Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

No. Old MN was funny. As in proper belly laugh, snorting, funny. This isn't anywhere near the quality of those posts.

Just catching up on this thread. It is mental. OP wouldn’t ‘piss about’ calling the bank at 10pm but posted literally through the night? How pissed were you?! Have you slept?!

Imagine have some fancy premium banking card but not having a bank you can ring at 10 pm!

Ditch the bank and move to First Direct.

@NoWordForFluffy you forgot to add "in your opinion." I found it funny, I wasn't saying everyone should find it funny.

Her husband had it.

What happens to basic reading comprehension round here?

Ooooohhhh...that's me told! 😬🤣

@NoWordForFluffy 😂

@JaneAustensHeroine yes, almost manic

@shoppingshamed I’ll rephrase that, OP doesn’t understand how certain account services work so it appears OP doesn’t have the premium card I assumed she did, just a regular premium debit one. I don’t really care either way.

@Zyq I imagine she means the man whose card OP has

Wonder’s off for more coffee.

I can only applaud the OP. She's landed more fish on this thread than a professional fisherman.

Well done 😂

No cards have bank details on them. That would be a massive invitation to fraud.

im reading this and none of it makes sense.

there are limits imposed on how many times you can swipe.

if u shop in a new place that’s not known to the card, you have to use the pin.

Premium cards are more security conscious than your everyday card

the more I think about this, this morning us pay day.

Was this a little fantasy of yours cos you’re skint, u find a card and have a wonderful shopping spree. Dreams are lovely xx

It was. I'm not a pretender..

I don't think anything's as funny as it used to be.

Super-agree. Life did used to be much more light-hearted. And then we all got old and everything became very ernest.

I've not entered my pin for months. I also leave my card on tables all the time. It's just laziness to avoid having to keep reaching into my bag. The thing I love about mn is this bubble people seem to live in 'Well that's never happened to MEEEE, so it definitely never happens at all'.

I wonder if OPs DH has between £500k - £750k ‘take home wages’.

When I had my old John Lewis card, I hardly ever had to enter the pin, now I mainly use my M&S card, it is a bit more often but not that much

As an aside.

I am completely aware that I could have called a banking person at any point.

I am calling them now.

At a sensible time.

This reminds me of the hamster stew Post of day gawn by.
This situation nearly happened to me a few weeks ago. A nice man in TK max picked a card off the floor and handed it to me as it seemed to drop to the floor as I walked past. It looked like mine so I took it. Luckily I checked before tapping and it just looked like mine.

I wouldn't have the guts to wait to morning if I has spent any of her money though. I'd have turned myself in at the local clink after a tearful goodbye to my children.

You've made an awful lot of assumptions about the owner of the bank card & their situation.

I am with PP who cannot understand you not reporting it to the bank immediately last night, and your nonchalance over the matter.

I doubt there's any apocalyptic consequences to follow, but the phrase 'ignorance is no defence in law' does mean something ...

Mary Magdalen, is that you??

I'm getting the popcorn ready.

Don't forget to update us from your jail cell after the call OP!

You are making me laugh out loud. You have a wicked sense of humour!

LMAO

Loved this thread and you, Chinchin!

They don't open until 8!

So.

Thwarted.

Well OP just had to drop this in… as a stealth boast, it’s not like it was a plain old Lloyds or NatWest card 🤣