Lived together for 3 years and together for nearly 4, renting. He's mentioned wanting to own a home many times, not necessarily with me but just wanting to not have to pay rent and to have a place to call your own.
We're in the North and only looking at modest properties, i.e 90k max. We've got enough for a 5% deposit and also have enough for shared ownership schemes we've looked at.
We currently pay £1050 for all rent, utilities and CT so frankly a mortgage would probably be cheaper and for a bigger home.
I started talking earlier about making an appointment on Monday and he started to show hesitation, saying, ahh I just don't know, it's such a huge thing to think about, I just really don't know.
The other issue is area. We could get a lot more for our money in another area but he will not budge. He said he'd move within a 5 mile radius roughly but that's it.
Another issue is a pet. I've wanted a cat for a while, I've owned cats before and I wouldn't even expect him to look after it, but he won't have any sort of pet. I even suggested a goldfish but he wasn't keen.
I ended up telling him I feel that nothing is ever on my terms and he said he's sorry. I also feel sad that even after several years of living together he's clearly hesitant to enter into a mortgage with me.