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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Don’t have more kids if you can’t afford them!

1000 replies

SportMum1982 · 31/01/2024 12:43

I’m not a raving Tory! But honestly I would have loved more children!!! I would have loved 4 kids but I know we cannot afford 4 kids.

Why do people expect the state to pay for their children? Bar education though! If I’m being really cruel tell me, but I feel I did want more kids but stopped.

https://www.bbc.co.uk/news/uk-67999028

Sophie with her children

Two-child benefit cap: ‘Every month is a struggle’

Half a million households are now affected by either the two-child limit, the benefit cap or both.

https://www.bbc.co.uk/news/uk-67999028

OP posts:
Thread gallery
10
Annierob · 01/02/2024 19:58

Interesting comments and it explains why the number of births is decreasing. This is bad news for the economy and very soon parents will be encouraged to have more children. Have the number of children you want and don’t be put off by what other people think you should have.

Cazareeto1 · 01/02/2024 20:00

I had a small business and two children I then went on to have my third child, my third child is non verbal autistic, something we could not have foreseen! I had to give up my business as I could not do both, I am now what you call an unpayed career, I am not allowed to work over 16 hours, I am not aloud to go and study further, I am on call 24/7, if he is at school and I am needed I am expected to be there in 30 minutes to collect him. Or calm him down. He sleeps 4 hours a day which means I sleep under 4 hours a night. He can not be left unsupervised I can not fall asleep, or very dangerous things could and have happened if I have fallen asleep when it comes to 4am, and I’m exhausted and have to be up for the school run for all my children. Things are most definitely not always as simple as you make out….

mydogisthebest · 01/02/2024 20:01

Beezknees · 01/02/2024 08:55

Hardly an enviable lifestyle. He'll be living on a pittance. Benefits for a single man are not generous. I'd rather be working. The envy of those on benefits is just pathetic to me.

I am certainly not envious of him but I am just stating that if you lie about your health you can get benefits you are not entitled to.

He certainly does not live on a pittance because as well as whatever health related benefits he gets he also gets a working wage as he works 4 or 5 full days a week and, obviously, does not pay tax or national insurance

Lavender14 · 01/02/2024 20:02

Talii · 01/02/2024 18:32

Some people are acting like the government hasn’t made steps towards reducing reliance on the welfare state.

The increase in funded childcare hours isn’t out of the goodness of their hearts. They are pushing parents into work, and I don’t think that’s wrong. I’ve said up thread, work is important for one’s wellbeing and motivation and for routine. I completely understand some people cannot work, of course, and this is where the state should step in.

@Talii the reduced childcare hours scheme isn't available across the UK unfortunately. So there's still a huge number of parents in certain areas who aren't able to get support with this and cannot afford to work as a result. Since mothers often make up the majority of those coming out of work to take on caring responsibilities and given how many absentee fathers there are, it ultimately comes back on the mothers and as demonstrated by this thread, they're damned if they do damned if they don't.

Newchapterbeckons · 01/02/2024 20:04

YANBU

mydogisthebest · 01/02/2024 20:08

Beezknees · 01/02/2024 08:56

And of course, he told you all about it and the exact ins and outs. Very believable.

Well you can disbelieve me but it is true. He is not the brightest spark and me and DH have helped him a lot since he moved in. He was working but told us his then girlfriend was not working and claiming mental health problems and getting benefits and he was thinking of doing the same.

When his car packed up DH was taking him to the Job Centre and when they started pushing him to get a job he told DH he was going to his GP to say he was very depressed and suffering anxiety which stopped him being able to go out.

We know the neighbour that is paying him cash in hand to do gardening and diy work and often see them going off in the morning and returning in the evening.

Lavender14 · 01/02/2024 20:10

Rosinda · 01/02/2024 19:01

I don't want to come across any kind of way, but if you were finished (and don't want to have a termination), didn't your dp/DH consider a vasectomy?

If people are certain they don't want more, then there needs to be 2+ precautions.

Example: pill/coil + (pull out) and/Or (avoiding fertile days).

Also am I right in saying that vasectomy is now no longer a free service available on the NHS for family planning reasons? Meaning people would need to be able to afford to go privately in order to have this procedure done? I'm not sure but I think I read something similar recently. If that's the case then you can't cite that as an appropriate option for low income families.

Which again leaves the vast majority of contraception options to the woman and as someone who has used nearly all the methods and struggled massively because of the way my body reacts to hormonal contraception- that's not always a good option. Really for me the best and least imposing option is condoms but we all know those can fail even when used correctly. As can hormonal birth control.

AnnieSnap · 01/02/2024 20:14

I don’t agree with a two child limit on benefits, but I support benefits not being higher than the minimum wage after tax.

Bululu · 01/02/2024 20:15

Yes, but some will tell you that circumstances changes. Well, yes sometimes but the big majority can’t clearly afford them. I have met people like this. Poor kids starving and cold and the bloody parents blaming the government. Last time I check family planning helps you to prevent pregnancy and there are terminations. It is unfair poor kids come here to suffer.

