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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Lodgers boyfriend using our address

211 replies

cosmobrown · 15/01/2024 11:50

We have an annex which we rent out.
Our lodger, (lets call her Mary) asked if boyfriend can stay over every so often. We said yes, as long as he didn't add significantly to electric bill or wear and tear etc. All happy.
Mary's post gets delivered through our main door and we pop it into the annex. No problems from anyone.
BUT, for the second time, I have received post for boyfriend. I assume it is the boyfriend, as the initial is correct, but I do not know boyfriends surname.
I feel as though boyfriend shouldn't be using our address.
AIBU?

OP posts:
caringcarer · 15/01/2024 13:55

Londonrach1 · 15/01/2024 13:35

Lodger lives in the same house as you and used your kitchen and bathroom... tenant has separate kitchen etc. Sounds like a tenant. Re the post talk to your tenant who post belongs to, if boyfriend say he doesn't live here so to not to use the address. Return to sender an option too

There are important tax implications between lodger who shares you kitchen and bathroom and a tenant who has their own facilities. You'd need to be paying tax on any income from a tenant not sharing facilities with you but not for a lodger if it is below a certain level.

cosmobrown · 15/01/2024 16:10

Thanks everyone.
As I said, Mary is a lodger NOT a tenant. I understand the difference. My issue is with the post. It is not frequent post, so I think I will just talk to Mary and ask for it not to happen again.
Does anyone know of any implications it may have if BF, I'm going to name him John, uses my address? Home insurance? Credit rating etc? Anyone legal on here?
Thanks

OP posts:
ConsuelaHammock · 15/01/2024 16:16

Does your ‘lodger’ have their own kitchen and bathroom?

MargotMoon · 15/01/2024 16:20

Why is everyone banging on about whether she's a lodger or not? It's got nothing to do with the OP's issue about the post!! Even if she's a tenant it's the same problem.

BobbyBiscuits · 15/01/2024 16:20

RTS. And ask Mary if she recognises the name. Some clowns were registering their companies with companies house at my address- 3 of them the cheeky fucks. We sent them back RTS, this co/person is NOT at this address. If you pass them on it will continue. And it could have bad implications if he gets loans and stuff. Bailiffs could come a-knockin'!

ConsuelaHammock · 15/01/2024 16:22

Just pass the letters on? You’ll find it practically impossible to police who stays in your property if it is separate from your main house. We had a tenant who moved in her new boyfriend, his mother, her three dogs and his three kids during lockdown. She had 4 children of her own.

ConsuelaHammock · 15/01/2024 16:26

Margot- because if she’s a tenant then they would have to pay tax on the rent.

cosmobrown · 15/01/2024 16:27

@ConsuelaHammock OMG! That's outrageous. Really taking the piss.
The letters that have come, are marked from the British Scuba Diving Association or whatever it's called. So nothing like bank stuff. I just need to nip this in the bud now don't I.

OP posts:
WhimsicalMoth · 15/01/2024 16:31

I'm confused as to the 'lodger' vs 'tenant' thing here.
If you as you say - rent out your annex.. that would make her a tenant, no?
And if she does not pay rent, you wouldn't haven't needed to mention that you rent it out.
I'd be pretty miffed if my landlord told me my partner couldn't have his post delivered to his home.

Reugny · 15/01/2024 16:33

Does anyone know of any implications it may have if BF, I'm going to name him John, uses my address?

Council tax but only if the annexe is considered a separate dwelling by the council. I know various reasons why they aren't.

The other ones are more to do with your postcode e.g. companies refusing to send deliveries due to high level of fraud.

Reugny · 15/01/2024 16:34

WhimsicalMoth · 15/01/2024 16:31

I'm confused as to the 'lodger' vs 'tenant' thing here.
If you as you say - rent out your annex.. that would make her a tenant, no?
And if she does not pay rent, you wouldn't haven't needed to mention that you rent it out.
I'd be pretty miffed if my landlord told me my partner couldn't have his post delivered to his home.

If you are a single person paying council tax you don't want any other adults post coming to your where you live.

Councils keep an eye on who claims single person discount for council tax and some single parents with adult children have fallen foul to this.

