Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

C'mon. Everyone loves a thread like this.

I could have called 10 hours ago.

And where's the fun in that??

Why would he need to panic, if he realises and checks his account hell know someonr else has the card and will be able to freeze it and report it, he'll get his money back

I'm not a chathpt expert but this is absolutely nothing like that, odd things happen to people, why is that hard to believe?

He's definitely not panicking.

If I acquired his card in what I assume is the most likely scenario, I've had it since Saturday. He's not even noticed it's gone. He's certainly not panicking.

Erudite.

Thanks for your contribution.

The owner of the card probably has it on Apple Pay or equivalent and wouldn't have necessarily noticed he didn't have the physical card.

My card doesnt

OP, I like the cut of your jib 😁

Exactly, I don't use my card very often. My friend I was with today has a ring with a chip that she just waves near a payment terminal.

I'm old-school in the fact I use a card when out and about. At home I don't use my card, my deets are just saved on all the sites I use.

So, I checked my cardholder before I went out today because I knew that H & I were both using my card over the weekend so I wasn't sure it was in my possession. Saw it! Used it!

Wasn't mine...

Will sort!

And for all the naysayers here, when I phoned my sister for larks and advice EXACTLY THE SAME THING HAD HAPPENED TO HER.

So I don't think it's as unusual as you may imagine

And in shock other news, not all cards are the same

Who knew?

Mine doesn't I don't remember the last time I had to use my PIN.

Actually no, chin chin spelt like that means dick in Japanese. I think it suits dickdarling better

What a hysterical pile-on - for something that is very easily sorted out.

If this lot had their way OP you'd be in stocks getting flogged for the whole town to see. Heathen!

😆

So your husband picked you up after shopping, when you then realised you had someone else’s card, and at gone 10pm you still haven’t contacted the bank because you “cannot be arsed” but you’ll happily post and argue your morals and dilemma with strangers on the internet?! Why didn’t you contact the bank as soon as you became aware? Or did you have more important things to do?!
Aren’t you such a wonderful person

Well-played OP. The electrcity notice gives you bonu points from me.

Arigato.

Small bow.

(Nothing too ostentatious mind).

(I mean, it is all true, but I did know the situation would push buttons).

This was a brilliant find this morning! I should be getting up but have spent way too long reading this! ☺️
I’m also concerned that you’ve been up all night though!!!! You’ll be too tired to call the bank now surely! 😉

Whaaat?

That did actually make me LoL. Old skool. Lol.

I thank you.

Your situation might have been an accident (tbh i don’t buy it), but you can’t know whether the card was stolen or not just before you picked it up. At a minimal the decent thing would have been to ring the bank to get the card blocked so the owner would get an alert.

This is why I got my bank to change my card from default contactless, to pin every time.
Realise this makes me a Dinosaur and i would struggle on public transport, but it suits me for now.

You don't have to buy anything.

I'll just steal it from you anyway.

Obviously.

Haven’t rtft but -

You’re an additional cardholder on your DH’s account aren’t you OP?

Actually scrap that, from your level of maturity, I’d say your parents account.

I call BS on this anyway as you don’t seem to understand how the banking system works.