Beezknees · 01/02/2024 20:16

Boysgrownbutstillathome · 01/02/2024 18:35

Tax credits only came in in the nineties, before that the only government help for children was child benefit. We managed. Nowadays people see Tax credits as an absolute right that they can't manage without.

And women had to stay in abusive or unhappy relationships then because they couldn't afford to leave. Thank god they actually can now.

Beezknees · 01/02/2024 20:17

AnnieSnap · 01/02/2024 20:14

I don’t agree with a two child limit on benefits, but I support benefits not being higher than the minimum wage after tax.

That wouldn't work. You can't pay rent on less than minimum wage. Kids would end up homeless.

Mademetoxic · 01/02/2024 20:22

Gruffallowhydidntyouknow · 01/02/2024 19:24

Our welfare state is awful. We have so many healthy working age people who don't work and claim benefits with lots of children. It's not a daily mail myth. There are a lot of them. It is a lifestyle choice.

Benefits should only ever be short term when you lose a job and need a footing back up. Only a tiny minority of people are genuinely unable to work.

It's an appalling start for children to have an example of parents that do nothing. I genuinely feel that vouchers rather than money is the way forward. An allowance for uniform, healthy whole foods (I.e. pop, squash, cereals etc can't be bought with the food vouchers). That way the children are not missing out but the adults cannot abuse the system.

Edited

Yes I agree with this.

threatmatrix · 01/02/2024 20:24

Bigoldmachine · 31/01/2024 12:44

Because it is not the children’s fault or choice.

Was op talking about the children? No, she was talking about the low lives that keep hving them in taxpayers money. But unfortunately those children usually end up the same as it’s all the know.

threatmatrix · 01/02/2024 20:25

TomeTome · 31/01/2024 13:01

I have a standard of care I want to give ALL children.

Maybe educate ALL children into not having kids they want other people to pay for.

threatmatrix · 01/02/2024 20:28

izimbra · 01/02/2024 10:52

"I've worked with disadvantaged children in care for many years. My opinion is that 2 children are enough. Concentrate on quality and quantity. And if your already have children and get into a new relationship don't start a new family with the new bloke."

Who are you addressing that to? Some fantasy person who's sitting out there with a pen and paper, taking notes from mumsnet of all the things they should or shouldn't do in order to have a decent quality of life for them and their children?

We're talking about the two child cap. This cap only affects people who ALREADY have more than two children.

What do you say to those people? 'You shouldn't have had more than two children'? Ok, and then what? They shove the kids back in? Get in a time machine, go back in time and make a different decision? Give their 3rd child up into care?

The evidence is that this policy hasn't had any significant impact on people's decision making about how many children they have.

It just hurts the children that are already here, pushing their families into deep poverty, damaging their physical can mental health, and impacting on the likelihood of breaking out of a cycle of poverty by succeeding in education.

Do you believe we should just keep throwing our hard earned taxes on them so they can have the same lives as the people who work and restrained themselves into only hving 2 children. Stop the money and the breeding will stop.

Lavender14 · 01/02/2024 20:29

canonlydoblue · 01/02/2024 19:40

I think equally to blame as the absent fathers are the women who proudly declare they don’t need a man to raise their children.

My husband and I have six children. We both work, but don’t use childcare. This was something we decided back when our first was born and we reduced my working hours but also our spending. We live frugally so we can spend that extra money on our children. They don’t get a foreign holiday every year (hello camping), but I certainly wouldn’t class them as underprivileged or living in poverty.

I often wonder at the people who say they would love more than one child but can’t afford it. Parenting is self sacrifice and there are ways to bring up multiple children without relying on handouts.

@canonlydoblue

That's great you feel able to manage and purvis adequately for your children. But surely you must recognise that there have to be certain factors in place that are allowing you to be in this position to afford 6?

For example, the cost of your housing and secure accommodation, the area you live in and associated costs, potentially having family who are able to support if one of you is sick or needed to go into work for example, and outgoings that allow you to manage on one wage plus the wage itself to be able to do that.

Both myself and my dh work full time, we both live frugally, we don't have anyone who can offer us support with childcare as grandparents are either too far away (poor job prospects where I come from) or are still working full time. If I reduced my hours dh wouldn't earn enough to cover all bills by himself. If I did a few hours we could probably break even but we'd not be able to save for anything- and being able to save is an essential part of being able to sustain accommodation in a crisis and provide essential things for your child as they get older. We have one child and it's tight so I'm genuinely wondering what your dhs income is that he's able to provide for 6 mainly by himself alongside the hours you're working.

If it were maybe 5 years ago, before things got so incredibly expensive we could have had a second without really worrying too much.

So I'm now in a position where I either need to retrain and work in a different sector that pays higher, or we don't expand our family and I stay in the job I do now which I love, which is at the top end of my sector and which I've studied and trained and worked hard for. I'm genuinely wondering what the ways you're talking about are because maybe I'm missing something or maybe you're taking into consideration factors that a lot of people don't have access to.

