Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

ChinChinDarlings do you ever sleep? I haven’t read everything but you seem to have been awake all night helping posters throughout the night with an interesting chat.

You’re welcome

Interesting take.

Incorrect.

We bank with different providers.

I wish I had a buzzer...

Mine doesn’t. I haven’t been asked for a PIN in months.

@ChinChinDarlings You need more than a buzzer, although I’m not quite sure how you think it may help you at this stage. You seem too far gone.

Genuine question OP, what are you on?

Posting consistently from 9.30pm to 6.30am after a 'long lunch' in the afternoon without a break to sleep is impressive.

Good luck calling the bank.

@SapphosRock I wonder that too! 😂

Wondered* wonders off for coffee.

Why on earth would you wait till morning and not ring straight away. The sooner the better in this case. You seem very relaxed about the situation

A similar thing happened to me years ago when you had to sign for things. I accidentally swapped cards with a friend and then we each spent a blissful day spending each other’s money. It was only when we wanted cash that our little gallop stopped.
OP - good luck in dealing with the bank today. If you get nowhere as you won’t get past security, try LinkedIn for the individual.

And whilst it was an accidental crime not reporting it straight away when you realised means that you have stolen as you are delivering keeping it overnight. I had sympathy upon reading your first post but now have none and if you get in trouble for this then it’s probably deserved. I hope you got up early and rang first thing

Honestly?

Bugger all.

I think I said earlier, menopause has robbed me of sleep.

(Very cool name BTW, I was at Manchester Art Gallery today and the Sapphos painting by Mengin there was considered to be so erotically confronting that only Men were allowed to view it)

I guess you know that though!

Eh? I. What way does the OP not understand the banking system, it s blindingly obvious that anyone can tap any card in the world, the machine has no clue who is holding the catd

I think that the poster was trying to say that I only possibly had the card that I did because it was my husband's.

But also hedge betting that it was all bollox anyway...

Shed still be talking rubbish wheever's card she thought you had, maybe you can explain further @Betterbuckleupbarbara

Because it’s not all about YOU. Especially as you were the one at fault.
Maybe you shouldn’t be laid back because you could resolve what is most likely a very stressful situation for the man whose card you have?
I think your only motivation for putting this right (and even that’s limited) is in case it affects YOU by you being accused of criminality. You aren’t considering the person you’ve taken the money from AT ALL. It’s shocking.

Waking up to this thread has been epic. Thank you @ChinChinDarlings for letting me walk down memory lane of when MN used to be this playful. Hope you are not wearing police bracelets later today for your crimes.

I'm expecting to be marched out by the law at any given moment...

It's going to happen..

This thread feels like the new 'Cancel the Cheque'.

Now it is CALL THE BANK. Good luck op, I would be interested to hear about what the bank says so please come back with an update.

What an incredibly strange thread. Of course you call the bank. What's the issue here?

I'm minded to not call them.

Just for the devilry.

Weird person. Not amusing or entertaining, just weird.

Mumsnet would explode and the card owner would be able to trace their card by the subsequent mail online story.

So…has the OP called the bank yet?

I'd be too scared to ring up in case they charge me with theft. I need a clear crb for work. I'd immediately cut up the card and say nothing. The card holder will realise his cards missing and report it, he won't have to pay anything, unless it's a debit card? Sometimes doing the right thing can actually backfire.