Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Joiner charging £15 for invoice

187 replies

clothearedpotatohead · 09/03/2024 08:15

Had someone come out a couple of weeks ago to do a small job.

Quoted £55. Came and did it, all good.

Asked after if he needs my email for the invoice. Crickets.

2 weeks later he’s come back and said it’s £55 cash or £70 with an invoice. “Let me know which works best for you”

I think it’s bullshit. He obviously doesn’t want to declare his income (again, bullshit – pay your taxes) and if he wanted to charge £15 for an invoice he should have said so in advance.

OP posts:
clothearedpotatohead · 09/03/2024 10:04

CranfordScones · 09/03/2024 09:47

Neither of you is acting with distinction. He's probably not registered for VAT (all legal and fine) but wasn't going to put it through the books if you paid cash (sketchy, but common).

He quoted you a price and did the work, and you should have paid him there and then.

I did want to pay him there and then – we were in touch by text, I told him I wasn’t going to be there in person, as soon as he said the job was done, I asked if he needed my email to send the invoice, as this is what every other tradesperson has done.

He didn’t ask for cash – he just didn’t reply and disappeared for 2 weeks. I have not delayed on paying. He literally texted like an hour ago with a new price if I want to pay by bank transfer / have an invoice/receipt.

I have not refused or delayed payment at any point.

OP posts:
BobbyBiscuits · 09/03/2024 10:09

It seems a bit shifty on his part, he could have just said pay me in cash, I prefer it. A lot of them do say that, but most invoice if they are an actual Ltd Co.
I'd say cash is fine. Unless you want to pay more?
Just don't use him again I guess. £55 doesn't sound much for a tradesman to come and do joinery, even if a small job.

cakeorwine · 09/03/2024 10:10

It's tax dodging.
Not VAT - unless he meets the threshold.
I'd pay £70 and then report to HMRC. HMRC are busy but tax dodging, cash in hand does cost the UK money.

ThirtyThrillionThreeTrees · 09/03/2024 10:24

I won't pay cash for anything like that.

I want my invoice for proof the work was done and for a paper trail if thr job was done poorly and needs repair.

Get quotes in writing to prevent it happening again.

Jk8 · 09/03/2024 10:32

Surely you could have just sent the money & asked for a receipt???? Why do you need an invoice to pay/why does anybody need an invoice to pay a personal expense ... ?

I get that your self employed so obviously have a differnt mind set around businesses but still it was a personal expense ?

Just pay the money - even if you report it/complain the money should have been paid on the day if you had it & a invoice if you wanted it should have been requested first & seems very pedantic for what will ultimately be you just paying him £55 for work he's already done & obviously moved onto other jobs

snoopyfanaccountant · 09/03/2024 10:33

SerendipityJane · 09/03/2024 09:38

You can be paid by BACS or PayPal or whatever and still not declare it as income

You can do whatever you like - HMRC (and now DWP) will know. Although whether they have the capacity, competence and political will to do anything is another matter.

A house a few doors down had there roof done recently. The roofer wanted cash which neighbour drew from their bank. Who asked what it was for and recorded the details of the roofer. Not sure if that's a new initiative, something to do with looking after more vulnerable customers (as is neighbour). But either way it makes for an interesting future.

Banks are definitely more wary of allowing large cash withdrawals and bank transfers. I replaced my car last year and needed to transfer the funds between my own accounts. The funds were in a recently opened savings account (it was an inheritance) so I had to find a bank branch to do the transfer. The branch had to put me onto their fraud department who asked me what the money was for, the reg number of the car, its make and model and colour.

clothearedpotatohead · 09/03/2024 10:44

Jk8 · 09/03/2024 10:32

Surely you could have just sent the money & asked for a receipt???? Why do you need an invoice to pay/why does anybody need an invoice to pay a personal expense ... ?

I get that your self employed so obviously have a differnt mind set around businesses but still it was a personal expense ?

Just pay the money - even if you report it/complain the money should have been paid on the day if you had it & a invoice if you wanted it should have been requested first & seems very pedantic for what will ultimately be you just paying him £55 for work he's already done & obviously moved onto other jobs

I have not delayed payment!

As soon as the work was done I asked if he needed my email for the invoice – not thinking anything of it. I always pay immediately.

He just didn’t reply, and has popped up 2 weeks later for a new price if I want evidence of the work done or to use bank transfer

OP posts:
GrainOfSalt · 09/03/2024 10:46

Some of these responses are bizarre. I had to have a gardener in to do a small job, we agreed 50 quid. Family friend for years. Offered bacs or cash on the day and he said bacs was easier for him. Had an invoice saying paid a week later. That's how you do business.

This guy is screwing the system and the twat put in writing. Why are so many people happy to give him a pass?

Bearbookagainandagain · 09/03/2024 10:58

He isn't charging you £15 for an invoice, he is just adding the VAT which is totally normal. Most traders will give you a quote without VAT, it's better to double check with them.

If you pay cash he doesn't charge the VAT, and as he said it's up to you to decide.

MonopolyTrading · 09/03/2024 11:04

I couldn't get worked up over it. You managed to find a joiner that would come out to such a small job and didn't rip you off. Most won't come out for such little money.

Universalsnail · 09/03/2024 11:08

I would just pay cash unless you need the invoice for something. Not worth the drama.

