possession.

What an odd coincidence

CinCinDarlings · 28/03/2024 09:24

ChinChinDarlings · 28/03/2024 00:17

Do you know that the name was already taken and I was naming in a hurry for my quandary.

BUT

Never fear!

Tis always marvellous to take small wins when available.

Well that was a lie.

ChinChinDarlings · 28/03/2024 09:26

CinCinDarlings · 28/03/2024 09:24

Well that was a lie.

😁

It absolutely was.

OP posts:
CinCinDarlings · 28/03/2024 09:27

🤣🥂

ChinChinDarlings · 28/03/2024 09:27

You look in dark corners, you find spiders!

OP posts:
VanGoghsDog · 28/03/2024 09:29

ChinChinDarlings · 28/03/2024 08:20

All sorted!

I've transferred the money I spent.

And the bank very very kind.

A happy ending and the police can concentrate on actual crimes.

So, they breached the data protection act by giving you another customer's bank details?

Unlikely.

Did you also self report that your husband uses your (tres exclusive) bank card, because with most (all) banks, that is against their terms.

ChinChinDarlings · 28/03/2024 09:30

Betterbuckleupbarbara · 28/03/2024 09:23

@ChinChinDarlings I think the lack of sleep is making you imagine things but seriously are you ok?

You're starting to sound like a pervy 1970s psychiatrist.

OP posts:
ChinChinDarlings · 28/03/2024 09:31

VanGoghsDog · 28/03/2024 09:29

So, they breached the data protection act by giving you another customer's bank details?

Unlikely.

Did you also self report that your husband uses your (tres exclusive) bank card, because with most (all) banks, that is against their terms.

I have his bank details because I am in possession of his card!

OP posts:
Daffodilsandtuplips · 28/03/2024 09:31

I’m loving OP’s sense of humour, she has a come back for every cutting remark.

Cuppachuchu · 28/03/2024 09:32

Gonnagetgoingreturnsagain · 28/03/2024 07:47

Well OP just had to drop this in… as a stealth boast, it’s not like it was a plain old Lloyds or NatWest card 🤣

Most banks offering Premium banking have 24 hr telephone banking. Just saying.

VanGoghsDog · 28/03/2024 09:34

ChinChinDarlings · 28/03/2024 09:31

I have his bank details because I am in possession of his card!

So, as I said about ten hours ago, you could have just done that straight away. No drama.

But, you kind of like the drama, right?

Gonnagetgoingreturnsagain · 28/03/2024 09:35

Cuppachuchu · 28/03/2024 09:32

Most banks offering Premium banking have 24 hr telephone banking. Just saying.

That's what I said too.

LipikarAP · 28/03/2024 09:35

Ptee · 27/03/2024 21:35

Of course ring the bank, not ringing will make you look far more like a criminal.

I think the moral of this story is that money doesn't buy brains!

VanGoghsDog · 28/03/2024 09:36

ChinChinDarlings · 28/03/2024 09:31

I have his bank details because I am in possession of his card!

At 23.01 you said "his bank details are not on his card".

So, which is it?

MassiveOvaryaction · 28/03/2024 09:37

ChinChinDarlings · 28/03/2024 09:31

I have his bank details because I am in possession of his card!

And yet in last night when someone suggested you could pay him with the details on his card, you said there were no bank details on the card 🤔

VanGoghsDog · 28/03/2024 09:38

Cuppachuchu · 28/03/2024 09:32

Most banks offering Premium banking have 24 hr telephone banking. Just saying.

Indeed. They are, shock horror, just normal banks (faints at the thought) who offer extra services and funny coloured cards to mugs apparently speshul insecure customers.