We're careful with our food and electricity and heating costs, ds clothing is all second hand as are toys and furniture, we've DIY that needs done that we're just working around at the moment, I've set myself up to wfh to reduce my petrol and parking costs etc and we shop around for things before we make purchases, no abroad holidays. Really the only 'non essential spending' we do is on our pets because while it's essentials for them I guess pets themselves are not essential and paying slightly extra on our mortgage each month?

Beezknees · 01/02/2024 20:31

threatmatrix · 01/02/2024 20:28

Do you believe we should just keep throwing our hard earned taxes on them so they can have the same lives as the people who work and restrained themselves into only hving 2 children. Stop the money and the breeding will stop.

I'm fine with my tax going towards children, yep. Rather that than going towards an MP's breakfast.

Naptrappedmummy · 01/02/2024 20:34

Beezknees · 01/02/2024 20:31

I'm fine with my tax going towards children, yep. Rather that than going towards an MP's breakfast.

Well don’t complain when services are stretched to breaking point and the population is far higher than what we can sustain.

Beezknees · 01/02/2024 20:40

Naptrappedmummy · 01/02/2024 20:34

Well don’t complain when services are stretched to breaking point and the population is far higher than what we can sustain.

They already are. And welfare isn't the reason.

RecoveGrowThrive · 01/02/2024 20:48

It's all down to personal responsibility, and sadly the majority sleep through life without engaging

Lavender14 · 01/02/2024 20:49

Naptrappedmummy · 01/02/2024 20:34

Well don’t complain when services are stretched to breaking point and the population is far higher than what we can sustain.

Chronic underfunding of essential services with money available to the government would be what you need to look at there. Let's not forget that many politicians feel it would be beneficial to privatise the NHS and funnily enough are the same folks who keep reducing funding for the NHS... this problem starts from the top down not the other way about. Even mps wages, expenses etc- they're much much higher than the average wage will ever be and that's all coming from the public purse. Lack of accountability for people who could spend huge amounts on tax and choose not to or are supported by the government not to... that's a much bigger impact than the family of 5 down the road on benefits.

To me it's similar to environmental impact- if you don't have gov support and the big producers of plastic and pollution held to account and forced to do things in a more sustainable and ethical way, the day to day impact of individuals and their families who are eco conscious will of course make some change but it'll only be a small dent in the overall problem. And they won't collectively be able to undo the impact caused by major corporations etc. Money and power talk, and scapegoating the poor and pretending its all their fault is just old news. Similarly to the blaming of 'illegal immigrants' by the government. Even though there's no such thing as an illegal immigrant since everyone has the right to seek asylum. And the correct term is refugee... all very pointed and clever marketing by the gov to scapegoat the vulnerable and the poor and the least empowered in our society.

Naptrappedmummy · 01/02/2024 20:51

Lavender14 · 01/02/2024 20:49

Chronic underfunding of essential services with money available to the government would be what you need to look at there. Let's not forget that many politicians feel it would be beneficial to privatise the NHS and funnily enough are the same folks who keep reducing funding for the NHS... this problem starts from the top down not the other way about. Even mps wages, expenses etc- they're much much higher than the average wage will ever be and that's all coming from the public purse. Lack of accountability for people who could spend huge amounts on tax and choose not to or are supported by the government not to... that's a much bigger impact than the family of 5 down the road on benefits.

To me it's similar to environmental impact- if you don't have gov support and the big producers of plastic and pollution held to account and forced to do things in a more sustainable and ethical way, the day to day impact of individuals and their families who are eco conscious will of course make some change but it'll only be a small dent in the overall problem. And they won't collectively be able to undo the impact caused by major corporations etc. Money and power talk, and scapegoating the poor and pretending its all their fault is just old news. Similarly to the blaming of 'illegal immigrants' by the government. Even though there's no such thing as an illegal immigrant since everyone has the right to seek asylum. And the correct term is refugee... all very pointed and clever marketing by the gov to scapegoat the vulnerable and the poor and the least empowered in our society.

Can you put some figures to all that?

Dacadactyl · 01/02/2024 20:52

funinthesun19 · 01/02/2024 17:57

Have you actually spent the last 15 years thinking single mums don’t have to work until their youngest is 12?

If only you knew sooner. You might have been able to chill out a bit and cool your resentment down. 😂

No, of course I knew they had to work before their kids were 12. In the original post I made about it, I said "until fairly recently you didn't have to work til your youngest child was 12". I knew it was around 2010 or thereabouts, but not the exact year.

There's no resentment here towards those people, just questioning why the state thought it was a good idea in the first place.

TerrysNeapolitan · 01/02/2024 20:53

A lot of people on benefits have children as a form of a money making business. I know some!

Hmmmmaybe · 01/02/2024 20:55

@TerrysNeapolitan but surely you can’t make money out of it?

even awful parents have to put some effort in

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