If you need the invoice for something I'd point out that you know he's tax dodging and like whatever but your not paying extra so when he sends you his invoice you will send him the £55

I don't care he's offered a cash option but he should have offered that as the cheaper option in the first place.

ohdamnitjanet · 09/03/2024 11:12

Just pay him, £55 cash or £70 if you think he’s avoiding tax and you don’t agree with him doing that. What’s the problem?

Gettingonmygoat · 09/03/2024 11:15

My DH never quoted a cash price, always the V.A.T price but every single customer would ask if they could get away with the V.A.T. Don't blame the tradies, it's the customers who want to save the money.

Badbadbunny · 09/03/2024 11:22

Gettingonmygoat · 09/03/2024 11:15

My DH never quoted a cash price, always the V.A.T price but every single customer would ask if they could get away with the V.A.T. Don't blame the tradies, it's the customers who want to save the money.

No, our experience has been the opposite with most being upfront that they won’t charge vat if we pay by cash, even for large amounts. That’s without us asking! They make it sound like it’s for our benefit but they save more in terms of income tax and nic evasion!

betterangels · 09/03/2024 11:24

HotChocWine · 09/03/2024 08:26

Why didn't you pay him a couple of weeks ago when he did the work? That's the worst bit about the post

Agree.

Whatthefnow · 09/03/2024 11:24

I had a second job for two years and was paid 1200 cash per month.

Mumsnet is a crazy place.

CaramelMac · 09/03/2024 11:27

I don’t know why so many posters are chiding the OP for not paying there and then, she asked him for an invoice, he didn’t supply it, how can she pay him without an invoice if she doesn’t have his bank details and he didn’t specify cash when he gave the quote?

CrispsandCheeseSandwich · 09/03/2024 11:40

CaramelMac · 09/03/2024 11:27

I don’t know why so many posters are chiding the OP for not paying there and then, she asked him for an invoice, he didn’t supply it, how can she pay him without an invoice if she doesn’t have his bank details and he didn’t specify cash when he gave the quote?

I agree. I never pay in cash there and then. I always pay the minute I receive the invoice - literally straight away, I'm a stickler for it. It's never been an issue with people I've had doing work - they've always finished the work, said they'd send the invoice, and left.

Abi86 · 09/03/2024 11:42

Picklestop · 09/03/2024 09:05

You had a small job done for £55 and refused to pay because you didn’t have an invoice? Yes he is obviously trying to avoid declaring income, if you have a problem with that then you pay the VAT. This bill should have been settled by now. Stop being difficult.

You do understand it’s the invoice that provides the payment details? It also provides proof of work if things goes pear shaped and you need rectification. The OP couldn’t make payment because she hadn’t received the invoice - it’s not rocket science. Sometimes I wonder what world people live in.

Jaxhog · 09/03/2024 12:07

taxguru · 09/03/2024 08:35

Most traders won't give invoices/receipts for "cash" jobs because it means there's an audit trail leading back to them, i.e. if HMRC investigate you, the property developer, they may trace back your payments to the dodgy tradesmen to check he's put the income through his books.

Without a receipt/invoice, of course, there's no guarantee, warranty, Fensa certificate for windows, etc.

Exactly. While it might seem 'nice' to do a cash payment, it IS illegal. Also remember, that if people don't pay the tax they are supposed to, whoever they are, WE will end up paying more instead.

Unexpectedlysinglemum · 09/03/2024 12:29

Mummame222 · 09/03/2024 08:20

I’m sorry, that’s outrageous. I would get the invoice and attach correspondence informing him I was paying £55. Quote properly.

Im self employed, I don’t quote my ‘tax dodging prices’ then charge £15 for an invoice, that’s just not on.

He should have quoted both

Lucythecleaner · 09/03/2024 12:31

It's probably what he does to swindle child maintenance. That's what my ex does with his own business

enchantedsquirrelwood · 09/03/2024 12:37

MiddleagedBeachbum · 09/03/2024 08:18

You’re being totally petty - he’s quoted you pre work, you should have had the £55 ready in cash to pay him immediately - the very fact he’s done the work and you’ve still not paid him is very telling.

You try running your own business as a trades person, it’s not easy for them especially with awkward customers like you that love making them wait to be paid.

This is a very MN thing that you are meant to pay people right away. I wish it were so for all the other freelancers who often don't get paid for months! 30 day payment terms are normal and many clients won't even cough up within that time. It is perfectly reasonable to ask for an invoice, and pay once received. I usually pay within minutes of getting an invoice by email.

If someone asks for payment before they leave the house, that's fine as long as you can see they've completed the job.

But if they say I'll send you an invoice but then don't, because they don't want to put the job through the books, that is not ok.

Sometimes I have to chase people to get their invoice!

enchantedsquirrelwood · 09/03/2024 12:40

CaramelMac · 09/03/2024 11:27

I don’t know why so many posters are chiding the OP for not paying there and then, she asked him for an invoice, he didn’t supply it, how can she pay him without an invoice if she doesn’t have his bank details and he didn’t specify cash when he gave the quote?

Well quite. It's a very silly MN thing that you see a lot on here. In real life, you get the invoice and you pay it. Or they say "that will be £x please" and you give them the cash or they have a card machine.

Gloriosaford · 09/03/2024 12:41

He's not charging you for an invoice he's offering you a discount for cash.

Swipe left for the next trending thread