Considering the amount of people on here struggling with the COL, I find this offensive....

[DevaleraSpawnOfSatan]

Advert just a few moments ago...

79% Apr. WTH..... 😡

Would MN towers care to comment.

I have Adblocker so don't see this shit, but would still prefer it if Mumsnet could tailor/monitor the ads they use to make money (whether that's via another service like Google or not) to avoid products that are harmful and unethical.

Use the Brave browser - not an Ad or APR in sight!

But MN make money from ads, unless you are on Premium it is a free to use site.

#22 years and still here. Old school.

Yes, I am sure they get a choiceAnd can ban categories.

I got one for one of those online gambling companies, like Vegas 365, or something like that.

I think those are totally predatory and shouldn’t appear on a parenting site.

Whether it’s MN or Google it’s still exploitative.

the internet is completely monetised now, ads at every turn, data gathering at every opportunity. Gross.

Unfortunately the alternative to having adverts is to have a subscription fee for all Mumsnet users (with no free access). It would be nice if MN could choose which ads are used, but I don’t think that’s how it works. The best we can do if continue to petition the powers that be (to cap interest rates and/or to increase minimum wage, to cap rent etc), and for us all to raise awareness about these lenders. They should be avoided at all costs (although, I appreciate some people might have no other option than to use a payday loan with extortionate rates). The ad is not great but the company itself is worse and the fact that people are having turn to payday loans is an appalling state of affairs.

Why doesn't everyone just use an ad blocker?

a. I don’t mind ads, sometimes they show me things I like.

b. Its a value exchange. do you realise that if everyone used a ad-blocker there would be no ‘free’ sites at all. You’d have to have every site behind a paywall as they would generate no income

My ads for everything is temu, that app is desperate for me to download it.
Unless it offers me a detached 10 bed, 5 acre property for 99p I'm refusing to.

Me neither, I've never visited a car website yet have an advert for Volvo on this thread

Not mumsnet’s fault though. Not the advert’s. Blame the government who allows this kid of awful lending in the first place and the lenders, who are morally devoid.

on basis of that thread I bought two new bags based on other posters recommendations

Me neither, I've never visited a car website yet have an advert for Volvo on this thread

Yes me too, Volvo on every page. If thats generated by my personal browsing history then they've badly fucked up somewhere as I'm definitely NOT their target market 😂

I don’t see the problem, if you are short of money surely it is helpful to see offers of credit and loans because you need money.

Or offence even

Not sure I'd use the word offensive, although like you I hate these exploitative lenders, OP.

I think it's a mistake to assume that MN vet the ads at all- we've had all sorts of unpleasant and inappropriate ads on here. It doesn't help that practically every other post is actually a paid promotion (which they do vet).

My ads are for Boots, diamond rings and hotel breaks.

Shared iPad so fascinated what DH has been googling!

Short term, low value loans have high APR... what a shocker

These are ads targeted through your demographic profile; the company is criteo they also can use what you’ve looked at before. You can opt out if you click on the little arrow top right I think. But mainly get an ad blocker.

https://www.criteo.com/privacy/disable-criteo-services-on-internet-browsers/

Even if tailored to the OP, It's crazy that companies can exploit people like that. How are they allowed to charge that much?

I get adverts for shit skirts, something I’ve never googled.
that loan company is depressing, one tiny step up from a loan shark.

People going through old threads to ‘catch op out’- please I beg of you get a hobby, what an embarrasing way to spend your time!

@DevaleraSpawnOfSatan companies have always existed with loans like that,