YYURYYUCICYYUR4ME · 15/01/2024 16:36

We had this, as bought a house with an annex, not self-contained as joined for all services, as needed a space for my Dad, who lived with us. The previous owners had a lodger, who knocked weeks after we move in, saying he would be using the annex as an address as staying with friends and could we forward on his mail! I made it very, very, clear that we would not, that all post would be returned to sender with a note that explained he was not living at the address, as no way did I want anyone else's life or liabilities on my door mat. Had this in a previous purchase too, years before, where the chap we bought from, had so many previous unpaid parking debts, from his sales roles, that we had all sorts land on the doormat. For him, I sent all letters back with his solicitor's details (from the information in the sales pack) and that stopped them very quickly at out address and I am sure the solicitor ensured the same at theirs!!

WhimsicalMoth · 15/01/2024 16:36

@Reugny but then surely OP would have an issue with the lodgers post too, not just the boyfriend ?

cosmobrown · 15/01/2024 16:40

We are already two adults living here, plus away kids at uni, so I think the Council tax issue is ok. But good point had I been on my own. Thank you.
I have no problem with lodgers mail, just the boyfriends.

OP posts:
WhimsicalMoth · 15/01/2024 16:42

cosmobrown · 15/01/2024 16:40

We are already two adults living here, plus away kids at uni, so I think the Council tax issue is ok. But good point had I been on my own. Thank you.
I have no problem with lodgers mail, just the boyfriends.

May I ask why the boyfriend's mail is an issue, if the lodger (tenant's) are aren't ?

Reugny · 15/01/2024 16:42

OP as you don't know what crap the boyfriend is sending you are right to come down on it.

For all you know in a year or so time you could have bailiffs turning up due to some crap he's doing.

I would just do return to sender for all mail.

Reugny · 15/01/2024 16:43

WhimsicalMoth · 15/01/2024 16:42

May I ask why the boyfriend's mail is an issue, if the lodger (tenant's) are aren't ?

He could be running up parking tickets or credit debts. 6 months or so later when the girlfriend is gone, bailiffs turn up and harass the OP or her children who are back from uni.

Barrenfieldoffucks · 15/01/2024 16:47

WhimsicalMoth · 15/01/2024 16:42

May I ask why the boyfriend's mail is an issue, if the lodger (tenant's) are aren't ?

Because the lodger's boyfriend doesn't live there.

WhimsicalMoth · 15/01/2024 16:49

@Reugny I understand needing to protect yourself from potential issues. Of course.
But why assume he will be racking up debts and tickets. The poor man just wants to receive his scuba diving club letters!

IncompleteSenten · 15/01/2024 16:52

If it's debt collectors you're worried about they go after the named person. Ccjs and other credit affecting things are attached to the named person not the address.

KissMyArt · 15/01/2024 16:54

WhimsicalMoth · 15/01/2024 16:49

@Reugny I understand needing to protect yourself from potential issues. Of course.
But why assume he will be racking up debts and tickets. The poor man just wants to receive his scuba diving club letters!

Then the 'poor man' can have them sent to his own home.

LlynTegid · 15/01/2024 16:55

Speak to your lodger, and 100% send back any letters after that.

Said boyfriend won't be scuba diving in this weather!

cosmobrown · 15/01/2024 16:55

That's the other thing - why have it sent here? why not to his own address? He is definitely not here every night. He must actually have a proper address!

OP posts:
OMirrorBall · 15/01/2024 17:00

Maybe he lives on a boat or somewhere else where post is hard to access, or is about to move, or house sits. Seems an over-reaction to not just clarify the situation with Mary if there've only been a couple of innocuous things like a scuba card.

Mindyourfunkybusiness · 15/01/2024 17:00

I've sent presents to people (using their name and address) but billing address and name obviously mine - and in general a handful of them every special type of holiday (christmas, valentines etc) will send a letter/magazine to their address but with MY name instead of theirs, which makes zero sense to me 😂
I've also had gift vouchers, offers and things posted to my address but the person who bought the present originally name.
Maybe he sent his gf a hamper or some chocolates or seeds and the company is now sending him the post to remind him to buy more