Considering the amount of people on here struggling with the COL, I find this offensive....

[DevaleraSpawnOfSatan]

Advert just a few moments ago...

79% Apr. WTH..... 😡

Would MN towers care to comment.

@LoyalMember

Yeh what 🤔

Didn't realise anyone actually read the ads. I certainly don't 🤣

As the site owner, MN are able to choose the categories of ads they seem acceptable and block any they don't want.

There was a woman who (if her final post was to be believed) was driven to suicide by mumsnetters earlier this week. She had come on for a hand hold after her mother, who had a prescription drug addiction, had moved in with her, and she was finding it challenging.

It’s a really nasty community at times.

@tuvamoodyson you do you. I'm still going to judge 🤷🏻‍♀️

Have no idea what previous threads the sad and pathetic on here have unearthed, I can only guess they’re whatever has been quoted in the now deleted posts.

But looking through someone’s previous posts based on loan companies which exploit the desperate truly is pathetic.

As for the adverts, it mattrs not whether they’re generated on MN or by google, these companies are vultures who prey on the desperate. Typically the people who apply for these kinds of loans are the people who are unable to get credit with reputable companies, so they sign up to here out of desperation.

It’s exploitation in the extreme and should be illegal.

@ProfessionalBuilding I remember that thread, felt very sorry for the lady and some of the grief she was getting was really unnecessary. I stopped following but I hope she has got some help IRL.

Wait there are people who don’t use adblockers?

This. It's your algorithm. Welcome to the Internet. Besides, as much as I'm struggling, there has to be some degree of personal responsibility when it comes to loans.

Terrible. How are these still operating when Amigo loans etc were all closed down. 79% apr is absolutely diabolical. How can they operate???

So it would seem!

Oh behave yourself.

I’ve seen that ad too but I’ve never browsed loans. I’ve browsed savings accounts this week though, and 0% credit cards before Christmas.

That interest rate is horrendous. That company really is preying. I agree with the OP’s concerns in general.

Dont let an advert spoil your day.
😁

im skint, and being advertised several expensive cars.. and a cat tree.

Shall i be offended?

The constant ‘rotate your device’ adverts are worse! I don’t want to rotate my bastard device!!

I don't think I've had that one! 😬

Why am I not getting the cat tree?! I would like to see that. My mogz would love that.

they're not browsing history.

I assure you, i have not visited ANY car sales, cat toy sales, or even public transport sites for months.. but those are what are being thrown at me, amongst several begging adverts for various charities.

While I don’t find the ad itself offensive, I do think that there’s a difference between seeing adverts for expensive items when you don’t have the money, and seeing adverts for loan companies which are essentially telling you you can borrow even if you don’t have a good credit record.

Because so often people who are struggling with money could be easily tempted into borrowing if they’re desperate enough.

Technically handbags are not a waste of money. They are an incredibly good investment if you buy right as are art and whisky.

Agree.

There is an element of browsing in there, but equally I constantly see adverts for cars.

I am blind and don’t have a driving licence, and have never looked at cars in my life.

So if it’s based on an algorithm then it’s gone wrong somewhere.

Offensive is the wrong word.
Just because you're offered something doesn't mean you have to take it.

I've been using ad blockers for that long I forgot most sites had ads! Why doesn't everyone just use an ad blocker?

But, yes like previous posters said those ads are from Google and based on a person's personal searches.

I agree “offensive” probably isn’t the right word but that rate of interest would be (literally) criminal where I am (Canada).

Its not Mumsnet’s fault whatsoever, but predatory lenders like the one in the ad are very dangerous, and prey on the desperate.